Search
Latest topics
» Allodial Titleby urchinatheart Wed Apr 17, 2024 10:13 am
» Grow Potatoes
by Mrblue2015 Wed Apr 17, 2024 8:18 am
» Feed Yourself For Less
by assassin Tue Apr 16, 2024 7:23 pm
» New GOODF - small account closed upon Notice 3
by RaspberryBlu Tue Apr 16, 2024 1:02 pm
» DWP
by daveiron Tue Apr 16, 2024 12:23 am
» LGA1888 sect79 sub2
by urchinatheart Mon Apr 15, 2024 9:15 am
» Know who you are
by badvoc Sun Apr 14, 2024 12:51 pm
» Know Who You Are Even More Volumes To Come
by LionsShare Sun Apr 14, 2024 11:24 am
» Council Tax questions we should all be asking
by LionsShare Sun Apr 14, 2024 11:05 am
» Woke, Nimbys, Snowflakes and idiots
by urchinatheart Fri Apr 12, 2024 12:09 am
» Never Buy Seeds Again
by assassin Wed Apr 10, 2024 6:14 pm
» Ovo bank giro?
by LionsShare Wed Apr 10, 2024 6:07 pm
» Is your car a government remote controled car???
by Lopsum Wed Apr 10, 2024 12:48 pm
» peacekeepers apprantly get a c'tax win?
by LionsShare Wed Apr 10, 2024 11:14 am
» Can I Complete The Food Circle
by urchinatheart Tue Apr 09, 2024 11:46 am
» Council tax and summons for arrest
by LionsShare Mon Apr 08, 2024 2:44 pm
» THIS IS THE ONE ?
by schist Fri Apr 05, 2024 1:04 pm
» Garden Share
by assassin Thu Apr 04, 2024 4:37 pm
» Allotments
by assassin Thu Apr 04, 2024 4:36 pm
» Are Lowell getting desperate ?
by Mrblue2015 Thu Apr 04, 2024 11:59 am
» Serial Posty been awarded £10'000 for a fake bite
by assassin Wed Apr 03, 2024 7:23 pm
» The new ruling, lie-ability order
by assassin Wed Apr 03, 2024 7:04 pm
» HO HO HO not that shinning or with clean hands !!!!!!
by badvoc Tue Apr 02, 2024 3:12 pm
» New Member
by schist Sat Mar 30, 2024 3:00 pm
» DSAR
by daveiron Fri Mar 29, 2024 11:12 pm
» DVLA [Hick] Does It Work [Hick] ?
by Miss Kermit Thu Mar 28, 2024 4:15 pm
» know who you are volume ??
by daveiron Tue Mar 26, 2024 9:38 pm
» Hopefully A Success
by daveiron Sun Mar 24, 2024 9:28 pm
» Most Complete Bank Giro Credit
by LionsShare Sun Mar 24, 2024 12:06 pm
» Knowing our Lawful rights
by daveiron Sat Mar 23, 2024 6:05 am
» More Illegal Immigrants
by assassin Thu Mar 21, 2024 5:43 pm
» SAR dispute
by assassin Thu Mar 21, 2024 5:32 pm
» There goes Ireland, his off.
by midnight Thu Mar 21, 2024 1:07 pm
» The infamous DP continus
by urchinatheart Mon Mar 18, 2024 3:01 pm
» Call to the DVLA
by urchinatheart Mon Mar 18, 2024 2:36 pm
» BEWARE OF TSB BANK
by daveiron Sun Mar 17, 2024 6:53 am
» Help / Advice needed on ongoing neighbour harassment
by memegirl777 Sat Mar 16, 2024 5:51 pm
» United Kingdom? Really?
by assassin Sat Mar 16, 2024 4:17 pm
» DWP and HMRC alleged debts
by assassin Wed Mar 13, 2024 7:20 pm
» HSBC advice please.
by Trishiapp28 Wed Mar 13, 2024 7:36 am
» He is going to save us again
by flyingfish Sun Mar 10, 2024 12:00 pm
» Government fraud
by midnight Sun Mar 10, 2024 7:01 am
» how to remove a shareholder?
by scrwm Fri Mar 08, 2024 12:06 pm
» I DO NOT CONSENT [62%] - ReformUK got 5% of the electorate. Labour 17%
by badvoc Thu Mar 07, 2024 12:25 pm
» What can ai do about Santander
by Godfastro Thu Mar 07, 2024 11:47 am
» Useful videos Council Tax
by daveiron Tue Mar 05, 2024 10:05 pm
» broadcaster vs me
by scrwm Tue Mar 05, 2024 4:37 pm
» The new GOODF process works
by urchinatheart Tue Mar 05, 2024 10:45 am
» Worth a watch
by LionsShare Tue Mar 05, 2024 9:11 am
» Farmers IsThis What's Needed?
by LionsShare Mon Mar 04, 2024 8:46 pm
» Debt Bomb 11
by Biggiebest Sun Mar 03, 2024 10:05 pm
» accepted dca alleged debt
by Mrblue2015 Sun Mar 03, 2024 5:09 pm
» DVLA
by daveiron Fri Mar 01, 2024 9:20 pm
» Solicitors contacted me via e-mail asking for money.
by Kaddabriol Thu Feb 29, 2024 2:12 pm
» Claiming again
by LionsShare Thu Feb 29, 2024 11:07 am
Moon phases
Querying a Barclaycard debt
3 posters
Page 1 of 1
Querying a Barclaycard debt
Hello
In the last few months I have been receiving letters relating to a debt for £700 with Barclaycard now held by HPH being collected by a company called Robinson Way. Now to the best of my knowledge I've never had a Barclaycard IF I did it was well over 10 years ago
I was on a DMP which I ended, I won some money and paid £9000 debts off knowing there was an Egg debt out there which is also paid now.
I need to query this but not sure how to go about it as all my searches I end up with the term Statute Barred and am unsure wether to wait as I believe if I acknowledge this letter etc I agree to the debt being owed
Also I have recently applied for PPI refund I ticked the form for a Barclaycard debt due to this letter now Fast track have written back saying Barclays have no knowledge of my previous addresses of which there are only 4 which I included on the forms I sent back to them.
I have sent Fast Track the Account number for the above Barclaycard shown on the debt letter
In the last few months I have been receiving letters relating to a debt for £700 with Barclaycard now held by HPH being collected by a company called Robinson Way. Now to the best of my knowledge I've never had a Barclaycard IF I did it was well over 10 years ago
I was on a DMP which I ended, I won some money and paid £9000 debts off knowing there was an Egg debt out there which is also paid now.
I need to query this but not sure how to go about it as all my searches I end up with the term Statute Barred and am unsure wether to wait as I believe if I acknowledge this letter etc I agree to the debt being owed
Also I have recently applied for PPI refund I ticked the form for a Barclaycard debt due to this letter now Fast track have written back saying Barclays have no knowledge of my previous addresses of which there are only 4 which I included on the forms I sent back to them.
I have sent Fast Track the Account number for the above Barclaycard shown on the debt letter
choccylover- Newb
- Posts : 5
Join date : 2017-11-20
Re: Querying a Barclaycard debt
Hi,
You could write to Robbing Way and tell them you have no knowledge of any such account & to provide proof ( if you really do not know about alleged account)..
Or if you think there is a possibility it may be yours ( Egg was bought by Barclays) then start the new 3 letters.
you are in danger of digging yourself into a hole .Why are you claiming PPI on an account you claim not to have.Also should it emerge that you do in fact have this account ,any money due to you on the PPI will be deducted from the alleged balance anyway.
You could write to Robbing Way and tell them you have no knowledge of any such account & to provide proof ( if you really do not know about alleged account)..
Or if you think there is a possibility it may be yours ( Egg was bought by Barclays) then start the new 3 letters.
you are in danger of digging yourself into a hole .Why are you claiming PPI on an account you claim not to have.Also should it emerge that you do in fact have this account ,any money due to you on the PPI will be deducted from the alleged balance anyway.
daveiron- Admin
- Posts : 4911
Join date : 2017-01-17
Re: Querying a Barclaycard debt
choccylover wrote:Hello
In the last few months I have been receiving letters relating to a debt for £700 with Barclaycard now held by HPH being collected by a company called Robinson Way. Now to the best of my knowledge I've never had a Barclaycard IF I did it was well over 10 years ago
I was on a DMP which I ended, I won some money and paid £9000 debts off knowing there was an Egg debt out there which is also paid now.
I need to query this but not sure how to go about it as all my searches I end up with the term Statute Barred and am unsure wether to wait as I believe if I acknowledge this letter etc I agree to the debt being owed
Also I have recently applied for PPI refund I ticked the form for a Barclaycard debt due to this letter now Fast track have written back saying Barclays have no knowledge of my previous addresses of which there are only 4 which I included on the forms I sent back to them.
I have sent Fast Track the Account number for the above Barclaycard shown on the debt letter
Barclaycard took over egg and converted all the accounts to Barclaycard.
A debt will only be statute barred 6 years (5 in Scotland) after a formal default notice was issued or if you were in a debt management plan from the date the last payment or acknowledgment of the debt was made. So when did you cancel the DMP.
So if you think you've paid this off I would suggest you do a Subject Access Request to Barclaycard to see what records they hold of the payment made.
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Querying a Barclaycard debt
Daveiron
Thanks for replying. I claimed the PPI with Barclaycard knowing they bought Egg card with whom I knew I had a previous debt
Thanks for replying. I claimed the PPI with Barclaycard knowing they bought Egg card with whom I knew I had a previous debt
choccylover- Newb
- Posts : 5
Join date : 2017-11-20
Re: Querying a Barclaycard debt
Tiggy
Thanks for replying. I ended the DMP in 2014 I am sure no payments went to a Barclaycard debt. My Egg card debt was paid off in August 2017. Both card numbers are different so I have to assume two separate debts. I will look at the Subject Access Request as you suggest and/or visit CAB
Thanks for replying. I ended the DMP in 2014 I am sure no payments went to a Barclaycard debt. My Egg card debt was paid off in August 2017. Both card numbers are different so I have to assume two separate debts. I will look at the Subject Access Request as you suggest and/or visit CAB
choccylover- Newb
- Posts : 5
Join date : 2017-11-20
Re: Querying a Barclaycard debt
When you say 'both cards' have a different account number, do you mean egg and the Barclaycard? If so, then if it is an egg converted to Barclaycard they will have as Barclays converted all the egg accounts.choccylover wrote:Tiggy
Thanks for replying. I ended the DMP in 2014 I am sure no payments went to a Barclaycard debt. My Egg card debt was paid off in August 2017. Both card numbers are different so I have to assume two separate debts. I will look at the Subject Access Request as you suggest and/or visit CAB
Who did you pay back in 2014 when you thought you were paying an egg account off?
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Querying a Barclaycard debt
Tiggy
I didn't realise the numbers would have changed. The debt through my DMP was being paid to Marbles.
I didn't realise the numbers would have changed. The debt through my DMP was being paid to Marbles.
choccylover- Newb
- Posts : 5
Join date : 2017-11-20
Re: Querying a Barclaycard debt
choccylover wrote:Tiggy
I didn't realise the numbers would have changed. The debt through my DMP was being paid to Marbles.
Sorry, I think you misunderstood the question, you said you paid the egg debt off in 2014, who exactly did you pay money to if it wasn't Barclaycard (ie who did you transfer the money / make a cheque out to)?
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Querying a Barclaycard debt
Tiggy
It was August 2017 (as above) when I paid the Egg debt off this was paid to NCO Europe. I then received a letter from Capquest regarding this payment saying the account is now settled also as the default was recorded over 6 years ago there will be no update to my credit profile as the account is no longer being recorded.
Thankyou again
It was August 2017 (as above) when I paid the Egg debt off this was paid to NCO Europe. I then received a letter from Capquest regarding this payment saying the account is now settled also as the default was recorded over 6 years ago there will be no update to my credit profile as the account is no longer being recorded.
Thankyou again
choccylover- Newb
- Posts : 5
Join date : 2017-11-20
Similar topics
» Barclaycard
» Barclaycard Mercers Default Notices Are Invalid
» Arc Europe debt collector for credit card debt
» Barclaycard credit card
» Company selling accounts to Debt collector--although not in debt!
» Barclaycard Mercers Default Notices Are Invalid
» Arc Europe debt collector for credit card debt
» Barclaycard credit card
» Company selling accounts to Debt collector--although not in debt!
Page 1 of 1
Permissions in this forum:
You cannot reply to topics in this forum
|
|