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Moon phases


I'm in (aleged) debt to a Utility Company

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I'm in (aleged) debt to a Utility Company

Post by lesheif on Tue Jan 23, 2018 2:03 pm

My utility company has now passed on what I (allegedly)owe them to a DCA. How should I deal with it? I have done the 3 letter process for credit cards but how do I approach the problem of the utility companies and DCA. Help appreciated!


Last edited by Lopsum on Sat Nov 10, 2018 5:13 pm; edited 1 time in total (Reason for editing : correction)

lesheif
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Re: I'm in (aleged) debt to a Utility Company

Post by LionsShare on Tue Jan 23, 2018 2:36 pm

Hi,

Could you please give a detailed outline of what you have done to date?

I am NOT asking for evidence just an outline!
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Re: I'm in (aleged) debt to a Utility Company

Post by lesheif on Tue Jan 23, 2018 3:25 pm

I was on a fixed monthlty contract then just before the contract ends they slap me with a £1200 bill. They kept on sending me bills to pay and ignored them and so they passed it on to a DCA. Now what?

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Re: I'm in (aleged) debt to a Utility Company

Post by LionsShare on Tue Jan 23, 2018 5:08 pm

OK from what I have done & seen others do you basically have 3 choices (other readers may suggest differently).

1. Ignore everything – BAD idea this WILL land you in court & financially done over!
2. Enter a pay plan of some sort – again other readers may advise on what to do there.
3. Pay by endorsement – this is what I have done almost a year back.

Here is the procedure follow & watch  a series of 3 yt vids:

https://www.youtube.com/watch?v=_QnQerNu_v8

https://www.youtube.com/watch?v=foL_Fzx66Mk

https://www.youtube.com/watch?v=8oMxK78gsec

gas water electric are free:

https://www.youtube.com/watch?v=XHnXZzI-2-A

https://www.youtube.com/watch?v=qkZrzEHKBqI

read these:

http://goodf.forumotion.com/t1801-behind-a4v-and-settling-utility-bills#13531

you WILL need this if you pay by endorse & it gets returned!
http://goodf.forumotion.com/t1648-natorial-protest#12721

http://goodf.forumotion.com/t1509-3-letter-cock-up#12681

this may give some good info
http://goodf.forumotion.com/t1513-assignment

that's enough for now - a lot of reading to do, what ever you decide good luck!
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Re: I'm in (aleged) debt to a Utility Company

Post by Ayrsson on Tue Nov 06, 2018 4:29 pm

It appears, from what i'm reading here, particularly from LionShare's very helpful post, that the eradication of 'personal' utility debt accounts is almost impossible?
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Re: I'm in (aleged) debt to a Utility Company

Post by Ausk on Wed Nov 07, 2018 8:18 am

One thing that may help; is that contained within the utility supply contracts the govt have with the utility supplier, is a requirement that they "provide the utility to all consumers and or customers." whatever phrase they use.

If you can find such a clause in their contracts with the govt, then you could argue that if they cut your service off, then they are or will be in breach of their contract with the govt.

Letting them know this information is an exercise of power in itself.

Knowledge is power, knowledge intimidates.

They wont voluntary give you a copy of the contract so it will have to be obtained under disclosure when a case goes to court.





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Re: I'm in (aleged) debt to a Utility Company

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