Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Council approach
by Sharpysparky Yesterday at 10:50 pm

» Notice of rights of entry for Electricity account
by waylander62 Yesterday at 9:28 pm

» justinian deception
by daveiron Yesterday at 3:46 pm

» More Indoctrinated Idiots
by Lopsum Yesterday at 12:31 pm

» Some 5g science for anyone who isn't aware and wants to learn of some of the dangers
by daveiron Yesterday at 9:16 am

» Guy Taylor
by paymydues2 Sat Aug 17, 2019 6:43 pm

» Cabot Financial - My Next Step
by Mrblue Fri Aug 16, 2019 11:14 pm

» Certificate of Default [Lance Lien Template]
by daveiron Fri Aug 16, 2019 8:24 pm

» Cabot- is there a realistic chance to fight them?
by Mrblue Fri Aug 16, 2019 6:53 pm

» Bills Of Exchange Act 1882
by Mrblue Fri Aug 16, 2019 11:50 am

» intrum advice please
by Mrblue Fri Aug 16, 2019 7:51 am

» It's official:Banks Don't Lend Money
by LionsShare Thu Aug 15, 2019 10:02 pm

» More Council Scum
by itheman Thu Aug 15, 2019 8:18 pm

» Cosmic Disaster : CIA: Classified
by Mrblue Thu Aug 15, 2019 12:46 pm

» Mobile phone law for drivers could be torn up after High Court ruling
by flyingfish Thu Aug 15, 2019 9:10 am

» Private trust
by LionsShare Thu Aug 15, 2019 8:21 am

» Which three letters?
by Mrblue Thu Aug 15, 2019 5:40 am

» Latest from CrimeBodge
by assassin Thu Aug 15, 2019 2:20 am

» Parking Charge Certificate
by itheman Wed Aug 14, 2019 9:36 pm

» Electric vehicles. EV, or not! Cons and ermmm...any pros?
by itheman Wed Aug 14, 2019 8:37 pm

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Wed Aug 14, 2019 8:02 pm

» Bristow & sutor re: council tax
by stile Wed Aug 14, 2019 2:59 am

» Secret lessons in Wizard of Oz
by DogBalls Tue Aug 13, 2019 9:06 pm

» JES enforcement ltd
by volgabulghar Tue Aug 13, 2019 9:31 am

» Council Tax Summons
by Ian_the_freeman Mon Aug 12, 2019 8:11 pm

» Cabot advice
by Mrblue Mon Aug 12, 2019 5:26 pm

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Mon Aug 12, 2019 2:32 pm

» Can the judiciary sink any lower ?
by LionsShare Mon Aug 12, 2019 1:57 pm

» Epstein, surprised ?
by daveiron Mon Aug 12, 2019 11:57 am

» Another Police Fraud
by assassin Mon Aug 12, 2019 3:28 am

» Council Tax debt after a death
by daveiron Sat Aug 10, 2019 7:41 pm

» The Cryptocannabinoid Conspiracy
by mitch Sat Aug 10, 2019 12:54 pm

» Help with "Lifetime Mortgage" please
by Corazon Sat Aug 10, 2019 11:29 am

» TGBMS
by daveiron Fri Aug 09, 2019 2:46 pm

» 5G Freedom of Information requests
by daveiron Fri Aug 09, 2019 12:38 pm

» Another warning
by Sharpysparky Fri Aug 09, 2019 12:30 pm

» Video Sites
by assassin Fri Aug 09, 2019 1:51 am

» The 5G Crisis: Awareness & Accountability Summit is online and FREE from August 26 - September 1, 2019.
by Theatchet Thu Aug 08, 2019 6:56 pm

» 505 page eBook called natures pharmacy
by Theatchet Thu Aug 08, 2019 6:17 pm

» dirty solisitors
by assassin Thu Aug 08, 2019 3:22 am

» Hoist Portfolio/Howard Cohen – Letter of Claim ?
by barnwebb Wed Aug 07, 2019 6:32 pm

» Vaccinations - Thimerosal ( Mercury )
by Theatchet Wed Aug 07, 2019 2:08 pm

» Some science on aluminium, although it's from vaccinations, it should show how toxic it is to people
by Theatchet Wed Aug 07, 2019 1:49 pm

» 3 letter process
by volgabulghar Wed Aug 07, 2019 1:49 pm

» Vaccinations - Ingrediants and general info ( F.A.O. of Ceylon )
by Theatchet Wed Aug 07, 2019 1:25 pm

» Vaccinations - specific links to autism ( F.A.O. Ceylon )
by Theatchet Wed Aug 07, 2019 1:20 pm

» Lowell threatening me Again !!
by barnwebb Tue Aug 06, 2019 9:44 pm

Moon phases


Cabot- is there a realistic chance to fight them?

Page 4 of 6 Previous  1, 2, 3, 4, 5, 6  Next

Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Sat Feb 16, 2019 4:49 pm

@waylander62 wrote:use PO box provided as you have proof they requested that

but for piece of mind you could send a copy to head office with a note stating you have copied the letter to this address because you are not confident in using PO box addresses, covers your arse.
cool, will do. Thank you

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Sat Feb 23, 2019 2:27 pm

Hi Waylander,
I'm posting an update.
On 18 Feb I have received a response from Mortimer. They said they do not hold the documentation as they only acts on Cabot instructions and they have asked cabot to provide the documents. With this letter they have attached letter from Aqua (New Day Ltd) which stated that they sold my account to cabot, and a letter from cabot which stated that they have bought my account.
On 20 Feb Mortimer has set another letter which I don't really understand. They giving me another 21 days to response. Response to what? I did requested all documents already. I am attaching both letter from Mortimer for you in order.
Please let me know what is it about? Thank you as usual.
Cabot- is there a realistic chance to fight them? - Page 4 Letter11
Cabot- is there a realistic chance to fight them? - Page 4 Letter10
Cabot- is there a realistic chance to fight them? - Page 4 Letter12




annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by hughythomas on Sat Feb 23, 2019 6:42 pm

Ken Stannard is the CEO of both Cabot & Mortimer Clarke.

I am also fighting them right now - about to serve a nice fat juicy lien on them in the next few days.

hughythomas
Not so newb
Not so newb

Posts : 13
Join date : 2017-12-17

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by waylander62 on Sun Feb 24, 2019 10:22 pm

that is rather naughty of Mortimer Clarke

telling you that they do not have the documentation you are entitled to and they will put it on hold until they can provide said documents.

Then writing to you again telling you that they are giving you 21 days or else they are going to issue a claim !! with NO documentation provided !!

breach of pre action protocol, cabot yet again !!

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Sun Feb 24, 2019 10:31 pm

@waylander62 wrote:that is rather naughty of Mortimer Clarke

telling you that they do not have the documentation you are entitled to and they will put it on hold until they can provide said documents.

Then writing to you again telling you that they are giving you 21 days or else they are going to issue a claim !! with NO documentation provided !!

breach of pre action protocol, cabot yet again !!
So they basically will not provide any documents and they will issue a claim if I do not pay, is that correct?
What do you reckon should I do now?

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by waylander62 on Sun Feb 24, 2019 11:09 pm

if they do issue a claim then they are breaking protocol its that simple

they should not be doing that so you could defend on that basis alone.

i would wait.

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Sun Feb 24, 2019 11:38 pm

@waylander62 wrote:if they do issue a claim then they are breaking protocol its that simple

they should not be doing that so you could defend on that basis alone.

i would wait.
But why they refer to a mistake they've made with the name of my OC? Can they say later that actually I was asking them for documents related to Aqua and not New Day that's why they didn't send it? Its both the same thing but I just wonder why they pointed this out in a second letter?

Do you think if they really have the documents they would send it by now?

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by waylander62 on Mon Feb 25, 2019 12:00 am

in answer to your questions:

1) they f*ucked up because they are useless
2) they should send what you have requested
3) If they have f*cked up, which they have, then they should re issue a further letter before action with the correct information
4) you should have requested documents as per their LBA, using the a/c no. provided ?
5) They NEVER have the documents

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Mon Feb 25, 2019 12:05 am

Ok. I will wait and see what happens next than.
Thanks

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by Mrblue on Mon Feb 25, 2019 7:09 am

@hughythomas wrote:Ken Stannard is the CEO of both Cabot & Mortimer Clarke.

I am also fighting them right now - about to serve a nice fat juicy lien on them in the next few days.

Check out my post: (inc. about about the CEO of Cabot, Ken Stannard)

http://goodf.forumotion.com/t3362-the-legal-reality-is-that-banks-dont-take-deposits-and-do-not-lend-money

(Any comments to be added to that post only please, not this post out of respect for annap etc)
Mrblue
Mrblue
Moderator
Moderator

Posts : 432
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by hughythomas on Tue Feb 26, 2019 7:16 pm

Just had my lien notarised today. I'm going as far as I can take this...in my view Cabot/Mortimer Clarke have trespassed on a matter as a third party interloper, never provided proof(s) of claim & committed libel against I by registering another default against the legal fiction.

Lets see how they like it when high court enforcement bailiffs turn up and start seizing assets in 90 days time...

hughythomas
Not so newb
Not so newb

Posts : 13
Join date : 2017-12-17

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Tue Mar 19, 2019 9:54 am

Hi Waylander62,
so OC has just send my SAR requested documents. It contains:
1. card credit agreement- small print with my name and address with no signature mine or theirs
2. statements
3. copy of letters from OC including default notice
4. sort of generic tracker from their system with notes connected to my account like: my card usage, note that I have sent them 3 letters requesting documents etc.
I haven't heard from Mortimer yet but I am expecting papers from the court I guess any time now as 21 days passed.

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by daveiron on Tue Mar 19, 2019 10:20 am

Hi just a quick one . alleged agreement,is it complete and totally legible ?
daveiron
daveiron
Admin
Admin

Posts : 1933
Join date : 2017-01-17

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by waylander62 on Tue Mar 19, 2019 11:17 am

just to point out

this is the result of a SAR from the OC NOT from the potential claimant,

therefore currently they have not complied with an official CCA request, you need to piece together the results of the SAR and check them for anything that will help you should they continue.

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Wed Mar 20, 2019 10:45 am

@waylander62 wrote:just to point out

this is the result of a SAR from the OC NOT from the potential claimant,

therefore currently they have not complied with an official CCA request, you need to piece together the results of the SAR and check them for anything that will help you should they continue.
Hi, yes that is correct. Mortimer has never get back to me with any documents regarding CCA request. First they said they will request documents from Cabot and there will be no action until then, and two days later they kind of changed their mind...
Daveiron is asking if the agreement is complete and legible. What do I look for in it to tell if it is or not please? It is a few page of small print with no signatures.

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by daveiron on Wed Mar 20, 2019 12:21 pm

Hi ,yes take a look ,can you read every word or is some of it blurred ? does it all fit on the page .

Its been my experience that what they have sent you is all they have got,so if its defective in any way
they are screwed.
For example I have one where all the OC & thus the purchaser can provide is copy that is in 2 halves .
its therefore not a true copy and is not inforceable as confirmed by them.
daveiron
daveiron
Admin
Admin

Posts : 1933
Join date : 2017-01-17

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by Mrblue on Wed Mar 20, 2019 2:36 pm

Hang in there annap! In DaveIron and Waylander62 you have at least two of the the very many helpful people here on your side Smile
Mrblue
Mrblue
Moderator
Moderator

Posts : 432
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Thu Mar 21, 2019 9:26 am

@daveiron wrote:Hi ,yes take a look ,can you read every word or is some of it blurred ? does it all fit on the page .

Its been my experience that what they have sent you is all they have got,so if its defective in any way
they are screwed.
For example I have one where all the OC & thus the purchaser can provide is copy that is in 2 halves .
its therefore not a true copy and is not  inforceable as confirmed by them.
Hi, Yes it is actually blurry but ,most of it is readable. It is not a clear print like rest of the documents they have sent. Looks like problems with pixels. Colour is off too it is not a pure black print. Also some parts you can not read them at all. But it does fit the pages and doesn't look it was cut off... I will try to scan one page at work today and post it here so you can have a look at it maybe.... Doesn't look horrible but you can definitely tell it is not a clear print.

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Thu Mar 21, 2019 9:31 am

Mrblue2017 wrote:Hang in there annap! In DaveIron and Waylander62 you have at least two of the the very many helpful people here on your side Smile
Thanks Mrblue2017 Smile Yes they are. You all are. Thank you

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by daveiron on Thu Mar 21, 2019 10:03 am

Hi ,you say some parts you cannot read. Tell them you require a legible true copy. If they cannot provide one it should be game over.
Those bits you cannot read could say anything .You could even argue that those parts say they will pay you. If it cannot be read ,who knows ?
daveiron
daveiron
Admin
Admin

Posts : 1933
Join date : 2017-01-17

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by waylander62 on Thu Mar 21, 2019 11:08 am

Daveiron is correct

it might be a good idea to actually read the relevant sections of the CCA.

sections 60,61 and 62 in there it will tell you what should be on the agreement, parts of these sections may not apply, as yours was a credit card then find the relevant section read what should be included in any agreement and if the copy is missing anything then that will be in your defence.

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Fri Mar 22, 2019 10:18 am

@daveiron wrote:Hi ,you say some parts you cannot read. Tell them you require a legible true copy. If they cannot provide one it should be game over.
Those bits you cannot read could say anything .You could even argue that those parts say they will pay you. If it cannot be read ,who knows ?
Ok I will request another copy from them. Yes there are parts of it that you can not read. I will be sending them another letter than. Thank you

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Fri Mar 22, 2019 10:21 am

@waylander62 wrote:Daveiron is correct

it might be a good idea to actually read the relevant sections of the CCA.

sections 60,61 and 62 in there it will tell you what should be on the agreement, parts of these sections may not apply, as yours was a credit card then find the relevant section read what should be included in any agreement and if the copy is missing anything then that will be in your defence.
Ok thank you. I will send them request for a true copy and will read it all and check if it contains everything it should.

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by annap on Fri Mar 22, 2019 11:05 pm

Hi Guys,
so, I have just received a pack of forms from the court.
I understand that I need to send them back acknowledgement of service within 14 days from the date of service which is 21 March. Then I have 28 days from the same date to file a defence is this correct?
Now, can you tell me if lets say I will file the defense and court will decide against me, will they issue a judgment order straight or there will be still an option that I agree to pay and there will be no records of court proceeding against me in a public register. How does it work?

annap
Not so newb
Not so newb

Posts : 59
Join date : 2018-08-12

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by waylander62 on Sat Mar 23, 2019 9:30 am

So they have issued a claim despite you returning the forms and replying to the letter before action requesting documents ? do you have proof that you sent this ?

they still haven't sent you any documents to prove their claim ?

you will still have an option to settle through mediation if you wish.

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

Cabot- is there a realistic chance to fight them? - Page 4 Empty Re: Cabot- is there a realistic chance to fight them?

Post by Sponsored content


Sponsored content


Back to top Go down

Page 4 of 6 Previous  1, 2, 3, 4, 5, 6  Next

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum