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have i left it too late?

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have i left it too late?

Post by tiffy on Wed May 31, 2017 7:15 am

hello,

been ignoring akinika in hope they will go away. i got this in the post this morning and am just wondering have i left it too late to start the 3 letter process?

TIA.
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WIN_20170530_220236.JPG You don't have permission to download attachments.(214 Kb) Downloaded 24 times

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Re: have i left it too late?

Post by man on Wed May 31, 2017 7:20 am

No, you haven't left it too late.

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Re: have i left it too late?

Post by mavrik on Wed May 31, 2017 7:26 am

No, start the letters.

Got a call from this bunch of clowns a good few months back, and told them to .......off, as I defo didn't owe them anything or anyone else. Also told them if I get anymore calls I will bill them for each call and WILL go and collect. Guy promised not write or call ever again.

Admittedly, what I have wrote here is nice and polite, it wasn't on the phone. Laughing



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Re: have i left it too late?

Post by tiffy on Wed May 31, 2017 7:34 am

thank you both very much! i'll get started tomoro.

they've drove me mad with phone calls and text messages?

one other thing, i was a member on the other website must be a couple years back, (just incase i needed to use it) and on the letter templates it said to sign your name in red ink, does this still stand?

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Re: have i left it too late?

Post by man on Wed May 31, 2017 7:39 am

sure, use the red ink, if you have a red ink pen

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Re: have i left it too late?

Post by tiffy on Wed May 31, 2017 7:51 am

great, thank-you

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Re: have i left it too late?

Post by petesomething on Wed May 31, 2017 3:40 pm

start the three letters , you may find they will send it back to their client, when they do, their client may send it to a new DCA ( Debt collecting agency ) just start the 3 letters again ,
Keep us informed.
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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 1:45 am

hi. i've got a problem! i went to start the 1st letter and realised that when i uploaded the letter for you to see, i had scribbled out the account number and how much is owed! do i just wait for another letter? it said on the letter exactly what was said in the above post. typical of me! Embarassed

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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 1:47 am

@mavrik wrote:No, start the letters.

Got a call from this bunch of clowns a good few months back, and told them to .......off, as I defo didn't owe them anything or anyone else. Also told them if I get anymore calls I will bill them for each call and WILL go and collect. Guy promised not write or call ever again.

Admittedly, what I have wrote here is nice and polite, it wasn't on the phone. Laughing



Mavrik

sounds easier than the 3 letter thing!! i wouldn't have the same luck as you.

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Re: have i left it too late?

Post by man on Fri Jun 02, 2017 2:50 am

If you don't want to send any letters, ignore them.
If you don't want to send 3 letters then just send them the first letter.
If you want to wait for them to contact you again, then wait.

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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 4:20 am

if i send the letters does it matter if my account no and sum owed is on there? only i don't want them to get solicitors involved, i've not read up about that part yet.

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Re: have i left it too late?

Post by man on Fri Jun 02, 2017 4:53 am

If you don't want the account no. and the sum owed on there, can't you scribble them out, blank them out, cut them out from the letter?

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Re: have i left it too late?

Post by daveiron on Fri Jun 02, 2017 5:02 am

What does the alleged debt relate to ?

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Re: have i left it too late?

Post by Waffle on Fri Jun 02, 2017 5:18 am

Hey Tiffy,

As Daveiron has said a little more information about your debt would help the good people to give you the best advice they can.

It sounds to me like there is a lot for you to read. Just take it one step at a time, your getting too far ahead of yourself thinking about solicitors. Focus on the task in hand and get them to perform by supplying the information you are requesting by sending the first letter. Then await their response.

Whilst you are waiting for their response, which will most likely be a couple of weeks, you can continue your research but stay focused on the task in hand and face each hurdle as it comes.

What you will most likely find is you have more time to educate yourself than you think.



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Re: have i left it too late?

Post by petesomething on Fri Jun 02, 2017 5:36 am

Hi Tiffy

Its ok just send the first letter with your name and address ,next time you can add your account number,
waffle just given you some great advice, Smile
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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 6:17 am

@ man; its not that i don't want them on there, its just i scribbled them out for the purpose of showing the latest letter from akinika on here so no one knew my details. i forgot to write the account number and stuff down before i scribbled on them. i don't think i can print the first template letter out without the account no and other bits on.

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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 6:19 am

@daveiron wrote:What does the alleged debt relate to ?

its a catalogue,

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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 6:24 am

@Waffle wrote:Hey Tiffy,

As Daveiron has said a little more information about your debt would help the good people to give you the best advice they can.

It sounds to me like there is a lot for you to read. Just take it one step at a time, your getting too far ahead of yourself thinking about solicitors. Focus on the task in hand and get them to perform by supplying the information you are requesting by sending the first letter. Then await their response.

Whilst you are waiting for their response, which will most likely be a couple of weeks, you can continue your research but stay focused on the task in hand and face each hurdle as it comes.

What you will most likely find is you have more time to educate yourself than you think.


sounds like you're right! i just worry too much.

thanks.


Last edited by tiffy on Fri Jun 02, 2017 6:33 am; edited 1 time in total

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Re: have i left it too late?

Post by tiffy on Fri Jun 02, 2017 6:32 am

@petesomething wrote:Hi Tiffy

Its ok just send the first letter with your name and address ,next time you can add your account number,
waffle just given you some great advice, Smile

ok, i'll get the first letter sorted out tomorrow.

thanks!

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