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Lowell Solicitors

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Lowell Solicitors

Post by JobyBoy on Mon Jun 19, 2017 3:58 pm

Hi Guys,

New to this so please excuse any ridiculous questions I may ask.

I sent letter one to Lowell Solicitors and have had a reply. The main body of their letter is as follows:

--------------------------------------------
We confirm receipt of your letter dated 1 June 2017, which was passed to us by our client.
We note your comments and can confirm that we have removed all telephone numbers and email addresses held on file; you will now be contacted in writing only.

Our client is not required to provide you with The Deed of Assignment as it is a confidential agreement between our client and the original creditor and contains personal information which you have no reason to be privy to and will not be provided to you. No other contract or a "Deed of Novation" exists which our client is under an obligation to provide you with. Your account was assigned to our client from Shop Direct and a Notice of Assignment was sent to you confirming the same.

With respect to the terms in your letter, neither we, nor our client accept these terms.

Action on your account has been placed on hold whilst we obtain copies of the agreement, statements and default notice.

If you wish to speak to a member of our team, you can contact us on the number above between Monday to Friday 8:00am — 8.00pm and Saturdays 8:00am — 2:00pm.

Yours sincerely

Lowell Solicitors Limited
-------------------------------------------


I have proceeded to send letter 2 (albeit a little later than 10 days). However, I just wondered a few things,
A) Is this a pretty standard response from Lowell Solicitors, I haven't been able to find a letter like it in the forums?
B) Will it hurt my attempts that Letter 2 went a few days late?

Thanks very much!


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Re: Lowell Solicitors

Post by daveiron on Mon Jun 19, 2017 4:05 pm

Hi,

Are lowells acting for the original creditor or has the alleged debt been sold ?

daveiron
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Re: Lowell Solicitors

Post by JobyBoy on Mon Jun 19, 2017 4:11 pm

The original debt was with Shop Direct (Very). That debt was sold to Lowell Portfolio. All recent correspondence has come from Lowell Solicitors so thats who i sent the first 2 letters of the 3 letter process.

This is how Lowell Solicitors display it on their letters:

Account Information
Our Client: Lowell Portfolio I Limited
Lowel Reference Number: xxxxxxxxx
Claim Number: *This is blank*
Original Company Name: Shop Direct
Original Account Number: xxxxxxxxx
Current Balance: £973.17

JobyBoy
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Re: Lowell Solicitors

Post by daveiron on Mon Jun 19, 2017 4:48 pm

Hi jobyboy & welcome.

As you have sent letter 2 ,this would be my letter 3 response :

Dear xxxx(whoever first contacted you)

I do not recognise you I do not recognise your corporation.I reject and rebut your claim that i owe a debt to your corporation .
I will settle any lawful obligation i may owe to your corporation upon proof of claim.

With ref to my letters dated xxxxxx and xxxxxx and received by you ( if you sent recorded) xxxxx and xxxxx
I required you to supply to me your proof of claim within xx days, that i owe a debt to your corporation . No such proof of claim has been received.
Take notice that unless you provide to me valid proof of claim as required in my letters dated xxxx & xxxx within xxx
working days from the date of this letter I will consider the matter closed, and no further correspondence will be entered into.
This is my third and final request for proof of claim.

Implied admission absent a response and compliance .

I require all correspondence to be signed by a named individual who takes liability for its contents.

all contacts recorded.


By;

xxxxxxx xxxxxxxx

Agent and representative for XXXXXXX XXXXXXXX



Adapt to suit.

by the way thats a usual response from them.
also you do not have to let them dictate the timescale ,you can if you want ,bring your letters down to 3 working days. please keep us informed as we can only move forward with feedback

regards dave




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Re: Lowell Solicitors

Post by JobyBoy on Mon Jun 19, 2017 5:48 pm

Thanks so much for the advice, really appreciated!

To confirm, are you saying I should send that letter in place of Letter 3 or after Letter 3?

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Re: Lowell Solicitors

Post by daveiron on Mon Jun 19, 2017 6:05 pm

Hi mate.

I would send in place of ( you are still asking for what you have already asked for) in this letter.

The 3 letter templates have been around for a long time now & Lowells must have had thousands of them.They also know that if you are just copying templates you are probably unsure what to do if they persist.
What you need to do is show that you know what you are doing .Remember they bought this account for pennies in the pound .If they can see they will have to spend money trying to enforce their threats ,they are much more likely to go away to easier targets.
Dont forget the estopple /intention of estopple.

keep us informed ,also watch Troys vids

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