Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Lowell threatening me Again !!
by waylander62 Yesterday at 8:57 pm

» justinian deception
by Ausk Yesterday at 10:19 am

» Intrum Finance letter advice please.
by Mrblue2017 Yesterday at 7:33 am

» I dont think so
by Phillpots Yesterday at 12:57 am

» Tudors and Druids
by Phillpots Mon Dec 17, 2018 8:39 pm

» Peter of England in France
by Phillpots Mon Dec 17, 2018 8:25 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Dec 17, 2018 7:26 pm

» income expenditure
by projectzoo Mon Dec 17, 2018 6:45 pm

» Company bosses to be held responsible for nuisance calls with £500,000 fines
by Mrblue2017 Mon Dec 17, 2018 8:05 am

» Collection order
by Ausk Mon Dec 17, 2018 7:02 am

» council tax
by Phillpots Sun Dec 16, 2018 7:16 pm

» New to this place
by assassin Sat Dec 15, 2018 1:19 am

» Latest from CrimeBodge
by Phillpots Fri Dec 14, 2018 8:35 pm

» Equita not very good at bluffing
by ethicsboy Fri Dec 14, 2018 3:13 pm

» Port! A word worth considering
by Phillpots Thu Dec 13, 2018 11:17 pm

» 5G & Smart Meters
by flyingfish Thu Dec 13, 2018 8:09 pm

» Police officer who raped 13-year-old girl jailed for 25 years
by midnight Thu Dec 13, 2018 6:47 pm

» List of the lord lieutenants of the United Kingdom
by Phillpots Thu Dec 13, 2018 4:21 pm

» Dr Michael Mosley
by assassin Thu Dec 13, 2018 2:07 pm

» Are you a mug or a Mancunian?
by Lopsum Thu Dec 13, 2018 1:55 pm

» Some very damning whistleblowing
by Awoken2 Thu Dec 13, 2018 11:04 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Wed Dec 12, 2018 8:02 pm

» What the hell is 'ableism'
by Phillpots Wed Dec 12, 2018 7:42 pm

» stupid thing
by projectzoo Wed Dec 12, 2018 2:41 pm

» Dire Consequences Of Debt
by assassin Wed Dec 12, 2018 2:25 am

» Litter fines set to QUADRUPLE: Rubbish louts now face £150 on the spot penalty https://www.youtube.com/watch?v=olkdZeBWOhc
by Society of the Spectacle Tue Dec 11, 2018 7:17 pm

» Real Begging
by LionsShare Tue Dec 11, 2018 5:05 pm

» Cookies Show and Related Topics.
by Society of the Spectacle Tue Dec 11, 2018 2:44 pm

» More Recycling
by assassin Tue Dec 11, 2018 3:39 am

» Stop The Debt Threat Letters
by Mrblue2017 Mon Dec 10, 2018 11:44 pm

» Brown all CAPS window letter with "Defendant" visible!
by waylander62 Mon Dec 10, 2018 10:21 pm

» Robinson Way
by Killuminati Mon Dec 10, 2018 1:10 pm

» Dam funny
by assassin Mon Dec 10, 2018 2:17 am

» Funny Old World
by Phillpots Sat Dec 08, 2018 5:03 pm

» List of shrievalties
by Phillpots Sat Dec 08, 2018 5:01 pm

» Transcash - the death of
by LionsShare Sat Dec 08, 2018 3:45 pm

» 3 letter process
by Mrblue2017 Thu Dec 06, 2018 4:43 pm

» Warning To Site Members On Benefits
by assassin Thu Dec 06, 2018 2:13 am

» R.N.
by eargoggles Wed Dec 05, 2018 11:48 pm

» ceo of banks
by Mrblue2017 Wed Dec 05, 2018 8:25 pm

» Hiv talk ( lots of immune supporting info in this ) slides and 200 references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:25 pm

» Bladder cancer talk, slides with references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:23 pm

» Lung cancer talk, slides and references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:21 pm

» Prostate/ Prostate cancer talk, slides and references ( must watch ) with quoted research and links
by Theatchet Wed Dec 05, 2018 7:16 pm

» Breast cancer talk, slides and references for the talk, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:13 pm

» Alzheimers and Dementia Talk, with all the slides and references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:10 pm

» Durham Police Get Back What They Dish Out
by assassin Wed Dec 05, 2018 7:10 pm

Moon phases


Overdraft/mis-sold/daily fees

Go down

Overdraft/mis-sold/daily fees

Post by darohd79 on Thu Sep 06, 2018 8:21 am

Hi All,

I have recently claimed back all bank account fees from Lloyds Bank under mis-sold, however they still taking of me that monthly charge.
Will claim it back again soon Very Happy

How the situation looks with overdraft? I have been given it over 10 years ago under the same circumstances as my package bank account. it was free of charge at the start of it. They rises my limit up to almost £3000 now. They started to charging me for anything over £500 and recently they taking daily charges for it Evil or Very Mad

How can I deal with it? Any suggestions please sunny

I have got some more debts to deal with later on.


darohd79
Not so newb
Not so newb

Posts : 10
Join date : 2018-09-06

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by daveiron on Thu Sep 06, 2018 8:40 am

HI darohd 79 welcome.

I would start with a subject access request with regard to the overdraft.

I know it dates back a long way ,what are the chances you have all the paperwork for the overdraft ?
avatar
daveiron
Admin
Admin

Posts : 1349
Join date : 2017-01-17

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by darohd79 on Thu Sep 06, 2018 8:45 am

Hi daveiron, Thanks for prompt reply.
As I remember, I have been called to visit the branch and offered/suggested/mis-solded that overdraft in branch by their staff.
I haven't got any paperwork related to that No

darohd79
Not so newb
Not so newb

Posts : 10
Join date : 2018-09-06

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by daveiron on Thu Sep 06, 2018 10:19 am

As they appear to be adding as many charges as they can now. I think the next step is the SAR to see what the original agreement was.
avatar
daveiron
Admin
Admin

Posts : 1349
Join date : 2017-01-17

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by darohd79 on Fri Sep 07, 2018 7:23 am

Hmmmm, so what would you daveiron suggest Idea ? What is SAR by the way Question
Cheers

darohd79
Not so newb
Not so newb

Posts : 10
Join date : 2018-09-06

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by handle on Fri Sep 07, 2018 8:11 am

an Sar is a Subject Access Request that entitles you to request, and they must provide info, on you. This is part of the Data Protection Act, under GDPR (General Data Protection Regulations), which was updated this year.

On what basis did you manage to get your bank charges back from Lloyds, and how far back can one go?

handle
dedicated
dedicated

Posts : 557
Join date : 2017-04-10

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by darohd79 on Fri Sep 07, 2018 8:20 am

As from I have opened my package BA 8yrs.
They paid me back everything + monthly %
I have used Resolver for that

darohd79
Not so newb
Not so newb

Posts : 10
Join date : 2018-09-06

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by daveiron on Fri Sep 07, 2018 9:04 am

I think the first place to start is to obtain all the info relating to the overdraft. You can obtain whatever info you require. Whether it is just that relating to the OD or everything they hold on you,the choice is yours.

I usually word it along these lines.
--------------------------------------------------------------------------------------------------

SUBJECT-ACCESS-DATA-REQUEST.

Dear xxxxx
This is a Subject Access Data Request ,Please supply any and all data pertaining to myself xxxxx xxxxxxx
I require any all data held by xxxxxx Bank in whatever format it is held ,to be supplied within the specified
timescale as required by Law.




avatar
daveiron
Admin
Admin

Posts : 1349
Join date : 2017-01-17

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by handle on Fri Sep 07, 2018 9:14 am

What is resolver

handle
dedicated
dedicated

Posts : 557
Join date : 2017-04-10

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by darohd79 on Fri Sep 07, 2018 9:19 am


darohd79
Not so newb
Not so newb

Posts : 10
Join date : 2018-09-06

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by darohd79 on Fri Sep 07, 2018 9:56 am

THX daveiron

darohd79
Not so newb
Not so newb

Posts : 10
Join date : 2018-09-06

Back to top Go down

Re: Overdraft/mis-sold/daily fees

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum