Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Council approach
by Sharpysparky Yesterday at 10:50 pm

» Notice of rights of entry for Electricity account
by waylander62 Yesterday at 9:28 pm

» justinian deception
by daveiron Yesterday at 3:46 pm

» More Indoctrinated Idiots
by Lopsum Yesterday at 12:31 pm

» Some 5g science for anyone who isn't aware and wants to learn of some of the dangers
by daveiron Yesterday at 9:16 am

» Guy Taylor
by paymydues2 Sat Aug 17, 2019 6:43 pm

» Cabot Financial - My Next Step
by Mrblue Fri Aug 16, 2019 11:14 pm

» Certificate of Default [Lance Lien Template]
by daveiron Fri Aug 16, 2019 8:24 pm

» Cabot- is there a realistic chance to fight them?
by Mrblue Fri Aug 16, 2019 6:53 pm

» Bills Of Exchange Act 1882
by Mrblue Fri Aug 16, 2019 11:50 am

» intrum advice please
by Mrblue Fri Aug 16, 2019 7:51 am

» It's official:Banks Don't Lend Money
by LionsShare Thu Aug 15, 2019 10:02 pm

» More Council Scum
by itheman Thu Aug 15, 2019 8:18 pm

» Cosmic Disaster : CIA: Classified
by Mrblue Thu Aug 15, 2019 12:46 pm

» Mobile phone law for drivers could be torn up after High Court ruling
by flyingfish Thu Aug 15, 2019 9:10 am

» Private trust
by LionsShare Thu Aug 15, 2019 8:21 am

» Which three letters?
by Mrblue Thu Aug 15, 2019 5:40 am

» Latest from CrimeBodge
by assassin Thu Aug 15, 2019 2:20 am

» Parking Charge Certificate
by itheman Wed Aug 14, 2019 9:36 pm

» Electric vehicles. EV, or not! Cons and ermmm...any pros?
by itheman Wed Aug 14, 2019 8:37 pm

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Wed Aug 14, 2019 8:02 pm

» Bristow & sutor re: council tax
by stile Wed Aug 14, 2019 2:59 am

» Secret lessons in Wizard of Oz
by DogBalls Tue Aug 13, 2019 9:06 pm

» JES enforcement ltd
by volgabulghar Tue Aug 13, 2019 9:31 am

» Council Tax Summons
by Ian_the_freeman Mon Aug 12, 2019 8:11 pm

» Cabot advice
by Mrblue Mon Aug 12, 2019 5:26 pm

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Mon Aug 12, 2019 2:32 pm

» Can the judiciary sink any lower ?
by LionsShare Mon Aug 12, 2019 1:57 pm

» Epstein, surprised ?
by daveiron Mon Aug 12, 2019 11:57 am

» Another Police Fraud
by assassin Mon Aug 12, 2019 3:28 am

» Council Tax debt after a death
by daveiron Sat Aug 10, 2019 7:41 pm

» The Cryptocannabinoid Conspiracy
by mitch Sat Aug 10, 2019 12:54 pm

» Help with "Lifetime Mortgage" please
by Corazon Sat Aug 10, 2019 11:29 am

» TGBMS
by daveiron Fri Aug 09, 2019 2:46 pm

» 5G Freedom of Information requests
by daveiron Fri Aug 09, 2019 12:38 pm

» Another warning
by Sharpysparky Fri Aug 09, 2019 12:30 pm

» Video Sites
by assassin Fri Aug 09, 2019 1:51 am

» The 5G Crisis: Awareness & Accountability Summit is online and FREE from August 26 - September 1, 2019.
by Theatchet Thu Aug 08, 2019 6:56 pm

» 505 page eBook called natures pharmacy
by Theatchet Thu Aug 08, 2019 6:17 pm

» dirty solisitors
by assassin Thu Aug 08, 2019 3:22 am

» Hoist Portfolio/Howard Cohen – Letter of Claim ?
by barnwebb Wed Aug 07, 2019 6:32 pm

» Vaccinations - Thimerosal ( Mercury )
by Theatchet Wed Aug 07, 2019 2:08 pm

» Some science on aluminium, although it's from vaccinations, it should show how toxic it is to people
by Theatchet Wed Aug 07, 2019 1:49 pm

» 3 letter process
by volgabulghar Wed Aug 07, 2019 1:49 pm

» Vaccinations - Ingrediants and general info ( F.A.O. of Ceylon )
by Theatchet Wed Aug 07, 2019 1:25 pm

» Vaccinations - specific links to autism ( F.A.O. Ceylon )
by Theatchet Wed Aug 07, 2019 1:20 pm

» Lowell threatening me Again !!
by barnwebb Tue Aug 06, 2019 9:44 pm

Moon phases


RobWay/Cohen - advice please?

Page 2 of 2 Previous  1, 2

Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Mrblue on Wed Jul 10, 2019 10:13 am

@waylander62 wrote:It is possible for them to wriggle out of providing the agreement based on that type of letter at this early stage and go ahead and issue a claim.

however the CCA states that a request can be made for a copy of the agreement, a statutory fee is payable (£1). Failure to comply with this official request under the act renders any agreement unenforceable until the request has been complied with.

So sending a request for the agreement separately as per the CCA, in my opinion, closes any doors the DCA might try to use to escape.

the courts will frown on any claimant issuing a claim whilst in breach of an official CCA request, even strike out the claim.

Much appreciated buddy and understood Smile
Mrblue
Mrblue
Moderator
Moderator

Posts : 432
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Musicbox34 on Thu Jul 11, 2019 12:56 am

@waylander62 wrote:If you have already received a signed copy of the agreement then there isnt really any need sending a new one.

have you sent a SAR ?

any news on the default notice?

I've sent a SAR, but not heard anything back yet.
Rob Way haven't sent a copy of the Default Notice. I don't have one with my papers for this, but it was 2014 so it will be with some older papers I need to check through.
I was making a token payment to the OC for about 2 years and then I suddenly got a letter saying they had sold the account to Hoist and I should make the payment to Hoist instead. I stopped paying as I never made any agreement to pay Hoist for anything. So that is how I got to this point.

Musicbox34
Not so newb
Not so newb

Posts : 12
Join date : 2019-06-08

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Mrblue on Thu Jul 11, 2019 5:55 am

You should have received a default notice from the OC so double check. A SAR will rarely also provide you with the default notice (none of the banks / CC providers did when I sent a SAR...)
Mrblue
Mrblue
Moderator
Moderator

Posts : 432
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Musicbox34 on Sun Jul 14, 2019 11:54 pm

Ok. I need to send this off this week or I'll be out of time.

So I need to send:
- the letter I posted on the previous page (still not sure about the sig?)
- the reply form saying that I don't admit any of the debt and asking for the same info as I'm asking for in the letter
- I don't send the CCA request as they've already sent me the credit agreement, but I do ask for the credit agreement in the letter and reply form?

Is this correct? I really need to send this in the next couple of days and I want to make sure I have it right. I don't want to miss anything that might be important as it seems they have everything they need.

Thanks for your help!

Musicbox34
Not so newb
Not so newb

Posts : 12
Join date : 2019-06-08

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Musicbox34 on Tue Jul 16, 2019 2:53 am

Ok, looking back over some old threads it looks as though I do need to send the CCA request and it should go to Hoist.
I can't find a template or information about what form the CCA request should take. Can someone tell me where I can find this, or what it needs to say please?
Also do I sent this to Hoist or to Rob Way?
I'd be really grateful for a reply as I have to send this all off tomorrow!
Thanks.

Musicbox34
Not so newb
Not so newb

Posts : 12
Join date : 2019-06-08

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by waylander62 on Tue Jul 16, 2019 8:18 am

send the cca request separate and include a £1 postal order keep it simple it just needs to be an official request so you can use what is written in number 1 of your original letter

you can then also send the rest of what is in the letter for other documents you are entitled to

and also send the part of the pre action forms that say you require more info.

send it to cohens as they are threatening court.

dont you already have a copy of the agreement though ?

waylander62
dedicated
dedicated

Posts : 546
Join date : 2017-10-03

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Musicbox34 on Wed Jul 17, 2019 2:40 am

@waylander62 wrote:send the cca request separate and include a £1 postal order keep it simple it just needs to be an official request so you can use what is written in number 1 of your original letter

you can then also send the rest of what is in the letter for other documents you are entitled to

and also send the part of the pre action forms that say you require more info.

send it to cohens as they are threatening court.

dont you already have a copy of the agreement though ?

Thanks for the help and advice - I think I understand what I'm doing now!

I decided to send the CCA request for the agreement to Hoist anyway. I was taking another look at the copy they sent. The notes down the side are just about readable. I thought these were the terms & conditions, but after squinting at them under a bright light they seem to refer to terms & conditions on the back of the agreement. There's no t&cs on the back, just a stamp with some admin stuff. So they haven't actually sent what I asked for, so I thought I might as well request it again.
There's also no date on the agreement. There's a stamp that might be a date stamp, but it's very blurred. Shouldn't it be fairly important to have a definite date on the agreement?

Musicbox34
Not so newb
Not so newb

Posts : 12
Join date : 2019-06-08

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by daveiron on Wed Jul 17, 2019 6:07 am

Its been my experience that what they have sent you is probably all they have ,so important that you request a true copy. Its my guess you will get exactly the same again.
With one of mine all they can ever produce is in two separate halves ,they do not even have it on a single sheet.
daveiron
daveiron
Admin
Admin

Posts : 1933
Join date : 2017-01-17

Back to top Go down

RobWay/Cohen - advice please? - Page 2 Empty Re: RobWay/Cohen - advice please?

Post by Sponsored content


Sponsored content


Back to top Go down

Page 2 of 2 Previous  1, 2

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum