Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Return to sender
by Judd09 Today at 12:42 pm

» 2 New letters received from DCA acting as agents on behalf of client- Please Advise
by Emilybm Today at 11:40 am

» Final Notice - Bailiff
by daveiron Today at 11:17 am

» 5G AND it's implications | WOW it is scary and can't be allowed
by Lopsum Today at 5:19 am

» Legal advice, from a court?
by assassin Today at 1:31 am

» 5G Freedom of Information requests
by daveiron Yesterday at 8:37 pm

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Yesterday at 7:12 pm

» New to forum
by assassin Yesterday at 6:46 pm

» Cbd Oil
by MFisc Yesterday at 11:58 am

» Attacked, Assaulted & Kidnapped for taking photos...by guess who.
by daveiron Yesterday at 9:07 am

» sar
by assassin Yesterday at 1:28 am

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Yesterday at 12:32 am

» disbanded court system
by freeland Tue Feb 19, 2019 12:18 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Feb 18, 2019 7:59 pm

» Social Media Alternatives: BitChute.com with Ray Vahey
by Society of the Spectacle Mon Feb 18, 2019 7:16 pm

» School Strikes
by Society of the Spectacle Mon Feb 18, 2019 6:11 pm

» NIP - speeding with photo evidence
by itheman Mon Feb 18, 2019 1:27 pm

» The Good Old British Bobby...
by itheman Sun Feb 17, 2019 9:55 pm

» Cabot- is there a realistic chance to fight them?
by annap Sat Feb 16, 2019 4:49 pm

» Clarity and History - Common Law vs Statutes | Banking Fraud | Words | Magna Carta
by itheman Sat Feb 16, 2019 4:10 pm

» E on Lowells advice
by ohthejoys Sat Feb 16, 2019 12:44 pm

» Drydensfairfax Soliciitors - Statute Barred?
by waylander62 Sat Feb 16, 2019 11:19 am

» Richplanet Premier
by daveiron Sat Feb 16, 2019 8:44 am

» Trainee benifit clerk jailed.
by assassin Sat Feb 16, 2019 1:45 am

» CABOT filed CCJ application despite 3-letter process
by waylander62 Fri Feb 15, 2019 1:31 pm

» Emma's Westminster Hall bailiffs speech 09 01 2019
by Kestrel Fri Feb 15, 2019 10:37 am

» Conditional Acceptance and Remain in Honour, Counterclaim...but when?
by itheman Thu Feb 14, 2019 9:10 pm

» Liability Order in Respect of Council Tax....
by itheman Thu Feb 14, 2019 8:56 pm

» Mexican Scientists Find a CURE for HPV
by Kestrel Thu Feb 14, 2019 7:09 pm

» Intrum Finance letter advice please.
by Ithesoul Thu Feb 14, 2019 2:20 pm

» old married name on debt purchase letter
by Ausk Thu Feb 14, 2019 10:32 am

» Debt Collectors
by waylander62 Thu Feb 14, 2019 10:22 am

» More Disinformation
by assassin Thu Feb 14, 2019 1:25 am

» notice of assignment
by FURBY Wed Feb 13, 2019 9:37 pm

» 3 letter process
by projectzoo Wed Feb 13, 2019 9:24 pm

» More Smart Meter - The New Scam
by daveiron Wed Feb 13, 2019 7:44 pm

» Latest from CrimeBodge
by Kestrel Wed Feb 13, 2019 3:32 pm

» Ccj help
by daveiron Wed Feb 13, 2019 12:14 pm

» Types of Baliffs
by assassin Wed Feb 13, 2019 1:15 am

» Merligen investments Ltd: Moriarty law
by waylander62 Tue Feb 12, 2019 5:14 pm

» Repeat after me "Britain is not a police state" - honest....
by daveiron Tue Feb 12, 2019 9:14 am

» Moriarty Law
by petesomething Mon Feb 11, 2019 11:44 pm

» GOODF ebook
by unlimuni Mon Feb 11, 2019 9:23 pm

» AA loan
by Mrblue2017 Mon Feb 11, 2019 10:33 am

» Ceylon on debts, courts & corruption
by Mrblue2017 Sun Feb 10, 2019 9:27 pm

» fiduciary responsibility
by assassin Sun Feb 10, 2019 6:35 pm

» how long can you hold your breath?
by LionsShare Sun Feb 10, 2019 1:19 pm

Moon phases


Transcash - the death of

Go down

Transcash - the death of

Post by LionsShare on Sat Dec 08, 2018 3:45 pm

All,

Afternoon, what follows is mostly from experience & some IMO.

Fact "Transcash" joint giro credit slips have gone! The bit in RED, says it all.

Remember we the people - men & women are the credit.

from:

https://www.chequeandcredit.co.uk/cheque-clearers/other-clearings/credit-clearing-and-bank-giro-credits

"Bank giro credits (BGCs) are used by customers to pay cash or cheques into a bank account. They are commonly found in the form of tear-off strips at the bottom of utility, telephone and other regular bills. A bank giro credit is basically a paper slip addressed to a bank branch instructing it to credit a specified sum of money to a named account at that branch. It bears the money mark logo next to the words “bank giro credit”.

A bank giro credit is not a payment instrument, i.e. it cannot be used on its own to make a payment, and must be accompanied by cash and/or cheque – so the use of bank giro credits tends to follow any trends in the use of cheques and cash as a method of payment.

Customers can use a bank giro credit to pay a bill in two ways: by post with a cheque or over a branch counter of their own bank with a cheque or cash.

Bank giro credits can also be found in the back of chequebooks and are used by customers to pay cash or cheques into their own bank accounts. In addition, they are used by banks to collect donations for charity appeals such as Children in Need. A joint giro credit is one that has been issued by a biller and it can be used to pay a bill either at a bank, in which case it will be cleared through the inter-bank credit clearing, or at a branch of the Post Office. The joint giro credit is addressed to Santander (UK) plc and has the words “TRANSCASH” printed on it, as well as the words “bank giro credit” and the money mark logo. As of 2018, joint giros are being phased out as Santander does not offer new joint giro accounts any longer. Any institution now wishing to use the Post Office as a bill paying facility has to include a bar code on either the statement or the BGC itself. As a result there is no need for the joint giro code line, Post Office bill payments are now automated at the counter."

From experience had several "bills" including repeat, from a certain utility company (UC). Have been sent what appears to be a bill with possibly a commercial instrument to discharge it, so how can 1 tell if indeed it is such a thing?

As stated  "Transcash" has gone so what was recieved could only tell by trying to discharge via posting back endorsed 1 of several ways (more on that later).

What was received is similar to this, FFWD 27:10, without the words "Transcash" on:

https://www.youtube.com/watch?v=_QnQerNu_v8

Do NOT get confused between that & normal bank giro credit (REW 26:30 same vid), there is a good way of telling if the new non "Transcash" is a commercial instrument IMO - read the wording on what you receive & compare to the "Transcash" at 27:10 can you see what it is?

From experience have asked for evidence that a debt exists nothing returned including the endorsed "instrument" so it is accepted as is, sent Archbold Quotations (plaintiff will prove...) - received nothing, only a statement (no proof) that a debt exists, they will not be corresponding further (no mention of court action), & would I pay it (out of bank, my account - I suppose)?

What you receive bar code/non bar code, as stated about the bar code is for clearing through the post office's own clearing system, a non bar code would IMO go through the receiving bank's own clearing system.

How to endorse? 1. as per the vid listed or 2.:

https://www.youtube.com/watch?v=oSC8xqI-xuM

Have used both at different times, did a while back receive back that posted (was Transcash then) so sent a natorial protest.

Some may have doubts about this, surely if I have it wrong then the UC would be after me with threats of this, that & the other but NOTHING!

Hope that puts a smile on faces for Xmas!

All the best for Xmas

LS
LionsShare
LionsShare
dedicated
dedicated

Posts : 500
Join date : 2017-04-26
Location : Literally Where Ever I Am

Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum