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Lowell vanquis - Tiggy?

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Re: Lowell vanquis - Tiggy?

Post by Theatchet on Tue Jan 02, 2018 2:22 pm

Anybody with a bit more of an idea than me know if this would be an appropriate response to their reconstituted agreement claim?

All they have sent is a digital application, to which, there is no heading prescribed by the CCA, no copy of the terms and conditions or any variations which may have occurred, they have not given any reasoning to why there is no copy of the CCA.

(3) The terms and conditions should be those applicable at the time the agreement was executed. The name and address at the time of execution must be included.
(4) The reconstituted agreement should contain a heading prescribed by the CCA and any relevant cancellation notice.
(5) If the reason why no copy is given in response to a request under these sections is that there never was an executed agreement, the firm should acknowledge this in its response.
(6) If the agreement has been varied, the duty is to provide not only a copy of the agreement as originally executed but also either:
(a) a copy of the latest variation given in accordance with section 82(1) of the CCA relating to each discrete term of the agreement which has been varied; or,
(b) a clear statement of the terms of the agreement as varied.


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Re: Lowell vanquis - Tiggy?

Post by L8Z on Mon Jan 08, 2018 11:54 am

ive now been sent a copy of the defualt notice saying i have 14 days or they will send to county court for action.. what should i do now guys thanks again

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Re: Lowell vanquis - Tiggy?

Post by daveiron on Mon Jan 08, 2018 12:16 pm

Hi ,

Read Theatets post above , Inform them that you have requested & require the information above .

"you have now asked at least 3 times & you now take their response as an admission that they cannot or will not provide documentation that you are entitled to possess ,and should they wish to proceed to court you will require that documentation be provided to the court".

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Re: Lowell vanquis - Tiggy?

Post by L8Z on Mon Jan 08, 2018 12:30 pm

so should i send them a copy of those listings along with your qoute ?? thanks

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Re: Lowell vanquis - Tiggy?

Post by daveiron on Mon Jan 08, 2018 12:36 pm

Yes I would base a reply on that. All that you have asked for is what you are entitled to.

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Re: Lowell vanquis - Tiggy?

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