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"we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally..."

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"we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally..."

Post by dianne1985 on Mon Oct 02, 2017 3:53 pm

Received this communication from a DCA, I have 3 accounts with them. They sent me one unsigned loan agreement however this is what they say regarding deeds. Is this correct? :

"Unfortunately, we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally privileged and commercially sensitive documents that contain details of third party accounts. Should you require a copy of this documentation, you will need to make a request through the courts."

I am also attaching a copy of my Loan Agreement from one account. No details are completed as you can see however the white bar across the 'signed' section was there when they sent me the document! That makes me suspicious that they have sent me a generic 3rd page, is that allowed?! To clarify, it is my name and address at the beginning of the agreement on page 1.

I believe the OC is now in administration too, how does this affect things?

https://i11.servimg.com/u/f11/19/78/39/38/screen10.png

dianne1985
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Re: "we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally..."

Post by daveiron on Mon Oct 02, 2017 3:59 pm

Hi dianne1985,

Take a look at the 'new 3 letters ' for debt purchasers ,in the debt section.
There is case law Stated in the letters .Quote that to them,regarding the deed/notice of assignment.

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Re: "we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally..."

Post by dianne1985 on Mon Oct 02, 2017 5:23 pm

Fantastic, thank you. I was using the old letters for DCA. I was ready to send Letter 3 however I will begin the process again with Letter 1 to be certain I cover everything - and allow more chances for the DCA to cave(!).

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Re: "we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally..."

Post by assassin on Mon Oct 02, 2017 6:34 pm

if they are unwilling to provide the documentation requested as they are obliged to by law then have the claim dismissed as a vexatious claim.

No proof - no claim.

We are equal before the law.

Legal precedent shows they have to provide this proof.

Claim is fraudulent, they dont want you to know what they paid as you can pay a trifling amount off and they make no profit, and have no means of adding exhorbitant charges.
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Re: "we are unable to provide you with a copy of the Deed of Assignment or Deed of Novation as these are legally..."

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