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Moorcroft chasing 1200

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Moorcroft chasing 1200

Post by Keithatlm on Sat Jul 15, 2017 3:08 pm

Ongoing with moorcroft they have just sent me a pile off statements and a letter after 3 letters and estoppel basically saying our
client believes the enclosed info confirms the liability they advise exist and they have also instructed moorcroft to continue
to assist with the recovery of this outstanding account balance owed. Please call us ..
Any advice greatly appreciated

Thanks K

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Re: Moorcroft chasing 1200

Post by daveiron on Sat Jul 15, 2017 3:55 pm

Dear (whoever you have been dealing with) & cc to C.E.O.

I am in receipt of your letter dated xxxxxx

You and your client have now been requested to supply proof of claim a total of six(6) times .
I have always stated that i will pay any money I may awfully owe to your client upon Proof of Claim.

It is clear that you and your client cannot provide such Proof of Claim ,because if you had you would have been paid.

In addition to the documents previously requested be provided ,I now require a signed statement from a named individual from the original alleged creditor that this alleged account has not been sold or traded in anyway.
Unless proof of claim is provided within three (3) working days ,I will deem this matter closed and no further correspondence will be entered into.

All correspondence must be signed by a named individual who takes liability for its contents.
Any correspondence that doe's not comply will be ignored.


yours sincerely

By:

John of the family Doe

Authorised Agent and Representative for (all caps name)

No assured value.No Liability.Errors & Omissions Excepted. All rights reserved
Implied admission by absence of rebuttal
Without recourse - Non assumpsit
All contacts recorded .

--------------------------------------------------------------------------------------------------------------
You could try this /adapt to suit

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Re: Moorcroft chasing 1200

Post by daveiron on Sat Jul 15, 2017 3:58 pm

re above, everything after the word ignored should by on the right hand side

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That letter worked

Post by Keithatlm on Thu Jul 27, 2017 11:22 am

Sent on the 17/7/17 and just received letter to say they are passing back to lloyds.

Thanks a lot for all you help.

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Re: Moorcroft chasing 1200

Post by daveiron on Thu Jul 27, 2017 1:41 pm

Thank for the feed back ,please keep us informed.

regards dave

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Re: Moorcroft chasing 1200

Post by sirus0 on Thu Jul 27, 2017 3:26 pm

I had few of those debt collection agencies sending me letters but after 3 of our letters they backed off.
Please use Companies Act 2006 section 44 - Execution of documents - they never sign any of the credit agreements correctly, so on this basis they are void.
Regards!

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Re: Moorcroft chasing 1200

Post by LionsShare on Thu Jul 27, 2017 3:35 pm

@sirus0 wrote:I had few of those debt collection agencies sending me letters but after 3 of our letters they backed off.
Please use Companies Act 2006 section 44 - Execution of documents - they never sign any of the credit agreements correctly, so on this basis they are void.
Regards!
That is very interesting, currently having probs with above all others LCS, just sent notice never had any contract with them to pay? So have given opportunity to prove thier claim. Don't suppose they can as I know they can't.
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Re: Moorcroft chasing 1200

Post by LionsShare on Thu Jul 27, 2017 3:39 pm

With these claims being made left, right, center has anyone tried a defense of using definition of FIAT currency:

"Intrinsically valueless money used as money because of government decree"

From wiki:

https://en.wikipedia.org/wiki/Fiat_money

In other words why are ? trying to claim NOTHING from whom ever?
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Re: Moorcroft chasing 1200

Post by sirus0 on Thu Jul 27, 2017 3:57 pm

Yes, maybe the fiat currency is not worth anything but for us to buy food and pay the bills we have to earn it = spend time and energy to get it and this keeps us enslaved, in the constant race for survival. We don't have time to think, to socialize with family and friends, we don't have time to search info on all the bad things that they are doing to us... The deception is huge.
One of the ways is to stop eating the meat - be vegetarian - do no harm to others, even animals. Take care of your karma. With meat you consume a lot of bad energy that will lower your vibrations. Take care of yourselves - meat is poisonous for our body! Meditate as well. Smile Very Happy We are eternal souls in this temporary biological vehicle - we are GOD-like.

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Re: Moorcroft chasing 1200

Post by Keithatlm on Thu Jul 27, 2017 10:26 pm

what has meat and being a vegetarian got anything to do do with moorcroft enjoy life.

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Re: Moorcroft chasing 1200

Post by LionsShare on Fri Aug 04, 2017 9:26 am

@LionsShare wrote:
@sirus0 wrote:I had few of those debt collection agencies sending me letters but after 3 of our letters they backed off.
Please use Companies Act 2006 section 44 - Execution of documents - they never sign any of the credit agreements correctly, so on this basis they are void.
Regards!
That is very interesting, currently having probs with above all others LCS, just sent notice never had any contract with them to pay? So have given opportunity to prove thier claim. Don't suppose they can as I know they can't.
Received letter yesterday stating LCS dont have deed of assignment or novation - so that's it they have NO claim?
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Re: Moorcroft chasing 1200

Post by sirus0 on Thu Aug 17, 2017 12:24 pm

They have no standing as they were not authorized by their client to act on their behalf.
Authorization can come only from authorized employees of the company - normally it is director or secretary but then they have to put two signatures with two names and the same date.

Even if they would have valid deed of assignment they still have to prove that you own the money on the first place.

It's important to send them Fee Schedule - eg: £1000 for you to read the letter and £10 000 for each letter that you have to write back to them. You have to employ legal advisers to write the answer so the fee should be high.
You don't want them to have letter ping-pong with you for free - it cost's you time and energy to deal with fraudulent claims.
Moorcroft just run away from 2 of my cases! Very Happy

https://i11.servimg.com/u/f11/19/75/63/04/moorhf11.jpg

Very Happy

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Re: Moorcroft chasing 1200

Post by Stevro on Thu Aug 17, 2017 5:37 pm

Awesome!!!

@sirus0 wrote:

Moorcroft just run away from 2 of my cases! Very Happy

https://i11.servimg.com/u/f11/19/75/63/04/moorhf11.jpg

Very Happy

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Re: Moorcroft chasing 1200

Post by Tiggy on Thu Aug 17, 2017 6:08 pm

@LionsShare wrote:
Received letter yesterday stating LCS dont have deed of assignment or novation - so that's it they have NO claim?

Is the debt collector working on behalf of the original creditor? If so, then there will be no assignment documents as the debt hasn't been assigned.

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Re: Moorcroft chasing 1200

Post by LionsShare on Fri Aug 18, 2017 8:47 am

@Tiggy wrote:
@LionsShare wrote:
Received letter yesterday stating LCS dont have deed of assignment or novation - so that's it they have NO claim?

Is the debt collector working on behalf of the original creditor? If so, then there will be no assignment documents as the debt hasn't been assigned.
The collector claim to be "instructed" by thier client & the debt has not been "sold" or "assigned", so looks like you are correct Tiggy! However I have instructed them that will ONLY will deal with OC so will have to wait & see.
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Re: Moorcroft chasing 1200

Post by joedalton on Fri Sep 01, 2017 3:35 pm

If a debt has been assigned, can it be passed back to the OC? Eg BC have assigned a debt to Hoist

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Re: Moorcroft chasing 1200

Post by Tiggy on Fri Sep 01, 2017 8:51 pm

@joedalton wrote:If a debt has been assigned, can it be passed back to the OC?  Eg BC have assigned a debt to Hoist
Yes, a debt can be assigned and reassigned however many times they like.

I had one assigned by HSBC to 1st Credit, I tied them up with 8 pages of pre action conduct and they gave up and assigned it back to HSBC, never heard anything afterwards and has long since been statute barred.

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Re: Moorcroft chasing 1200

Post by Whymeok on Fri Sep 01, 2017 10:00 pm

how did you word your 8 pages,, so this before any court action i take it?

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Re: Moorcroft chasing 1200

Post by Tiggy on Sat Sep 02, 2017 2:58 pm

@Whymeok wrote:how did you word your 8 pages,, so this before any court action i take it?
Yes, it was pre action conduct. They'd lumped a loan and overdraft facility together and tried to claim all of it was exempt from Part V of the Consumer Credit Act.

So all the questions I asked were specific go their correspondence.

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Re: Moorcroft chasing 1200

Post by Whymeok on Mon Sep 04, 2017 5:08 pm

if a company put up cost on agreement then what was frist agreed what part of the consumer credit act one able to look to this?

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Re: Moorcroft chasing 1200

Post by Tiggy on Mon Sep 04, 2017 5:20 pm

@Whymeok wrote:if a company put up cost on agreement then what was frist agreed what part of the consumer credit act one able to look to this?
It depends, what type of credit was it, credit card, loan, HP ? If it was a mobile phone debt then they aren't covered by the Consumer Credit Act.

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Re: Moorcroft chasing 1200

Post by Whymeok on Mon Sep 04, 2017 5:31 pm

ok say a mobile phone, what this come under, ?

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Re: Moorcroft chasing 1200

Post by Tiggy on Mon Sep 04, 2017 8:27 pm

@Whymeok wrote:ok say a mobile phone, what this come under, ?
They are classed as a service contract, so under the general Law of Contract.

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Re: Moorcroft chasing 1200

Post by Whymeok on Mon Sep 04, 2017 11:00 pm

ok i thought as much , so i not contract with dca company whom buys a claim debt, i found all letter process i sent to the dca comapny whom refussed deed my reqirements of proof of clai mand contract, so i need to word with proof of i, trying to settle , on proof of claim, as what i know in contract law

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Re: Moorcroft chasing 1200

Post by sirus0 on Tue Sep 05, 2017 10:35 am

If any DCA is making a claim under any of the government ACTS then they are committing the fraud as non of the governments during issuing their legislation had consent of the governed to do so.
Please every time ask them for a valid material evidence that they have consent of the governed. Where is their authority coming from? Who signed their assignment? If they did, then they are claiming that they have authority - ask them to prove it - ask for valid material evidence of the consent of the governed to prove that they can act under Consumer Credit Act.

Second important fact is: let them proof that the money exists and who was the lender on the first place.
Please read the report published by Bank of England:
Money creation in the modern economy.

They are giving us the clues. For every bad thing that they do, they have to give us something back. It is up to us to comprehend it and use it! Very Happy

Have a good day!

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