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a thought on the Data Protection Act and your info

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a thought on the Data Protection Act and your info

Post by sentrybatman on Wed Jun 06, 2018 12:12 pm

Just a random thought I thought I'd throw out in case someone else has already looked into it. I'm wondering if I could use the Data Protection Act to force a company who has purchased my debt to disclose how much they paid for it. Surely ALL information they hold relating to me must be disclosed to me? In one recent example a company who say i owe £4K (a debt they bought from someone else) offered me a "1 time only" offer to pay it all off for just £1k. It makes it obvious they'd still be making money on the £1k settlement or I can't imagine they'd bother making the offer. I suspect they paid pennies on the pound to `buy` the debt.

If we could force these parasites to disclose the actual amount paid surely that would take the wind out of their sails, and make life easier for anyone who wanted to settle for a lesser amount than the full debt. In my example if I knew they only paid say £200 then maybe I'd offer them £300 on the condition they agree in writing to clean up the debt on my credit record.

All knowledge is power!

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Re: a thought on the Data Protection Act and your info

Post by assassin on Wed Jun 06, 2018 12:38 pm

In theory, YES, but in practice, NO.

When an organisation buys data they pay a fixed amount for a fixed amount of data, they may buy a CD full of personal data for £1000 and it would be difficult to break down the data it contains and divide it by the £1000.
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Re: a thought on the Data Protection Act and your info

Post by daveiron on Wed Jun 06, 2018 12:40 pm

Hi, Its asked for in the 3 letters .They will reply that is confidential as it contains details of others accounts.

So if you ask for it ,I suggest you add " I will accept a redacted copy with the only redactions being information which does not pertain to this account".

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