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Moon phases


Letter from solicitors

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Letter from solicitors  Empty Letter from solicitors

Post by Mikeyjohn on Mon Jun 10, 2019 3:32 pm

Hoist finance UK holding intentions to issue proceedings in the county court , the said The notice of Assignment has previously been provided to me.
I remembered they sent me the application form that had been signed saying proof of owing the debt.
Please advise me what I should do now

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Letter from solicitors  Empty Re: Letter from solicitors

Post by waylander62 on Tue Jun 11, 2019 11:57 pm

you must respond to the letter before claim by requesting documents that you are entitled to see including an official CCA request.

also make sure you return the form provided along with your request(s)

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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue on Wed Jun 12, 2019 9:00 am

(Moving this to the debt section)
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue on Wed Jun 12, 2019 9:02 am

A NoA issued by a Debt purchaser is meaningless as they can create these...

(The NoA that really counts is one that comes from the original creditor)
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Post by onak on Wed Jun 12, 2019 11:30 am

This is what im going through at the moment, an NoA sent by a debt purchaser worded as if its the original lender. Its not.

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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue on Wed Jun 12, 2019 1:38 pm

Exactly...

Therefore meaningless.

Even IF the Debt Purchaser (DP) has a true copy of the agreement, they also need the Ts & Cs. And even then, so what..? Means at some point in the past a loan / CC was taken out. And? Does that mean the debt is still outstanding / not paid off? Course not.

Where is the default notice to confirm the related loan / CC became a debt for whatever sum???

Where are the statements to prove the sums are correct etc?

Where is the Notice of Assignment (issued by the original creditor - who cares if the DP sends you a copy - they can make these up / I’ve experienced this before). Where’s the deed of assignment? Etc.

This is why a Subject Access Request (SAR) will reveal all (ie EVIDENCE).

The DPs need the paper work, end of (they know it).. W/o that, all they have is the hope they’ll scare us (which is all they’re trying to do) into paying some alleged debt. Well they can take a swing for it.
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Mon Jul 15, 2019 8:44 pm

Thanks for the advice about the pre action protocol
This letter they replied back to with

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Letter from solicitors  Empty Re: Letter from solicitors

Post by daveiron on Mon Jul 15, 2019 9:04 pm

Hi mikeyjohn

You really need to redact the amount showing in the letter. Nobody else will owe that exact amount so therefor they can id you from that.

regards dave
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue on Mon Jul 15, 2019 9:17 pm

Yep you need to remain as anonymous as possible buddy. Personally I would never upload letters no matter how well you mask them.


Last edited by Mrblue on Mon Jul 15, 2019 9:23 pm; edited 1 time in total (Reason for editing : Changed “next” to “never”)
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Post by Mrblue on Mon Jul 15, 2019 9:18 pm

(That aside, so far so good!)
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue on Mon Jul 15, 2019 9:22 pm

And you can ignore their comments. It’s (yet another) fear tactic in the hope you start doubting the advice you’re getting here. We’ve all had the same or similar response and we’re doing just fine following the process - a process which we are completely entitled to follow and which is based on simple English law principles inc. contract law etc...
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Tue Jul 16, 2019 10:08 am

Not sure how to delete picture of the letter

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Letter from solicitors  Empty Re: Letter from solicitors

Post by daveiron on Tue Jul 16, 2019 10:50 am

Hi ,
I can delete it if you want me to.
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Tue Jul 16, 2019 3:03 pm

Ok thanks

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Post by daveiron on Tue Jul 16, 2019 3:18 pm

OK ,I have deleted them . If you want to put them up again I would suggest you only show the main body of the text,
no need to show the company name or the name of who sent it .Obviously do not show anything else that has already been mentioned.
It may appear to be over the top but if they monitor a thread they will understand your depth of knowledge & how concerned you may be.
For example if someone posts that they are scared of what may happen,its an incentive for them to put pressure on & get payment .
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Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Tue Jul 16, 2019 8:18 pm

Ok thanks for deleting picture
Thanks for the advice

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