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Moon phases


Lowell Letter of Claim

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Re: Lowell Letter of Claim

Post by trimstar on Thu Sep 27, 2018 12:20 pm

I sent the CCA request letter. Thanks for quick reply

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Re: Lowell Letter of Claim

Post by waylander62 on Thu Sep 27, 2018 12:41 pm

just a CCA request ?

if so then you need to add to this letter that your require a copy of

any default notice
any notice of assignment
any deed of assignment or sale agreement giving proof that lowell have lawful right title and interest in this alleged account.

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Re: Lowell Letter of Claim

Post by trimstar on Thu Sep 27, 2018 1:54 pm

It was the template from the letters page

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Re: Lowell Letter of Claim

Post by waylander62 on Thu Sep 27, 2018 3:39 pm

@trimstar wrote:It was the template from the letters page

I am assuming just the official CCA request letter

if so refer to my previous post, request those documents

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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 4:33 pm

Just got this today


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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 4:33 pm

2nd part


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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 4:34 pm

What next? Panicking a bit now that I am finally going to have to give in

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Re: Lowell Letter of Claim

Post by waylander62 on Wed Jan 30, 2019 4:45 pm

1st question i have to ask before giving an opinion further

what documents have they already provide you with ?

agreement?
default notice?
proper statements not that crap above ?
assignment ?

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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 5:00 pm

All I have been provided with is this unreadable document which they say is what was sent to them

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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 5:01 pm



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Re: Lowell Letter of Claim

Post by waylander62 on Wed Jan 30, 2019 5:06 pm

ok ,

well what you need to do now is fill in the required forms that they have sent ( i think it is just one form which states you dispute the debt and require more information)

and write a separate letter requesting the documents that you are entitled to see:

1) a LEGIBLE copy of any agreement along with the terms and conditions upon inception and any subsequent changes made
2) a copy of any default notice
3) Termination notice
4) notice of assignment
5) deed of assignment
6) Statements showing how the alleged outstanding sum has accrued.
2)

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Re: Lowell Letter of Claim

Post by waylander62 on Wed Jan 30, 2019 5:08 pm

in addition and probably first send a full SAR to the original creditor

depending on when your 30 days are up.

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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 5:10 pm

Ok is there a template for the sar? Many thanks appreciate it

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Re: Lowell Letter of Claim

Post by waylander62 on Wed Jan 30, 2019 5:13 pm

@trimstar wrote:Ok is there a template for the sar? Many thanks appreciate it

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i believe there is somewhere hopefully a moderator will point you in the right direction

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Re: Lowell Letter of Claim

Post by daveiron on Wed Jan 30, 2019 5:45 pm

This is what I have used without any probs,

This is a Subject Access Data Request.
I now require you to supply any and all data in relation to (name) that you hold .
Please be aware that I require the data to be supplied within the mandatory timescale.


Its as simple as that ,remember to include 'any and all' ,give them no wriggle room.
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Re: Lowell Letter of Claim

Post by sam on Wed Jan 30, 2019 11:24 pm

hi trimstar , if they have not got true copies they cant win in court , dont make them look for true copies ,
1/ they want you to give up
2/ they just hope you will not turn up for court.

one thing the dca will ignore you or give you rubish .the original creditor will just say talk to the dca , no longer to do with them talk to the dca , they sold the debt

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Re: Lowell Letter of Claim

Post by trimstar on Wed Jan 30, 2019 11:28 pm

Thanks makes me feel better

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Re: Lowell Letter of Claim

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