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Post by Bilstontim1 on Sat Feb 09, 2019 6:21 pm

Hello all iv got a ccj issued against me if i dont pay it what will happen also can the bailifs force entry

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Post by daveiron on Sat Feb 09, 2019 7:08 pm

Hi, Bailiffs cannot force entry for civil debts. They can only force for things like unpaid court fines etc.

I strongly suggest research bailiff powers, be aware your vehicle is vulnerable unless locked in a garage.
Ensure you door is always locked ,as they are permitted to walk through an open door.
Never open the door to them and ALWAYS record everything ,they will lie and use any dirty tactics against you.
A bit of info would be useful (without disclosing any personal details which could identify you.
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Post by Kestrel on Sat Feb 09, 2019 7:10 pm

Is it a default judgement, if so seek to get set aside, if it's a civil debt no bailiffs cannot force entry, just don't open door to these muppets, there is a sum that I believe may change that maybe £25,000 but check.

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Post by Bilstontim1 on Sat Feb 09, 2019 7:27 pm

It was a debt off a catalog witch got sold to lowell then they took it to court i attended but they ripped me apart so now im stuck with a ccj i did pay a couple of payments but then stoped is there any bailiff what can force entry ie a high court bailiff thanks guys

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Post by daveiron on Sat Feb 09, 2019 7:46 pm

High Court Bailiffs will not be involved in this .
Beware of a company called High Court Enforcement . They are nothing of the sort ,just the usual parasites
trying to deceive into believing they are High Court Enforcement officers.
Without researching it tonight ,I believe from memory they must give you notice of their intention to call.

Have you had any contact from a bailiff ( they are now called enforcement officers )?
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Post by Bilstontim1 on Sat Feb 09, 2019 7:53 pm

I havent as of yet just getting abit worried about it all

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Post by Bilstontim1 on Sat Feb 09, 2019 8:05 pm

Also i have got to do the three letter prosess to some dcas can i put all letters in one envolope just different letters

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Post by daveiron on Sat Feb 09, 2019 8:14 pm

Not sure what you mean in your last post ,re letters.

On the bailiff issue.
1 do you own your home ?
2 are you employed or self employed ?
3 do you own a vehicle ?
4 Is the ccj solely in your name or joint names ?
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Post by Bilstontim1 on Sat Feb 09, 2019 8:16 pm

I dont own my home
Im currently unemployed
I dont have a car
And its just in my name

Also iv got to send 3 letter 1s to lowell can i put them all in one envolope

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Post by daveiron on Sat Feb 09, 2019 8:25 pm

The letters ; http://goodf.forumotion.com/f37-new-letters-process

Use the appropriate ones. each letter 10 days apart, and always recorded mail.

Good answers re bailiffs, I will PM you in the morning.
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Post by Bilstontim1 on Sat Feb 09, 2019 8:39 pm

So i shall use the debt purchases ones as lowell have brought these debts is that correct also do i just edit the names account numbers and adresses cheers mate

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Post by daveiron on Sat Feb 09, 2019 8:49 pm

Yes just type out the letter and where necessary put in appropriate info etc.
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Post by Bilstontim1 on Sat Feb 09, 2019 8:50 pm

Do i leave all the documents its requesting into the letter

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Post by daveiron on Sat Feb 09, 2019 8:57 pm

yes .
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Post by Bilstontim1 on Sat Feb 09, 2019 8:57 pm

Ok thanks mate ur a diamond

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Post by Bilstontim1 on Tue Feb 12, 2019 9:56 am

Hello mate im really strugling to edit these new letters will the old ones still work as i have copys of them ones done or is it best to send the new ones

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Post by Bilstontim1 on Wed Feb 13, 2019 10:25 am

Hello mate i finally done those 3 letters what i did notice is in the letters it says if it does go to court i will provide all 9 letters as evidence how would there be 9 letters as i will have only sent 3

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Post by daveiron on Wed Feb 13, 2019 11:06 am

Hi,
The 9 letters would be if the process was started with the OC ,then a DCA & then purchaser, (assuming 3 each)
just put the appropriate number.
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Post by Bilstontim1 on Wed Feb 13, 2019 11:54 am

Iv never sent any to the oc or a dca so what do i do with the paragraphs what say i have ect

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Post by daveiron on Wed Feb 13, 2019 12:14 pm

Just tailor the letters to suit, omit what does not apply.
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