Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Is the English pound backed by Gold?
by Ausk Today at 9:58 am

» DCA - can they start legal proceedings?
by Ausk Today at 9:55 am

» Genuine site or not?
by jockenglish Yesterday at 10:59 pm

» Host Portfolio Holding, Robinson Way ( Barclay )
by Lukas Yesterday at 8:28 pm

» ...The KaK & M@© Show Westminster attack what victims?
by ceylon Yesterday at 6:56 pm

» Lowell Letter of Claim
by trimstar Yesterday at 6:51 pm

» Raconteurs with extra special guest !!
by Lopsum Yesterday at 6:38 pm

» UK Column
by ceylon Yesterday at 5:38 pm

» Ive been listening to the rong radio station - Benjamin Zephaniah
by Lopsum Yesterday at 3:26 pm

» ...Is the financial crash here?
by ceylon Yesterday at 10:22 am

» Any experts on UK Student Loan Company debts?
by Ausk Yesterday at 8:42 am

» Cabot- is there a realistic chance to fight them?
by annap Mon Aug 13, 2018 10:15 pm

» ...The KaK & M@© Show. Can we see past the lies yet?
by ceylon Mon Aug 13, 2018 9:46 pm

» Cabot Credit Management Group help needed please
by waylander62 Mon Aug 13, 2018 9:07 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Aug 13, 2018 7:47 pm

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Mon Aug 13, 2018 6:11 pm

» Campaign to Shut Down Biased BBC Propaganda Machine Goes VIRAL READ MORE:
by Society of the Spectacle Mon Aug 13, 2018 1:55 pm

» ...Has the financial crash just started?
by ceylon Mon Aug 13, 2018 11:21 am

» Help Please being taken to court
by Ausk Mon Aug 13, 2018 7:52 am

» The System is the biggest bully in the world.
by Phillpots Sun Aug 12, 2018 10:23 pm

» Gday from Australia guys!
by handle Sun Aug 12, 2018 8:40 pm

» ...When you know your shit can you send the scum packing?
by handle Sun Aug 12, 2018 8:33 pm

» Roundup cancer verdict
by jss64 Sun Aug 12, 2018 8:25 pm

» ...Are you still buying the propaganda?
by ceylon Sun Aug 12, 2018 2:51 pm

» THESE TRAITORS NEED EXECUTING
by ceylon Sun Aug 12, 2018 11:39 am

» GOODF ebook
by tankeep Sun Aug 12, 2018 8:19 am

» debt letters
by LionsShare Sat Aug 11, 2018 11:59 pm

» Duped into guarantor, severe mental health issues
by Solosmurf Sat Aug 11, 2018 7:17 pm

» Just joined up here!
by Mrblue2017 Sat Aug 11, 2018 3:52 pm

» ...Why are they still pushing the berka bojo crap?
by ceylon Sat Aug 11, 2018 12:44 pm

» ...The KaK & M@© Show Are cancer research really looking for a cure?
by ceylon Sat Aug 11, 2018 11:18 am

» Why humans cook food ?
by daveiron Sat Aug 11, 2018 10:27 am

» Be Prepared
by daveiron Sat Aug 11, 2018 9:56 am

» Location: Cardiff, Wales
by Francisfreeman Sat Aug 11, 2018 9:52 am

» Discovery - Getting Documents from DCs
by handle Sat Aug 11, 2018 12:04 am

» Shocking moment disabled woman COLLAPSES while getting Kingdom litter fine.
by LionsShare Fri Aug 10, 2018 10:20 pm

» ...Need a doctor tuff in it?
by ceylon Fri Aug 10, 2018 12:48 pm

» Tax
by handle Fri Aug 10, 2018 8:50 am

» Survivor Libraray
by sleptthroughit Fri Aug 10, 2018 12:05 am

» Latest from CrimeBodge
by daveiron Thu Aug 09, 2018 8:02 pm

» ...The KaK & M@© Show. Is Boris Johnson a Berka?
by ceylon Thu Aug 09, 2018 6:52 pm

» Fee Schedule - services - help please
by 123 Thu Aug 09, 2018 2:57 pm

» Wilkin Chapman LLP - NPower - Utility Debt
by Tom Bombadil Thu Aug 09, 2018 11:39 am

» ...Is this what agenda 21 looks like?
by ceylon Thu Aug 09, 2018 11:18 am

» Reality chat with peter howard and company
by Society of the Spectacle Wed Aug 08, 2018 7:42 pm

» Northamptonshire County Council misappropriate £8m of public health money
by ceylon Wed Aug 08, 2018 5:10 pm

» Lowell threatening me Again !!
by barnwebb Wed Aug 08, 2018 4:56 pm

Moon phases


old debt has come back to me

Go down

old debt has come back to me

Post by bombaybadboy on Sat Apr 28, 2018 1:03 pm

hi im not sure how active this site is but a debt from 2010 has come out of the blue. i sent a reply straight away a statute barred letter and today i got a reply saying they took a court order out on me in 2014 and doesn't count as statute barred. the original debt was from 3 phone company that lowell took over. now i have bw legal chasing me for it on behalf of lowell. so far its been very polite messages but i know they wont stay that way. The debt is for £282 and they gave me 7 days to reply from today. can anyone help me should i start the 3 letter process at this point. Plus i have never signed anything or paid anything to this debt

bombaybadboy
Not so newb
Not so newb

Posts : 2
Join date : 2018-04-28

Back to top Go down

Re: old debt has come back to me

Post by daveiron on Sat Apr 28, 2018 5:48 pm

Hi,
The 3 letters are only for Bank & credit cards ,so of no use in this case. If you used the services the honorable thing would be to pay it . If you cannot afford it, make an offer that you can afford .Personally I would never complete the income & expenditure form .
You could also require a true copy of the deed of assignment.
Tell them you require that all future correspondence must contain the name and signature of the man/woman who takes liability for its contents. There is no one called BW legal.
Alternatively you could await bailiff action ,but is it worth the hassel for £ 280 ?

daveiron
Admin
Admin

Posts : 1070
Join date : 2017-01-17

Back to top Go down

Re: old debt has come back to me

Post by bombaybadboy on Sat Apr 28, 2018 5:57 pm

i'm unemployed and don't get benefits and managing to live of £13 per week to myself so that is a large amount of money for me to lose for a phone 3 repaired 3 times and still didn't work. they refused to replace for a working phone so i cancelled contract

bombaybadboy
Not so newb
Not so newb

Posts : 2
Join date : 2018-04-28

Back to top Go down

Re: old debt has come back to me

Post by daveiron on Sat Apr 28, 2018 6:55 pm

Ok,

Afraid its far too late to address the phone issue.

If you do not own your home ,Tell them you have no assets ,you are on benefits and are suffering hardship and you are not in a position to attempt to make any payment .If you do have anything a bailiff could levy ,get it into a relatives or someone you trust name ( this must be dated before any bailiff action) .If you have a vehicle leave well away from your home.
You may, due to your circumstances be better off filling in their expenditure form.
They are very unlikely to spend anything trying to get blood from a stone.

Sorry just noticed you are not on benefits ,in that case state you are suffering extreme hardship.

daveiron
Admin
Admin

Posts : 1070
Join date : 2017-01-17

Back to top Go down

Re: old debt has come back to me

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum