Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» 5G & Smart Meters
by handle Today at 4:17 am

» New 3 letter process - deed of assignment
by discodave4093 Today at 4:17 am

» Merligen investments Ltd: Moriarty law
by assassin Today at 2:46 am

» Brown all CAPS window letter with "Defendant" visible!
by waylander62 Yesterday at 7:58 pm

» No assured value? Meaning
by Winnie Yesterday at 7:41 pm

» Reality chat with peter howard and company
by Society of the Spectacle Yesterday at 7:37 pm

» Advice needed for dealing with a dca
by Winnie Yesterday at 7:20 pm

» Complaint to Lowell via CSA
by Winnie Yesterday at 7:10 pm

» Hi Annie from YT Annie logical channel
by Society of the Spectacle Yesterday at 6:37 pm

» 24 Storey Tower on Fire in Kensington - dies
by assassin Yesterday at 6:35 pm

» Massive Success Defeating Lowell Portfolio 1
by Lopsum Yesterday at 4:36 pm

» Robinson way success
by Winnie Yesterday at 10:58 am

» Cabot- is there a realistic chance to fight them?
by Winnie Yesterday at 9:07 am

» Lowell asking me to send £1
by Winnie Yesterday at 9:02 am

» remedy for P.C.N/COUNCIL TAX
by Ausk Yesterday at 7:41 am

» lowell and three letters
by waylander62 Tue Nov 13, 2018 10:49 pm

» National non-compliance day
by Lopsum Tue Nov 13, 2018 11:42 am

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Nov 12, 2018 8:16 pm

» What have they done to GOODF
by Mrblue2017 Mon Nov 12, 2018 7:51 pm

» Latest from CrimeBodge
by assassin Mon Nov 12, 2018 7:05 pm

» Predictive programming and the music industry.
by Society of the Spectacle Mon Nov 12, 2018 1:55 pm

» Moorcroft
by Winnie Mon Nov 12, 2018 11:03 am

» Getting proof of claim
by Ausk Mon Nov 12, 2018 8:36 am

» Lesson on “Proof of Claim”
by Ausk Mon Nov 12, 2018 7:25 am

» Financial dealings with DVLA
by assassin Mon Nov 12, 2018 1:39 am

» Lowell threatening me Again !!
by barnwebb Sun Nov 11, 2018 8:42 pm

» Threatened bankruptcy proceedings
by waylander62 Sun Nov 11, 2018 2:45 pm

» Shoosmith after debt from house repossession
by assassin Sun Nov 11, 2018 1:58 am

» Student Loan pre-1998. Anybody got any experience or advice about this please?
by waylander62 Sat Nov 10, 2018 8:44 pm

» SAR REQUEST
by waylander62 Sat Nov 10, 2018 8:29 pm

» Fly Tipping
by eargoggles Sat Nov 10, 2018 3:50 pm

» The Great Winter Scam
by assassin Sat Nov 10, 2018 3:36 am

» Rise up (official)
by Society of the Spectacle Fri Nov 09, 2018 6:47 pm

» AA Zero Tolerance
by assassin Fri Nov 09, 2018 6:44 pm

» Mareo
by paymydues2 Fri Nov 09, 2018 3:59 pm

» HSBC bank loan defaulted! How to start the process?
by Ausk Fri Nov 09, 2018 9:22 am

» Drydens Fairfax
by Swan Thu Nov 08, 2018 9:29 pm

» E on Lowells advice
by assassin Thu Nov 08, 2018 4:22 pm

» Latest Rich Planet vids Richard Hall
by daveiron Thu Nov 08, 2018 3:34 pm

» New member but was a member of the old site a few years ago!
by Rachel Thu Nov 08, 2018 3:19 pm

» Judgement in Default
by handle Thu Nov 08, 2018 4:39 am

» Qanon.Alternative media out let 24 hour live chat
by Society of the Spectacle Wed Nov 07, 2018 6:26 pm

» the dvla
by thoughtpath Wed Nov 07, 2018 2:04 pm

» Classis Lies and Misdirection
by assassin Wed Nov 07, 2018 1:24 pm

» Would love to know how this works
by midnight Wed Nov 07, 2018 9:25 am

» I'm in (aleged) debt to a Utility Company
by Ausk Wed Nov 07, 2018 8:18 am

» Do we still send the Section 10 notice?
by pieintheskywhenIdie Tue Nov 06, 2018 4:22 pm

Moon phases


How to check my credit file without alerting debt collectors?

Go down

How to check my credit file without alerting debt collectors?

Post by jims45 on Fri Aug 17, 2018 5:26 pm

Hello all
I am 4 yrs 6 months without contact from anyone about my debts. I have moved several times and have no CCJ'S recorded at any previous address.  I have no assets and I am close to state retirement age, is it safe to use an agency to check my credit file?
I believe the debts have been sold on and all are unsecured Bank and Credit Card debts.
Thanks in advance

jims45
Not so newb
Not so newb

Posts : 10
Join date : 2017-05-21
Location : UK

Back to top Go down

Re: How to check my credit file without alerting debt collectors?

Post by Ausk on Sun Aug 19, 2018 12:09 pm

If it were me I would let sleeping doges lie.

Using an agency to check my credit file is something i would consider if I be certain there would be no way of tracing back to me. However if the DC noticed and started questioning the credit agency i used then what?

Who knows what a few beers might reveal.

Others may have a different opinion.


Ausk
Not so newb
Not so newb

Posts : 420
Join date : 2017-06-03

Back to top Go down

Re: How to check my credit file without alerting debt collectors?

Post by daveiron on Sun Aug 19, 2018 12:27 pm

Hi jim,

I am a little ahead of you ,being retired. I have never seen my credit file ,& to be honest I could not care less.
I am sure that whilst there are no ccj's on there .There will be defaults. It has never had any effect on my lifestyle whatsoever .
I agree with Ausk ,leave well alone .

daveiron
Admin
Admin

Posts : 1268
Join date : 2017-01-17

Back to top Go down

Re: How to check my credit file without alerting debt collectors?

Post by jims45 on Sun Aug 26, 2018 9:04 am

Advice taken I will keep a low profile. One more question if I may, I recently moved into an over 55's housing association apartment and have had to register for council tax and the voters list (I opted out of the open register).
I am guessing the DCA's have a better chance of finding me now?
Thank you so much for the replies Wink

jims45
Not so newb
Not so newb

Posts : 10
Join date : 2017-05-21
Location : UK

Back to top Go down

Re: How to check my credit file without alerting debt collectors?

Post by jims45 on Thu Oct 18, 2018 5:58 pm

Bad news they have found me! Today I got a letter from Cabot Financial stating they have purchased my accounts (2 accounts in fact) totaling £7800.00 in arrears. Rolling Eyes

jims45
Not so newb
Not so newb

Posts : 10
Join date : 2017-05-21
Location : UK

Back to top Go down

Re: How to check my credit file without alerting debt collectors?

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum