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ok so i frist to post here, a way to move froward

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ok so i frist to post here, a way to move froward

Post by Whymeok on Mon Sep 04, 2017 6:22 pm

ok i tried before court ccj action 3 letter process both OC AND DCA whom blocked all requirements to proof of claim. this relates to when phones for u ltd offer 14 april 2014 offer mobile, cap data plan, two mths national press company went bust,

my frist contract phone. i sought advice as poster on shop says do to vodaphone shop. i did, instead of help sales hard push on 24.10.2014 new offer tablet with new data plan both both talbet of 53 punds cap a mth.

male claimed i had 30 days to cancel i never read small print, i was paying up to higher second mth new offer, contract up tp 70 pounds, i belive i mis sold terms of  offer and while i wrote to cancel offer in 30 days, i still paid this costs, still.

then my 3 letters process begain as i was refused to cancel . up to jan 2015 i stop paying, as each tex as higher then 53 mth.

ok now 2017, claims, OC  sold to DCA whom only notice of  assigmenent ,, whom gone to court i tried to defend ,, past year, defence was misssold terms of offer of by OC, then higher costs clause 11.a/11/b. jugde would not take my hand written defence  plus told dca comapny agent to provide proof  by the male sold me new contract in shop. side a side ccj.
them order by court came after dead line by court, in post , to re enter my denfence,  

mistake by court system order dated 5.7.2017 not got to me till 17.7.2017 past deadline to comply to, so dca re enter for new ccj and costs ,now the dca comapny got new ccj higher costs 1,500 pounds,,, pay 50 a mth, im no funds on esa dla.

i truned to cab, local debt adivce serivce, whom now pushing me to give up, not to side it aside, do a debt relif order.

sorry for spelling mistakes,

so , i know i cant recall past old debts if any, 5 yrs i beome very ill, more so now. so moving on,, so unjust, so far


Last edited by Whymeok on Mon Sep 04, 2017 6:25 pm; edited 1 time in total (Reason for editing : date dates)

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Re: ok so i frist to post here, a way to move froward

Post by Tiggy on Mon Sep 04, 2017 8:24 pm

Whymeok wrote:ok i tried before court ccj action 3 letter process both OC AND DCA whom blocked all requirements to proof of claim. this relates to when phones for u ltd offer 14 april 2014 offer mobile, cap data plan, two mths national press company went bust,

my frist contract phone. i sought advice as poster on shop says do to vodaphone shop. i did, instead of help sales hard push on 24.10.2014 new offer tablet with new data plan both both talbet of 53 punds cap a mth.

male claimed i had 30 days to cancel i never read small print, i was paying up to higher second mth new offer, contract up tp 70 pounds, i belive i mis sold terms of  offer and while i wrote to cancel offer in 30 days, i still paid this costs, still.

then my 3 letters process begain as i was refused to cancel . up to jan 2015 i stop paying, as each tex as higher then 53 mth.

ok now 2017, claims, OC  sold to DCA whom only notice of  assigmenent ,, whom gone to court i tried to defend ,, past year, defence was misssold terms of offer of by OC, then higher costs clause 11.a/11/b. jugde would not take my hand written defence  plus told dca comapny agent to provide proof  by the male sold me new contract in shop. side a side ccj.
them order by court came after dead line by court, in post , to re enter my denfence,  

mistake by court system order dated 5.7.2017 not got to me till 17.7.2017 past deadline to comply to, so dca re enter for new ccj and costs ,now the dca comapny got new ccj higher costs 1,500 pounds,,, pay 50 a mth, im no funds on esa dla.

i truned to cab, local debt adivce serivce, whom now pushing me to give up, not to side it aside, do a debt relif order.

sorry for spelling mistakes,

so , i know i cant recall past old debts if any, 5 yrs i beome very ill, more so now. so moving on,, so unjust, so far

As previously stated, either:

1. Reapply to set aside this latest order OR

2. Accept the CCJ and come to some arrangement, either direct to Lowell or through a Debt Relief Order.

You have to make a decision, you're going to make yourself even more ill over this. Basically, you could apply to set it aside but you still have to defend against the claim and in the end they could still find against you, seriously, is this really worth all the stress!

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Re: ok so i frist to post here, a way to move froward

Post by Whymeok on Mon Sep 04, 2017 8:37 pm

ok thanks for your view point,, why amit a debt i do not owe, thank you for your taking time to respond , and one else have view point?

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Re: ok so i frist to post here, a way to move froward

Post by Lopsum on Sun Sep 10, 2017 8:10 pm

if you can prove you didnot benefit from the agreement and that you attempted to cancel the agreement too i would say do that.If you can prove that letter came late all the better.
Otherwise unfortunately with unsympathetic judge you wont win . If you cant prove it all you can do is say it anyway and ask to take it into consideration .
not what you wanted to hear but this is the best option.Lack of responses and ideas that wont potentially backfire.
state your reasons and hope for the best!
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Re: ok so i frist to post here, a way to move froward

Post by petesomething on Sun Sep 10, 2017 9:32 pm

Hi whymeok

if you want to Defend there is a time limit also you must show that you have a reasonable case
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Re: ok so i frist to post here, a way to move froward

Post by Whymeok on Mon Sep 11, 2017 10:05 am

i have proof of late psoting date and proof never got order till after claimed on order, since, i been passed tow and throw as proction of pova, process of dca policy too, knowing vunerbale adult complex ilness disabitlies, medical evdance already provided both back in june 2017 in court and to the agent for lowells ltd, which was refuseed along with my denfence, yes, so if i seek set aide again which lowels did money on line system, i never also got any claim pack only notice of deflaut order to pay frist 50 by this next 4 days , im on esa support group too , how to
try to side aside, another ccj knowing more costs could be added, knowing im ver ill, next, vary order, yet would this be amit the claim?

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Re: ok so i frist to post here, a way to move froward

Post by Ausk on Mon Sep 11, 2017 10:14 am

Whymeok wrote:ok i tried before court ccj action 3 letter process both OC AND DCA whom blocked all requirements to proof of claim. this relates to when phones for u ltd offer 14 april 2014 offer mobile, cap data plan, two mths national press company went bust,

my frist contract phone. i sought advice as poster on shop says do to vodaphone shop. i did, instead of help sales hard push on 24.10.2014 new offer tablet with new data plan both both talbet of 53 punds cap a mth.

male claimed i had 30 days to cancel i never read small print, i was paying up to higher second mth new offer, contract up tp 70 pounds, i belive i mis sold terms of  offer and while i wrote to cancel offer in 30 days, i still paid this costs, still.

then my 3 letters process begain as i was refused to cancel . up to jan 2015 i stop paying, as each tex as higher then 53 mth.

ok now 2017, claims, OC  sold to DCA whom only notice of  assigmenent ,, whom gone to court i tried to defend ,, past year, defence was misssold terms of offer of by OC, then higher costs clause 11.a/11/b. jugde would not take my hand written defence  plus told dca comapny agent to provide proof  by the male sold me new contract in shop. side a side ccj.
them order by court came after dead line by court, in post , to re enter my denfence,  

mistake by court system order dated 5.7.2017 not got to me till 17.7.2017 past deadline to comply to, so dca re enter for new ccj and costs ,now the dca comapny got new ccj higher costs 1,500 pounds,,, pay 50 a mth, im no funds on esa dla.

i truned to cab, local debt adivce serivce, whom now pushing me to give up, not to side it aside, do a debt relif order.

sorry for spelling mistakes,

so , i know i cant recall past old debts if any, 5 yrs i beome very ill, more so now. so moving on,, so unjust, so far

A common tactic of DCAs and govt departments is delay sending documents to you as long as possible so you do not get an opportunity to read and study them.

When this happens, first action in court is to seek an adjournment for 14 days for you read and study the material so that you can develop and appropriate response. Hopefully Tiggy might be able to adivise if you can lodge this application before actual court day, ir as soon as you receive the stuff.

You ask for 14 days and you might get 7 which is better than nothing. Look at the post time stamp on the envelope and see when it as posted. Use this as part of your defence by attaching a copy of it to your application for an ajounment.

Courts are soon going to get sick of the DC's playing games like this.

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Re: ok so i frist to post here, a way to move froward

Post by Whymeok on Mon Sep 11, 2017 10:33 am

right i thought that,, thanks, yes i got this proof yet concern over time line dates passed, i made to wait weeks to see, 1/ cab adivcer, whom only then said cant help and give up, refer me on to another / 2/ local debt adivce manager serivce, weeks dlay again before offer date ,
3/ he called up lowells to seek hold on all futher actions while i seek adivce he said im vunabenable disbaled complex ill health too, lowells agreed,
4/ this debt manger claim i only one choice, seek debt relif order, oh cant help on the new ccj set it aise i shown him the proof on court add min dates order,,,
5/ he refused to help..
6/

so then majoir hosuing wet room soical hosuing criss, on top still now, this add to my delay too.
7/ doe i need to proof whom i waiting adivce/support on/ or just the court order, dates proof delays on ie unable to complay by 5.7.2017 4 pm it not gett to me till 17.7.2017 a monday?
thank you for repsonding to my psost.

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Re: ok so i frist to post here, a way to move froward

Post by 1saberwow on Sat Sep 23, 2017 12:05 am

Have you been to court yet? and how did you go ?

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Re: ok so i frist to post here, a way to move froward

Post by Tiggy on Sat Sep 23, 2017 2:34 pm

1saberwow wrote:Have you been to court yet?  and how did you go ?

This has been to Court once, OP managed to get it set aside but didn't submit their defence in time as didn't receive the Court Order to do so and got another Judgement by Default, hence my saying two choices, either accept or make a second application to set aside, there aren't any other options.

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Re: ok so i frist to post here, a way to move froward

Post by Whymeok on Mon Oct 02, 2017 7:49 pm

up date i had all claimed debt wipted off, head of lowels weflare ie leeds office uk, my medical illness never taken into account on key policy on all pova, vunernable house holds, and they made claim in mistake so now, i got housing criss being made homelss with out cause using wet room they caused disrepair,

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