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Moon phases


A signed statement that no insurance claim has or will be made in respect of this account.

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A signed statement that no insurance claim has or will be made in respect of this account.

Post by nautilous on Tue May 08, 2018 2:15 pm

In response to this in a letter to Lowell, they have replied: "we hold no details relating to this and you are therefore required to contact the original creditor for further information". Is it worth pursuing this with the bank? Thanks

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Re: A signed statement that no insurance claim has or will be made in respect of this account.

Post by daveiron on Tue May 08, 2018 5:34 pm

Personally I would not go back to the OC .Lowell claim ownership of the debt & you require documentation that the debt has not been paid off via an insurance claim. All you asked for was a simple signed statement ,yes or no. they should have no difficulties providing one .The same applies for ALL that you have requested.
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Re: A signed statement that no insurance claim has or will be made in respect of this account.

Post by Ausk on Wed May 09, 2018 9:15 am

Why not also require a signed statement in writing that neither the OC or the DC will not claim it as a tax deducation if its not collected?

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Re: A signed statement that no insurance claim has or will be made in respect of this account.

Post by daveiron on Wed May 09, 2018 9:25 am

Another good point Ausk, The more reasonable valid questions asked the better, Should it end up in court ,part of any defence will be a list of valid requests they have refused to answer.
All that has ever been asked is to validate their claim.
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Re: A signed statement that no insurance claim has or will be made in respect of this account.

Post by nautilous on Wed May 09, 2018 11:34 am

Thanks for the replies. I'll get on with drafting another letter to the lowlifes!

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Re: A signed statement that no insurance claim has or will be made in respect of this account.

Post by midnight on Wed May 09, 2018 1:48 pm

Is this not something that Lowell should have done or be doing. It's called due diligence.

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Re: A signed statement that no insurance claim has or will be made in respect of this account.

Post by daveiron on Wed May 09, 2018 2:22 pm

Exactly. Its the same as buying a decent vehicle without doing a HPI check.
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Re: A signed statement that no insurance claim has or will be made in respect of this account.

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