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Moon phases


I'm in debt to a Utility Company

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I'm in debt to a Utility Company

Post by lesheif on Tue Jan 23, 2018 2:03 pm

My utility company has now passed on what I owe them to a DCA. How should I deal with it? I have done the 3 letter process for credit cards but how do I approach the problem of the utility companies and DCA. Help appreciated!

lesheif
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Re: I'm in debt to a Utility Company

Post by LionsShare on Tue Jan 23, 2018 2:36 pm

Hi,

Could you please give a detailed outline of what you have done to date?

I am NOT asking for evidence just an outline!
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LionsShare
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Re: I'm in debt to a Utility Company

Post by lesheif on Tue Jan 23, 2018 3:25 pm

I was on a fixed monthlty contract then just before the contract ends they slap me with a £1200 bill. They kept on sending me bills to pay and ignored them and so they passed it on to a DCA. Now what?

lesheif
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Re: I'm in debt to a Utility Company

Post by LionsShare on Tue Jan 23, 2018 5:08 pm

OK from what I have done & seen others do you basically have 3 choices (other readers may suggest differently).

1. Ignore everything – BAD idea this WILL land you in court & financially done over!
2. Enter a pay plan of some sort – again other readers may advise on what to do there.
3. Pay by endorsement – this is what I have done almost a year back.

Here is the procedure follow & watch  a series of 3 yt vids:

https://www.youtube.com/watch?v=_QnQerNu_v8

https://www.youtube.com/watch?v=foL_Fzx66Mk

https://www.youtube.com/watch?v=8oMxK78gsec

gas water electric are free:

https://www.youtube.com/watch?v=XHnXZzI-2-A

https://www.youtube.com/watch?v=qkZrzEHKBqI

read these:

http://goodf.forumotion.com/t1801-behind-a4v-and-settling-utility-bills#13531

you WILL need this if you pay by endorse & it gets returned!
http://goodf.forumotion.com/t1648-natorial-protest#12721

http://goodf.forumotion.com/t1509-3-letter-cock-up#12681

this may give some good info
http://goodf.forumotion.com/t1513-assignment

that's enough for now - a lot of reading to do, what ever you decide good luck!
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Re: I'm in debt to a Utility Company

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