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My first County Court Claim Form

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My first County Court Claim Form

Post by AgentOrange on Sat May 26, 2018 2:00 pm

Had one from Lowell solicitors this morning for a 3K credit card debt.
I did the 3 letter process a year and a half ago to which they supplied me with a bad quality copy of the original agreement which had my signature on.
Since then it's been the usual letters. They offered me a 50% discount in Feb of this year (which I'm sort of regretting not taking them up with as I could probably just about manage a payment plan)
I've done a bit of research online but am still pretty baffled as to what to do. I'd really appreciate some advice on what my response should be?
Thanks
AO

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Re: My first County Court Claim Form

Post by daveiron on Sat May 26, 2018 3:12 pm

Is it pre or post 2006 ?
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Re: My first County Court Claim Form

Post by AgentOrange on Sat May 26, 2018 3:27 pm

2016

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Re: My first County Court Claim Form

Post by daveiron on Sat May 26, 2018 6:04 pm

sorry just to clarify , when did you open the account ?
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Re: My first County Court Claim Form

Post by AgentOrange on Sat May 26, 2018 8:19 pm

Original Credit card agreement 2012, never defaulted but arranged a payment plan of £5 a week with CC 2015, then debt bought by lowell in 2016.

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Re: My first County Court Claim Form

Post by AgentOrange on Sun May 27, 2018 9:52 am

Mindful that I have to respond soon, I'd be grateful if anyone can advise whether this is worth defending as they sent me a copy of the credit agreement when I 3 lettered them.

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Re: My first County Court Claim Form

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