Display results as :

Rechercher Advanced Search

Latest topics
» Member of the old GET OUT OF DEBT FREE. So glad i found this site again
by Logan1989 Today at 10:35 pm

» Mercers Default Notices Are Invalid
by Kestrel Today at 9:29 pm

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Today at 8:57 pm

» Did you have the money / use the credit?
by handle Today at 8:20 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Today at 8:01 pm

» Beware of ancestry DNA websites
by jss64 Today at 6:26 pm

» Ways of protecting assets from creditors
by Jan Today at 1:31 pm

» Dr. Graham Downing 5G and A.I talk
by ditchit Today at 12:34 pm

» Threatened bankruptcy proceedings
by waylander62 Today at 12:33 pm

» Notice Of Conditional Acceptance / Promissory Notes
by pitano1 Today at 9:10 am

» PoE
by ditchit Today at 8:02 am

» Set Aside Application, Can Claimant Provide Proof Of Claim?
by Kestrel Today at 7:00 am

» Is this what Greg Hallet was talking about?
by handle Yesterday at 10:38 pm

» Hello all from new member, hoping to overcome the fear this time
by Holle Yesterday at 8:59 pm

» old man tells joke
by handle Yesterday at 12:07 pm

» Anti nano tech
by chong Yesterday at 11:31 am

» Mediation Time. How to fire off your defence?
by onak Yesterday at 6:26 am

» FOS complaints and civil proceedings
by handle Yesterday at 5:27 am

» Administration of Justice Act 1970 forbids creditors to falsely pretending to be officially authorised to collect payment
by Stevro Yesterday at 2:11 am

» CCJ circa 2013 vs Santander, now Cabot/Mortimer Clarke chasing
by hughythomas Yesterday at 1:51 am

» Cabot help
by Benjisaurus Sat Oct 13, 2018 10:31 am

» Hello to all of you
by assassin Sat Oct 13, 2018 1:21 am

» Essex & Suffolk Water
by LionsShare Fri Oct 12, 2018 4:38 pm

» Lowell threatening me Again !!
by daveiron Fri Oct 12, 2018 8:08 am

» Geopathic Stress, 5 G, Microwave Radiation Toxicity, Smart meters.
by daveiron Fri Oct 12, 2018 8:03 am

» Cabot- is there a realistic chance to fight them?
by handle Thu Oct 11, 2018 11:34 pm

» Distopian Future Documentarys,
by Society of the Spectacle Thu Oct 11, 2018 9:19 pm

» NIP - speeding with photo evidence
by daveiron Thu Oct 11, 2018 4:57 pm

» Latest Rich Planet vids Richard Hall
by daveiron Thu Oct 11, 2018 4:46 pm

» Hoist Portfolio/Howard Cohen – Letter of Claim ?
by barnwebb Wed Oct 10, 2018 8:23 pm

» Brown all CAPS window letter with "Defendant" visible!
by itheman Wed Oct 10, 2018 8:22 pm

» Reality chat with peter howard and company
by Society of the Spectacle Wed Oct 10, 2018 7:34 pm

» This Is Interesting
by pitano1 Wed Oct 10, 2018 10:17 am

» Hello all members of The Community
by assassin Wed Oct 10, 2018 1:40 am

» Raconteurs with extra special guest !!
by Lopsum Tue Oct 09, 2018 9:31 pm

» Hello, new here and preparing to fight the system.
by Jacko Tue Oct 09, 2018 4:07 pm

» Reclaiming cash value for loans ive paid off in the past
by onak Tue Oct 09, 2018 1:56 am

» BT/british telecom
by mitch Mon Oct 08, 2018 4:37 pm

» Civilized Materialistic DNA vs Tribal Spiritual DNA
by Kestrel Sun Oct 07, 2018 9:23 pm

» Another noob faced with a DC
by onak Sun Oct 07, 2018 2:18 am

» Cbd Oil
by Society of the Spectacle Sat Oct 06, 2018 12:59 pm

» Police Guidelines On Bailiffs
by Kestrel Sat Oct 06, 2018 11:17 am

» PRA Group County Court Business Centre??
by waylander62 Fri Oct 05, 2018 10:08 pm

» Anti-Defamation LeagueAppoint Themselves As Official Internet Censor
by Kestrel Thu Oct 04, 2018 6:24 pm

» remedy for P.C.N/COUNCIL TAX
by unlimuni Wed Oct 03, 2018 5:52 pm

» Is it to late for the 3 letters process
by Mikeyjohn Wed Oct 03, 2018 10:57 am

» Parking Notice Download
by unlimuni Wed Oct 03, 2018 6:18 am

Moon phases

Helping my friend about debt

Go down

Helping my friend about debt

Post by Elc on Sun Jun 03, 2018 9:56 am

I have a question about the debt collector whom admit that they are the current collector to the former creditor (the bank)
First of all my friend got a phone call from a debt collector saying that he owes money to the bank, and demand him some payment, because he was at work, he just agreed to them and made some payment arrangements.( this happened in 2017).
After about 6-7 payments made to debt collector, my friend had a doubt about those payment whether hes paying to the right company.So he stopped the payment to them in october 2017.
After 3 months passed, the debt collector called him again and demand to continue his payment. He tried to arranged his payment to be lower than before. but they declined it.
So in 2018 my friend asked the debt collector through email for a copy of original application that signed by him and the bank, they could not provide it and said to him that the original creditor provider is unable to provide the collector a copy of the original application.
They just keep sending him a statement(from debt collector not the bank) of the debt with interest and still increasing until now. then not long ago my friend got a phone call from them saying that "his account has been selected as part of a special campaign whereby if they can agree to a repayment arrangement that he can afford, they might be able to get an interest concession approved"

My question are:
He never sent out 3letters, is it to late to send it now?
Can they keep demanding for payment after all that?
Do they even allowed to charged interest after they cant provide him with the document that he asked for?
How does he be able to know that the alleged debt is the real debt that they bought from the bank if they cant provide the original contract?
What can happen if he doesn't get the document that he asked for, can or will the debt collector provide something else that will take him to court? He's just doesn't want to be involve in case of legal proceeding in the future, he's just want proof that the company that hes been paying is the real one.

What does he need to do?

Sorry for this long story, its just my friend is really streesed about it. Please help!!
Thank you

Not so newb
Not so newb

Posts : 2
Join date : 2018-06-03

Back to top Go down

Re: Helping my friend about debt

Post by daveiron on Sun Jun 03, 2018 2:45 pm

Hi Elc,

Your friend needs to decide whether to stand his ground or comply with everything they demand.
First he needs to find if they are acting for the bank or have purchased the debt, in either case he can use the appropriate letters .


Posts : 1190
Join date : 2017-01-17

Back to top Go down

Re: Helping my friend about debt

Post by Elc on Tue Jun 05, 2018 12:03 am

Dont they need to provide him the documents that he requested before moving forward?

Not so newb
Not so newb

Posts : 2
Join date : 2018-06-03

Back to top Go down

Re: Helping my friend about debt

Post by Sponsored content

Sponsored content

Back to top Go down

Back to top

Permissions in this forum:
You cannot reply to topics in this forum