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Moon phases


Lowell Pre-Legal Assessment.

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Lowell Pre-Legal Assessment.

Post by AgentOrange on Thu Jan 25, 2018 5:32 pm

I have received a Pre-Legal Assessment letter for Credit Card debt.
It is worded thus:

...We are now deciding whether to transfer your account to our solicitors to take legal action against you to recover this debt.
If legal action is taken, the process is as follows:
1. A claim form is issued by the Court
2. Court fees, solicitors costs etc........will increase the amount owed.
3. If you do not respond to the claim within 14 days, a County Court Judgement may be registered against you.
4. This CCJ will be registered on your account for 6 years..etc....


Is this the same as a letter before claim?
Should I be worried?

thanks

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Re: Lowell Pre-Legal Assessment.

Post by handle on Thu Jan 25, 2018 6:11 pm

A claim hasnt been made yet........wait.
May be a bluff

handle
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Re: Lowell Pre-Legal Assessment.

Post by Theatchet on Sat Jan 27, 2018 7:07 pm

My experience with Lowell so far. They bought the account in may 2015 I think it was. Had multiple pre-legal assessment letters. When the new civil procedure rules/pre-action protocol changed in October of last year, I was then contacted by their solicitors. Been going back and forth since.


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Re: Lowell Pre-Legal Assessment.

Post by AgentOrange on Sun Jan 28, 2018 9:56 am

Blimey, I'd be interested to know more. I may PM you sometime?

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Re: Lowell Pre-Legal Assessment.

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