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Moon phases


Help for new members

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Re: Help for new members

Post by petesomething on Tue May 09, 2017 5:29 pm

This does not sound like tiggy?

Statute barred is 6 years after the default notice, or the last payment, but also if you admitted to owning the debt by letter or it has been recorded within the 6 years, this will also set the time back to 0.

Citizens Advice are virtually a waste of time, if you tell them you have an alleged debt they will tell you to pay it full stop. I would never recommend a debt consolidation loan.

Someone i knew had some shares in the factory that he worked in, they even made him sell his shares. Mad
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Re: Help for new members

Post by Ausk on Sat Jun 03, 2017 4:05 am

Statute barred is 6 years after the default notice, or the last payment, but also if you admitted to owning the debt by letter or it has been recorded within the 6 years, this will also set the time back to 0.

I'm sorry but could someone please explain what this means?

thank you

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Re: Help for new members

Post by Awoken2 on Sat Jun 03, 2017 10:15 pm

Statute Barred applies to most debts that have had 6 years elapse since the default notice, your last payment or your last acknowledgement of the debt (response to letter or phonecall to agree payment)
I don't think it applies to mortgage or tax thought.
Hope this helps .
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Re: Help for new members

Post by jsicho on Fri Aug 03, 2018 10:36 pm

Can be the Estoppel included in Letter No.3? With first 2 letters we giving them already 20 days to respond.

Only my 2 cc

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Re: Help for new members

Post by daveiron on Fri Aug 03, 2018 10:46 pm

Hi jsicho,

The estoppel needs to be sent after 30 days from last contact from them .However you can get around this by enclosing with letter 3 an 'intention to estoppel ' notice. You can then send estoppel after 30 days regardless of any contact from them.

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Re: Help for new members

Post by jsicho on Fri Aug 03, 2018 10:49 pm

Thanks,
yes, I remember now. It can be an Intention.

Well still learning :-)

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Re: Help for new members

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