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Lowell

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Lowell

Post by Les77 on Fri Mar 09, 2018 8:08 pm

Hi all,

I’ve just joined the forum as I’m looking for advice. I’ve received court papers today from the county court business centre, the claimant is Lowell Portfolio regarding a credit card debt of £5700 with the bank of Scotland.

In 2008 I successfully applied for an AA loan for £3000 (all paid) after receiving the funds about a week later I received an AA credit card which I didn’t apply for so I can only presume this was hidden within the loan agreement?? Because I never applied for it!

At the time I wasn’t in any financial difficulty so I kept the card, but fell on hard times a couple of years later so I used the card, but realised I couldn’t keep on making the payments.

It was roughly 2015 when Lowell bought the debt so I asked for a CCA which took them almost 3 months to supply, when it arrived it does look legit even though I had never applied for the card - however the date on the agreement is September 2008 but at the very bottom in small print it has ‘sep2007’ and it doesn’t look right if you look at the top of it.

Not sure whether to just accept this or defend it?

Thanks in advance.

Les77
Not so newb
Not so newb

Posts : 1
Join date : 2018-03-09

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