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DCA and ME

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DCA and ME

Post by 1saberwow on Sat Jul 22, 2017 12:22 am

Last year had been dealing with 2 dcas. One dca i have not heard from for over 13 months. The other dca i had thought that i had gotten rid of until early this year. It was like all the letters to them had never happened. Since the old site was still going and i learnt that faljay was not around as he had been helping me that i wrote a letter to this dca and i show my letter to williams and ausk. I got a pm from ausk and he said to send his letter as mine would get me into trouble. So i sent off the letter to the dca and a few weeks later i got their letter. Their letter was telling me that under my contract with them that i had failed to pay my alleged debt to them and they will in 35 days default me. So i pulled out the letter that faljay had helped deal with this other dca and made adjustments to send sent it by reg mail to them. At the moment i have had no response from them as it has been a month since they got my letter.
My letter told them that no dca can default as it has to be the OC and they will be reported to the regulater. Here in Australia it is the ACCC that deal with dcas and they can take away their licence to operate.
I also stated what the Deed of Assignment must contain to be legal and that was 2 employees of the Bank. One Bank employee to create the Deed of Assignment and another Bank employee to witness the creation of the Deed from the creation until it is completed and they then place their signature with the other Bank employee. Failing to have 2 Bank employees names and signatures on the Deed could only mean that they have a Sales Agreement.
Also i added that under the Bills of Exchange Act 1909-s64 that as a third party and purchasing the alleged debt that they had discharged the alleged debt. This alleged debt cannot be paid twice as it no longer exists and they can be reported to the ACCC.
So i am now waiting for their reply to my letter and i thank faljay for his help last year, when dealing with the other dca.

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Re: DCA and ME

Post by LionsShare on Sat Jul 22, 2017 10:21 am


Am having trouble with a dca for a utility company & simlply said WOIRA & send back to utility company, have refused to deal with them. Now waiting for thier reply so will have to wait & see. Probably not the best approach, did not give them a chance to prove anything just said "do one" I refuse to deal with you.
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Re: DCA and ME

Post by 1saberwow on Fri Jul 28, 2017 3:55 pm

If the dca had a Deed of Assignment that contains the 2 names and their signatures from the Bank, that they would have used it by now. Also the Bills of Exchange Act 1909-s64 could of hit home that they had indeed extinguished the alleged debt and they cannot prove that one existed as they had themselves paid it. But since DCA's do not tell the truth that i will continue to wait and see what they will do if anything. It is looking that they have nothing and having the ACCC looking into them is something they may not want happening and the loss of their licence could be something they do not want happening is another.

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