Display results as :

Rechercher Advanced Search

Latest topics
» Australia version of the ebook
by kevinfloyd Today at 5:27 pm

» getoutofdebtfree site clone
by Margo2104 Today at 2:58 pm

» Theresa May’s Plan
by Mrblue2017 Today at 1:05 pm

» Cabot- is there a realistic chance to fight them?
by waylander62 Today at 11:08 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Yesterday at 7:31 pm

» 3 letter process
by projectzoo Yesterday at 5:27 pm

» Lowell - Cohen Solicitors
by waylander62 Yesterday at 12:04 pm

» raconteurs news
by LionsShare Yesterday at 10:25 am

» utility bill accounts
by LionsShare Yesterday at 10:20 am

» What response to Application for county court using N244
by waylander62 Yesterday at 1:29 am

» Arrow transferred to drydensolicitors
by Mrblue2017 Tue Mar 19, 2019 7:44 pm

» Drydensfairfax Soliciitors - Statute Barred?
by janloot Tue Mar 19, 2019 7:26 pm

» cabot/restons/county court
by Johnnyred Tue Mar 19, 2019 4:40 pm

» EU's Mandatory Biometric ID Card - on its way!
by Kestrel Tue Mar 19, 2019 7:06 am

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Mar 18, 2019 7:31 pm

» Latest from CrimeBodge
by assassin Mon Mar 18, 2019 12:57 am

» Help needed please with Robinson Way
by codtree Sun Mar 17, 2019 11:08 pm

» CABOT filed CCJ application despite 3-letter process
by davidg4039 Sun Mar 17, 2019 8:47 am

» Lowell Letter of Claim
by waylander62 Fri Mar 15, 2019 12:30 pm

» Lowell Court order
by waylander62 Thu Mar 14, 2019 12:52 pm

» A previous member from old
by daveiron Wed Mar 13, 2019 8:40 pm

» Hi from South West of England
by assassin Tue Mar 12, 2019 7:01 pm

» Final Notice - Bailiff
by Solosmurf Tue Mar 12, 2019 3:28 pm

» Lowell threatening me Again !!
by barnwebb Tue Mar 12, 2019 1:33 pm

» Investigation as video of West Midlands Police 'restraint' goes viral
by Lopsum Tue Mar 12, 2019 9:28 am

» Intrum Finance letter advice please.
by Ithesoul Mon Mar 11, 2019 10:11 pm

» Overdraft LOAN has been sold to DCA
by Prometheus Mon Mar 11, 2019 7:56 pm

» sip parking notice
by lisa40 Mon Mar 11, 2019 3:30 pm

» Natural Health
by Solosmurf Mon Mar 11, 2019 1:46 pm

» Private messaging
by Solosmurf Mon Mar 11, 2019 12:03 pm

» More Lowell Success
by Mrblue2017 Sun Mar 10, 2019 3:32 pm

» 5G AND it's implications | WOW it is scary and can't be allowed
by Mrblue2017 Sun Mar 10, 2019 11:28 am

» Return to sender
by Ausk Sun Mar 10, 2019 8:39 am

» Should these missed payments have been a default?
by assassin Sun Mar 10, 2019 2:11 am

by assassin Sat Mar 09, 2019 2:01 am

» Collectica - Marston Holdings
by waylander62 Fri Mar 08, 2019 1:32 pm

» Collectica - Marston Holdings
by chopstick Fri Mar 08, 2019 8:58 am

by rotterdamuk Thu Mar 07, 2019 6:49 pm

» Latest Rich Planet vids Richard Hall
by daveiron Thu Mar 07, 2019 11:18 am

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Thu Mar 07, 2019 10:35 am

» Rozer's get a PCN
by midnight Wed Mar 06, 2019 8:38 pm

» 5G Freedom of Information requests
by daveiron Wed Mar 06, 2019 2:17 pm

» Hoist Portfolio/Howard Cohen – Letter of Claim ?
by barnwebb Wed Mar 06, 2019 12:57 pm

» Rossendales in respect of Council Tax debt...
by waylander62 Wed Mar 06, 2019 12:50 am

» Private Banking?
by LionsShare Tue Mar 05, 2019 11:47 am

» This Could Be Just Down Your Street
by Lopsum Tue Mar 05, 2019 10:37 am

» intrum advice please
by waylander62 Mon Mar 04, 2019 8:27 pm

Moon phases

Helping my friend about debt

Go down

Helping my friend about debt

Post by Elc on Sun Jun 03, 2018 9:56 am

I have a question about the debt collector whom admit that they are the current collector to the former creditor (the bank)
First of all my friend got a phone call from a debt collector saying that he owes money to the bank, and demand him some payment, because he was at work, he just agreed to them and made some payment arrangements.( this happened in 2017).
After about 6-7 payments made to debt collector, my friend had a doubt about those payment whether hes paying to the right company.So he stopped the payment to them in october 2017.
After 3 months passed, the debt collector called him again and demand to continue his payment. He tried to arranged his payment to be lower than before. but they declined it.
So in 2018 my friend asked the debt collector through email for a copy of original application that signed by him and the bank, they could not provide it and said to him that the original creditor provider is unable to provide the collector a copy of the original application.
They just keep sending him a statement(from debt collector not the bank) of the debt with interest and still increasing until now. then not long ago my friend got a phone call from them saying that "his account has been selected as part of a special campaign whereby if they can agree to a repayment arrangement that he can afford, they might be able to get an interest concession approved"

My question are:
He never sent out 3letters, is it to late to send it now?
Can they keep demanding for payment after all that?
Do they even allowed to charged interest after they cant provide him with the document that he asked for?
How does he be able to know that the alleged debt is the real debt that they bought from the bank if they cant provide the original contract?
What can happen if he doesn't get the document that he asked for, can or will the debt collector provide something else that will take him to court? He's just doesn't want to be involve in case of legal proceeding in the future, he's just want proof that the company that hes been paying is the real one.

What does he need to do?

Sorry for this long story, its just my friend is really streesed about it. Please help!!
Thank you


Posts : 2
Join date : 2018-06-03

Back to top Go down

Re: Helping my friend about debt

Post by daveiron on Sun Jun 03, 2018 2:45 pm

Hi Elc,

Your friend needs to decide whether to stand his ground or comply with everything they demand.
First he needs to find if they are acting for the bank or have purchased the debt, in either case he can use the appropriate letters .


Posts : 1532
Join date : 2017-01-17

Back to top Go down

Re: Helping my friend about debt

Post by Elc on Tue Jun 05, 2018 12:03 am

Dont they need to provide him the documents that he requested before moving forward?


Posts : 2
Join date : 2018-06-03

Back to top Go down

Re: Helping my friend about debt

Post by Sponsored content

Sponsored content

Back to top Go down

Back to top

Permissions in this forum:
You cannot reply to topics in this forum