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Moon phases


HELP Demand? I think I have a CCJ!

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HELP Demand? I think I have a CCJ!

Post by Andee on Sun Jun 17, 2018 3:38 pm

Hello
This is my 1st time on here

I received the a letter out of the blue,  via another address of a very close friend I used as a mailing address some years ago (I was homeless for 15 years or so).
It has come from a county court money claims center.
It has a demand of immediate payment.
I am required to Responed within 8 days from June 12th (but I got it via hand on the 17th) - that leaves until Wed 20th!!

There are forms with it for filling in, money situations etc, but I am dyslexic/dyscalculia and wont have time to make an appointment with the CAB or other advocates to respond in time.

I don't recall this debt, though. I don't recall any previous letters leading up to this. Though I have been moving around, they could have followed after I left, but don't know really.

Due to a number of mental health concerns and neuro issues I have depleted capabilities, including forward planning, organising and working memory, (adhd).
I am on ESA.

Is this letter a CCJ or something like it or leading up to it?
They say in the letter it is an offence not to respond!
It says in the letter there could be a jail sentence! Is this scare mongering or real?
However, there is no time left.
What happens if I cant respond?
I dont have a means to know where this has come from.
Do I need to challenge or wait?
Will other letters arrive?
Or bailiffs etc? (Its not my place but I'm afriad for my friends)

I know by experience no advocate is available in such short notice as I have tried before with other matters. I noticed that the CAB drop in is for determining who to make the appointment with at a later date.
Any help with understanding all this is much appreciated.
Thank you everyone
Andee
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Last edited by Andee on Mon Jun 18, 2018 6:44 pm; edited 4 times in total (Reason for editing : Added photo)

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Re: HELP Demand? I think I have a CCJ!

Post by Andee on Tue Jun 19, 2018 1:46 pm

Can anyone help with this?

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Re: HELP Demand? I think I have a CCJ!

Post by daveiron on Tue Jun 19, 2018 5:32 pm

Hi ,yes you do have a ccj.

You need to fill out that form .
My memory is a bit vague regarding this ( it should be possible to get the answers in the debt section )
If you cannot recall the debt & or have mental health problems you need to get it set aside .I believe its somewhere around £ 240 but free if on some benefits .
take a look at the link below it should be useful .Make sure you make them aware that you have received their letter late & you cannot recall the debt.


https://www.nationaldebtline.org/EW/factsheets/Pages/howtosetasideacountycourtjudgment/settingasideaccj.aspx

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Re: HELP Demand? I think I have a CCJ!

Post by waylander62 on Tue Jun 19, 2018 10:29 pm

I assume they sent that letter to an address where you do not live ? have you ever lived there ?

if you used it as a mailing address then how long ago ?

At the end of the day if you have not lived there and dont live there then why respond ? dont stick your head above the pulpit and say " here i am its me "

they cannot enforce this if you do not live there and have not received it can they !?

how good is this friend who gave you the letter ?

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Re: HELP Demand? I think I have a CCJ!

Post by Andee on Wed Jun 20, 2018 3:25 pm

Hi
Thank you
I realise there are issues of association to the person and the claim.
I stayed there for a bit over 4 years ago, not registered, and asked if it can be used as a mailing address. Very little in mail came, this is the 1st of its kind.
How these people got the address I don't know.
Maybe an earlier transaction with bank having that place as a previous address??
I know people very well, but they are vulnerable in the sense of youngsters there and I guess my feeling they shouldn't have to deal with this testing the waters!
Thank you Waylander62

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Re: HELP Demand? I think I have a CCJ!

Post by Andee on Wed Jun 20, 2018 3:43 pm

Thank you Deveiron for the link

As there is no limit to the time to apply a setting aside it gives me time to find someone to represent of=r assist with the forms.
Though as there is a time limit on the response. Now passed. I am concerned with the continued actions that may take place behind the scenes, so to speak, before I can get representation or fill in forms.

What if, as Waylander states? How does that go?
the less I need to do the better my mental health. But still I appreciate everyone's point of view.
Thank you Deveiron


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Re: HELP Demand? I think I have a CCJ!

Post by daveiron on Wed Jun 20, 2018 5:12 pm

Hi,

At this point in time if you take waylanders advice it will give you time & you may well be able to avoid this if they cannot locate you . My only concern is now that with the change in the law ,peoples data is being shared much more.
You say you are receiving ESA ,I presume that an address is required for that,so be aware the may be able to get hold of an address for you ,so it may be wise to prepare should that happen.
Keep your friends up to speed . In the event they get a visit ,'they have not seen you for a long time & dont know where you are'.

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Re: HELP Demand? I think I have a CCJ!

Post by waylander62 on Wed Jun 20, 2018 8:16 pm

dont make an application to set aside as you will be admitting to receiving the paperwork, you did not officially live at the address where the letter went. you have never received it nor have you ever seen any letter, you are not aware of any court claim or judgement against you.

If your friend gets any more letters for you at that address, he must send them back, if there is no return address then take them to the post office and tell the post office that you dont live there and have never lived there.

If you have never been registered as living at that address then you are ok!

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Re: HELP Demand? I think I have a CCJ!

Post by Andee on Thu Jun 21, 2018 3:13 pm

Thank you Daveiron and Waylander

yes I see the issues of accepting the paperwork and also could be construed as acknowledging the debt as well!

Its baffling how they got to the address.

But I appreciate your information and insights.
I will inform the people at the address that another letter may arrive or even have a visit.

Very embarrassing.

I think I will wait it out to see if anything turns up at my place.
As for ESA, I think an address is needed even if it isn't where a person lives. The homeless plea has gone I think.

Thank you both again.
Regards Andee

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Re: HELP Demand? I think I have a CCJ!

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