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Moon phases
Drydensfairfax Soliciitors - Statute Barred?
+3
waylander62
daveiron
janloot
7 posters
Page 2 of 2
Page 2 of 2 • 1, 2
Re: Drydensfairfax Soliciitors - Statute Barred?
I have in front of me a SAR I submitted last year and I was supplied with all info going back to 1998 ,thats 20 years.
You are the only one saying they will not have paperwork.
Yes they may try to falsify paperwork ,but thats a dodgy game .They do not know what original paperwork
the poster may still have on file.
You are the only one muddying the waters in what is and should be a quite simple process.
If you wish to go ,then by all means go & I wish you well .
You are the only one saying they will not have paperwork.
Yes they may try to falsify paperwork ,but thats a dodgy game .They do not know what original paperwork
the poster may still have on file.
You are the only one muddying the waters in what is and should be a quite simple process.
If you wish to go ,then by all means go & I wish you well .
daveiron- Admin
- Posts : 4892
Join date : 2017-01-17
Re: Drydensfairfax Soliciitors - Statute Barred?
i really dont want to get into an argument but sam you have made some strong and aggressive statements here.
no i dont want to advise but i will give an opinion based on experience and more. i am not qualified to give legal advice.
i dont understand what you mean when you say if the 2 figures i have asked for are the same dont rely on it ?
I had many private conversations with tiggy and we agreed on almost everything if you are going to put forward arguments then at least give a valid reason why !? not just simply repeat they doctor or falsify documents.
i have expressed my opinion on what i think janloot should do, unless janloot replies within the thread i will post no more on the matter, so you are free to post whatever you wish.
no i dont want to advise but i will give an opinion based on experience and more. i am not qualified to give legal advice.
i dont understand what you mean when you say if the 2 figures i have asked for are the same dont rely on it ?
I had many private conversations with tiggy and we agreed on almost everything if you are going to put forward arguments then at least give a valid reason why !? not just simply repeat they doctor or falsify documents.
i have expressed my opinion on what i think janloot should do, unless janloot replies within the thread i will post no more on the matter, so you are free to post whatever you wish.
waylander62- dedicated
- Posts : 1257
Join date : 2017-10-03
Re: Drydensfairfax Soliciitors - Statute Barred?
we do not advise on this site we have a get out clause "we do not offer legal advice just information,experiences", its in the welcome email and somewhere else i forget. So no worries there .
Sam , if you cant give your opinion without causing disruption to threads then its best that you dont. Rather than falling out in someone else's thread ,make a separate thread for a debate about it if you think necessary.
I think you have good intent and some of the methods you and petesomething previously have put forward are good in certain circumstances , if you keep it for those then no one would be bumping heads and we can all get along.
Nobody wants to prevent you putting your opinion in any particular thread, this is not the issue , its when disagreements snowball into a page or two of debate , and then some off hand comments aimed at individuals , its a bit egocentric and juvenile , so make sure this does not happen ,one way or the other.
Sam , if you cant give your opinion without causing disruption to threads then its best that you dont. Rather than falling out in someone else's thread ,make a separate thread for a debate about it if you think necessary.
I think you have good intent and some of the methods you and petesomething previously have put forward are good in certain circumstances , if you keep it for those then no one would be bumping heads and we can all get along.
Nobody wants to prevent you putting your opinion in any particular thread, this is not the issue , its when disagreements snowball into a page or two of debate , and then some off hand comments aimed at individuals , its a bit egocentric and juvenile , so make sure this does not happen ,one way or the other.
Re: Drydensfairfax Soliciitors - Statute Barred?
Firstly thanks for all the comments on this situation
As yet no further correspondance has been recieved following SAR and CCA requests, will update if and when theres any update.
As yet no further correspondance has been recieved following SAR and CCA requests, will update if and when theres any update.
janloot- Not so newb
- Posts : 82
Join date : 2017-05-16
Re: Drydensfairfax Soliciitors - Statute Barred?
Quick update:
Result of the SAR has been received, after looking at the paperwork we could see the last payment listed was made in january 2012, the account was sold to Arrow in November 2011.
It does list the "sale balance" and this is £70.00 more than arrow global have listed on the drysdenfairfax solicitors letter!
no payments have been made to arrow at all.
There was not a copy of the CCA enclosed!
Should we send a letter to drysdenfairfax pointing out the date of the last payment?
Result of the SAR has been received, after looking at the paperwork we could see the last payment listed was made in january 2012, the account was sold to Arrow in November 2011.
It does list the "sale balance" and this is £70.00 more than arrow global have listed on the drysdenfairfax solicitors letter!
no payments have been made to arrow at all.
There was not a copy of the CCA enclosed!
Should we send a letter to drysdenfairfax pointing out the date of the last payment?
janloot- Not so newb
- Posts : 82
Join date : 2017-05-16
Re: Drydensfairfax Soliciitors - Statute Barred?
What about a default notice ,did they send a copy of one ?
daveiron- Admin
- Posts : 4892
Join date : 2017-01-17
Re: Drydensfairfax Soliciitors - Statute Barred?
that is why i asked for the two sums
so it now appears that £70 has been paid since the sale ?
sold 2011 last payment 2012 ?
another thing if the SAR shows a payment in 2012 ( SAR comes from original creditor ) yet it was sold in 2011 !!!!
so the original creditor should not be providing documents after the sale ??
2+2=5 ?? not adding up !
so it now appears that £70 has been paid since the sale ?
sold 2011 last payment 2012 ?
another thing if the SAR shows a payment in 2012 ( SAR comes from original creditor ) yet it was sold in 2011 !!!!
so the original creditor should not be providing documents after the sale ??
2+2=5 ?? not adding up !
waylander62- dedicated
- Posts : 1257
Join date : 2017-10-03
Re: Drydensfairfax Soliciitors - Statute Barred?
No default notice has been received
computer print out states: sold to arrow under agreement dated 19/12/2011
determination date was 07/12/2012
then it states >
determination date was 07/12/2011
there seems to be a typo error on the mbna system ref dates above; 2011 : 2012
Last payment made to mbna was definately Jan 2012
Nothing has been received from drysden or arrow global
computer print out states: sold to arrow under agreement dated 19/12/2011
determination date was 07/12/2012
then it states >
determination date was 07/12/2011
there seems to be a typo error on the mbna system ref dates above; 2011 : 2012
Last payment made to mbna was definately Jan 2012
Nothing has been received from drysden or arrow global
janloot- Not so newb
- Posts : 82
Join date : 2017-05-16
Re: Drydensfairfax Soliciitors - Statute Barred?
to be honest this has got to be statute barred
but the key to this is the outstanding sums due in january 2012 and the sums drydens and arrow state that you now owe ?
If there is a difference then you need to write to them and request a statement of account showing how the sums claimed have become due.
but the key to this is the outstanding sums due in january 2012 and the sums drydens and arrow state that you now owe ?
If there is a difference then you need to write to them and request a statement of account showing how the sums claimed have become due.
waylander62- dedicated
- Posts : 1257
Join date : 2017-10-03
Re: Drydensfairfax Soliciitors - Statute Barred?
just to add,
dont at this stage tell them anything at all , just request a statement of account showing how the sums claimed have become due.
even the default notice does not matter at the moment because if the assignment date is more then 6 years then the default notice MUST precede the sale
that £70 seems to be the key ? have you got a copy of the notice of assignment ?
dont at this stage tell them anything at all , just request a statement of account showing how the sums claimed have become due.
even the default notice does not matter at the moment because if the assignment date is more then 6 years then the default notice MUST precede the sale
that £70 seems to be the key ? have you got a copy of the notice of assignment ?
waylander62- dedicated
- Posts : 1257
Join date : 2017-10-03
Re: Drydensfairfax Soliciitors - Statute Barred?
If you followed an IVA Plan to settle your debts for a span of 6 years, it is a Statute Barred. You should inform the concerned IP regarding the letter and get it resolved.
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