Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Are you a mug or a Mancunian?
by Killuminati Yesterday at 11:23 pm

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Yesterday at 8:02 pm

» What the hell is 'ableism'
by Phillpots Yesterday at 7:42 pm

» Lowell threatening me Again !!
by barnwebb Yesterday at 7:00 pm

» stupid thing
by projectzoo Yesterday at 2:41 pm

» 5G & Smart Meters
by daveiron Yesterday at 1:02 pm

» Dire Consequences Of Debt
by assassin Yesterday at 2:25 am

» Litter fines set to QUADRUPLE: Rubbish louts now face £150 on the spot penalty https://www.youtube.com/watch?v=olkdZeBWOhc
by Society of the Spectacle Tue Dec 11, 2018 7:17 pm

» Latest from CrimeBodge
by daveiron Tue Dec 11, 2018 5:19 pm

» Real Begging
by LionsShare Tue Dec 11, 2018 5:05 pm

» List of the lord lieutenants of the United Kingdom
by El E Mentary Tue Dec 11, 2018 4:24 pm

» Cookies Show and Related Topics.
by Society of the Spectacle Tue Dec 11, 2018 2:44 pm

» More Recycling
by assassin Tue Dec 11, 2018 3:39 am

» Stop The Debt Threat Letters
by Mrblue2017 Mon Dec 10, 2018 11:44 pm

» Brown all CAPS window letter with "Defendant" visible!
by waylander62 Mon Dec 10, 2018 10:21 pm

» Intrum Finance letter advice please.
by Ithesoul Mon Dec 10, 2018 9:32 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Dec 10, 2018 8:02 pm

» Robinson Way
by Killuminati Mon Dec 10, 2018 1:10 pm

» Dam funny
by assassin Mon Dec 10, 2018 2:17 am

» Funny Old World
by Phillpots Sat Dec 08, 2018 5:03 pm

» List of shrievalties
by Phillpots Sat Dec 08, 2018 5:01 pm

» Transcash - the death of
by LionsShare Sat Dec 08, 2018 3:45 pm

» 3 letter process
by Mrblue2017 Thu Dec 06, 2018 4:43 pm

» Warning To Site Members On Benefits
by assassin Thu Dec 06, 2018 2:13 am

» R.N.
by eargoggles Wed Dec 05, 2018 11:48 pm

» ceo of banks
by Mrblue2017 Wed Dec 05, 2018 8:25 pm

» Hiv talk ( lots of immune supporting info in this ) slides and 200 references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:25 pm

» Bladder cancer talk, slides with references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:23 pm

» Lung cancer talk, slides and references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:21 pm

» Prostate/ Prostate cancer talk, slides and references ( must watch ) with quoted research and links
by Theatchet Wed Dec 05, 2018 7:16 pm

» Breast cancer talk, slides and references for the talk, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:13 pm

» Alzheimers and Dementia Talk, with all the slides and references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:10 pm

» Durham Police Get Back What They Dish Out
by assassin Wed Dec 05, 2018 7:10 pm

» France Yellow Vests Gilet Juanes,
by Society of the Spectacle Wed Dec 05, 2018 3:59 pm

» Difficulty paying default loan
by Mrblue2017 Wed Dec 05, 2018 9:45 am

» An appeal from 'The armchair detective'
by assassin Wed Dec 05, 2018 1:51 am

» HMRC INCOME TAX
by LionsShare Tue Dec 04, 2018 8:24 pm

» remedy for P.C.N/COUNCIL TAX
by Keithatlm Tue Dec 04, 2018 6:03 pm

» Wildfires
by mitch Tue Dec 04, 2018 12:15 pm

» A New Turn
by assassin Mon Dec 03, 2018 1:25 am

» Drydens Fairfax
by Keithatlm Sun Dec 02, 2018 7:46 pm

» WARNING Don't Get Gas Lit By The Democracy's Of The World
by Lopsum Sun Dec 02, 2018 6:11 pm

» One less piece of detritus
by daveiron Sat Dec 01, 2018 9:50 pm

» Universal Maxims of Law
by Society of the Spectacle Sat Dec 01, 2018 9:31 pm

» E on Lowells advice
by ohthejoys Sat Dec 01, 2018 8:49 pm

» The full judgement of Lord Denning et al
by Kestrel Sat Dec 01, 2018 7:42 pm

» Getting copies of default notices
by Mrblue2017 Sat Dec 01, 2018 1:12 pm

Moon phases


Pre-action protocol for debt claims - HSBC

Go down

Pre-action protocol for debt claims - HSBC

Post by Stevro on Thu Nov 30, 2017 12:12 am

Hi all,

Me again. I posted previously about HSBC's in-house legal dept's threats of court action. This time they've sent a 'pre-action protocol for debt claims'.

I've previously followed the 3 letter process. And rebutted their last threat by asking a few questions re debt being sold. I then told them I considered the matter closed.

Do I respond to their latest letter asking if I accept the debt?

Debt is £6k and all docs from them seem correct. Apart from the fact they didn't lend me money, just digits.

Thanks

Stevro

Stevro
Not so newb
Not so newb

Posts : 71
Join date : 2017-08-03

Back to top Go down

Re: Pre-action protocol for debt claims - HSBC

Post by daveiron on Tue Dec 05, 2017 12:00 pm

Hi Stevro,

Fill it in tick box D and box I state in box I what docs you require from them ( see new letters) I would not fill out the financial statement.
no debt has been proven ,so none of their business at this stage .

Also await advise from tiggy
avatar
daveiron
Admin
Admin

Posts : 1341
Join date : 2017-01-17

Back to top Go down

Re: Pre-action protocol for debt claims - HSBC

Post by Tiggy on Tue Dec 05, 2017 12:16 pm

You said on your other post that you were facing action, have they commenced proceedings yet or is it still at the pre action stage?

What have they actually sent you so far in terms of proof? All they need to prove their claim at Court are an agreement and default notice which comply with the Consumer Credit Act and statements.

Tiggy
Moderator
Moderator

Posts : 640
Join date : 2017-08-11

Back to top Go down

Re: Pre-action protocol for debt claims - HSBC

Post by Stevro on Tue Dec 05, 2017 1:16 pm

Hi all,

Thanks for responding.

This is still at 'pre-action'. This is my second letter with a deadline of four weeks. Two weeks left.

They have sent the agreement and default notice.

What would you recommend?

Stevro

Stevro
Not so newb
Not so newb

Posts : 71
Join date : 2017-08-03

Back to top Go down

Re: Pre-action protocol for debt claims - HSBC

Post by Tiggy on Tue Dec 05, 2017 2:06 pm

@Stevro wrote:Hi all,

Thanks for responding.

This is still at 'pre-action'. This is my second letter with a deadline of four weeks. Two weeks left.

They have sent the agreement and default notice.

What would you recommend?

Stevro
That you go through what you've been sent to see whether they comply with the requirements of the Consumer Credit Act (ie do they have all the prescribed terms?).

Tiggy
Moderator
Moderator

Posts : 640
Join date : 2017-08-11

Back to top Go down

Re: Pre-action protocol for debt claims - HSBC

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum