Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Hello :)
by Mumra Today at 3:15 pm

» The Smith-Muntd Modernization Act 2012
by Awoken2 Today at 3:08 pm

» Buteyko Breathing
by toolapcblack Today at 2:46 pm

» Letter Process / Debt transfer to new company
by Winston Today at 1:56 pm

» ...Is this the final straw?
by ceylon Today at 1:53 pm

» Can stage 4 cancer be cured naturally?
by ceylon Today at 1:53 pm

» No wet signature
by eargoggles Today at 12:36 pm

» A tale of three Magis
by El E Mentary Today at 10:35 am

» Help required with CCJ defence
by Ausk Today at 8:47 am

» Predictive programming and the music industry.
by Awoken2 Today at 12:58 am

» NIP
by Tom Bombadil Yesterday at 11:10 pm

» fine at old address.
by Tom Bombadil Yesterday at 11:01 pm

» UK Column
by ceylon Yesterday at 9:06 pm

» Is no news good news?
by ceylon Yesterday at 7:10 pm

» Cbd Oil
by Lawful rebel Yesterday at 4:47 pm

» Court Scam
by El E Mentary Yesterday at 9:31 am

» Let's Have Some Tunes thread.
by Awoken2 Yesterday at 12:17 am

» Reality chat with peter howard and company
by Society of the Spectacle Wed Feb 21, 2018 8:40 pm

» Hello and a little help please for loan debt
by homerishome Wed Feb 21, 2018 6:29 pm

» Did Robin Hood Loose £7 6 MILLION in it's second year That's OK YOU can PAY
by ceylon Wed Feb 21, 2018 5:08 pm

» Florida School Shooting - TWO Shooters..?
by Awoken2 Wed Feb 21, 2018 4:17 pm

» ...Is that the perfect royal shit?
by Lopsum Wed Feb 21, 2018 3:46 pm

» Any advice - STA international - Student Loan - OUSBA
by Tiggy Wed Feb 21, 2018 2:09 pm

» The Supreme Court throws out an appeal by Scotland Yard.
by midnight Wed Feb 21, 2018 11:35 am

» Homeless
by Tom Bombadil Tue Feb 20, 2018 10:00 pm

» Latest from CrimeBodge
by assassin Tue Feb 20, 2018 8:20 pm

» The KaK & M@C Show Do NOTTINGHAM CITY COUNCIL
by ceylon Tue Feb 20, 2018 8:02 pm

» Dealing With Corrupt Po=lice
by assassin Tue Feb 20, 2018 7:59 pm

» RBS admits forging customer signature
by El E Mentary Tue Feb 20, 2018 1:24 pm

» ...Fancy paying for another parasite? Is KFC closed?
by ceylon Tue Feb 20, 2018 1:07 pm

» ho'oponopono
by Tvarred Tue Feb 20, 2018 1:01 pm

» The 7 Principles of Hermes ( Tehuti)
by urchinatheart Tue Feb 20, 2018 9:39 am

» ...Hippocratic of the royals
by ceylon Mon Feb 19, 2018 9:50 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Feb 19, 2018 8:38 pm

» Long time lurker
by assassin Mon Feb 19, 2018 7:13 pm

» Are you a pauper ?
by LionsShare Mon Feb 19, 2018 6:31 pm

» 24Studio Catalogue Debt - Need Some Advice Please
by actinglikeabanker Mon Feb 19, 2018 1:15 pm

Moon phases


Claim from court finally arrived. Quick Q

Go down

Claim from court finally arrived. Quick Q

Post by Stevro on Thu Jan 18, 2018 1:56 pm

Hi all,

HSBC have proceeded to court action. I intend to defend.

Q. I live in London. The court is in Northampton. Can I insist/request it takes place in a court closer to home?

Thanks

Stevro
Not so newb
Not so newb

Posts : 56
Join date : 2017-08-03

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by daveiron on Thu Jan 18, 2018 2:39 pm

I presume its from NCCBC (bulk center ) If you intend to defend ,you can get it heard at a court local to you.
If you do not defend ,it will just be a rubber stamping job & you lose by default.

daveiron
Admin
Admin

Posts : 794
Join date : 2017-01-17

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by Stevro on Thu Jan 18, 2018 2:47 pm

Thanks DaveIron. Yes, bulk centre.

I have another Q. All HSBC's docs seem to be in order. I intended to defend but not sure on what grounds now? They are the original creditor and the credit was issued in 2016 and default in 2017.

Stevro
Not so newb
Not so newb

Posts : 56
Join date : 2017-08-03

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by Tiggy on Thu Jan 18, 2018 9:13 pm

@Stevro wrote:Thanks DaveIron. Yes, bulk centre.

I have another Q. All HSBC's docs seem to be in order. I intended to defend but not sure on what grounds now? They are the original creditor and the credit was issued in 2016 and default in 2017.
If the paperwork is all in order, I'm not sure what grounds you would use for this one, how much is it for approximately?

Tiggy
Moderator
Moderator

Posts : 543
Join date : 2017-08-11

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by Stevro on Thu Jan 18, 2018 9:53 pm

£6k Tiggy.

Should I admit the debt then?

I always thought I'd be arguing the point in court that they never lent money just created it :-/ It seems like the 3 letters only work if they give up, not because the letters have any weight in law. Correct me if I'm wrong please.

Stevro
Not so newb
Not so newb

Posts : 56
Join date : 2017-08-03

Back to top Go down

The author of this message was banned from the forum - See the message

Re: Claim from court finally arrived. Quick Q

Post by Stevro on Thu Jan 18, 2018 10:47 pm

It's HSBC's internal litigation dept that are taking me to court.

'I am guessing that the DN is all in order and you have sent a S77-79 request which is in order' Yes.

Stevro
Not so newb
Not so newb

Posts : 56
Join date : 2017-08-03

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by Tiggy on Thu Jan 18, 2018 11:08 pm

@Stevro wrote:It's HSBC's internal litigation dept that are taking me to court.

'I am guessing that the DN is all in order and you have sent a S77-79 request which is in order' Yes.

I guess there are a few options:

You try and defend and see if they turn up at Court, if they do you are likely to get a CCJ.

You defend the claim but go to mediation (which is part of the Court process) and go for an out of Court of Court settlement, called a Tomlin Order and offer a low amount (dependant upon your circumstances) per month. That way you don't get a CCJ, but you would have to stick to the agreement as a Tomlin Order only halts proceedings and they can restart at any point.

So I guess it depends how much you don't want yo get a CCJ.

Tiggy
Moderator
Moderator

Posts : 543
Join date : 2017-08-11

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by Stevro on Thu Jan 18, 2018 11:17 pm

Thanks for the advice. I don't mind a CCJ. I don't want credit ever again. Not because I can't handle debt, but because banks creating money is immoral.

I have used the 3 letters on around 8 creditors and have £60k of alleged debt. I have no visible assets and minimum income so don't intend agreeing to pay anyone a penny. They can send the bailiffs, who won't get in and if they do won't find a thing.

I may defend just to keep them busy and off other people's backs Smile

Stevro
Not so newb
Not so newb

Posts : 56
Join date : 2017-08-03

Back to top Go down

Re: Claim from court finally arrived. Quick Q

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum