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Need Advice now GOODF has gone

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Post by westcountryhelp on Tue Mar 06, 2018 10:30 am

The Tomlin Order. That was what the arrangement things that was mentioned.

Many thanks as always

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Post by Tiggy on Tue Mar 06, 2018 6:56 pm

@westcountryhelp wrote:thanks for the response.

I haven't received anything from them or the court since this letter arrived about a week or so ago.

Should I receive the application before anything goes ahead?

As I mentioned before this is the one i am most concerned about. It was mentioned about entering into a discussion with them to come to an arrangement to avoid a CCJ (it was called something specific).

When is the time to do this if decide to go down that road? Now or when the paperwork arrives?

And is there a specific timeline that will now take place?

Many thanks as always

You need to ring the Court and ask for a copy of the application as the claimant have neglected to serve a copy on you - ask for that to be noted on the Court File.

You can enter into a Tomlin Order at any point upto Judgment being handed down, you would have to contact the claimant / their solicitors direct. If you decide to go down that route you need to make sure any payment plan is affordable- this only halts proceedings, if you default they can pick up from where they left off.

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Post by westcountryhelp on Tue Mar 06, 2018 10:08 pm

Many thanks for the advice.

Its much appreciated

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Post by westcountryhelp on Sat Apr 21, 2018 10:17 am

Hello there.

I have a day now booked in for court in approximately 3 weeks

Having never been through this process before i would love some advice in how to prepare

I have been sent a massive pile of paperwork from the RBS as well

it has everything in a proper legal format and has copies of all my letters and responses and their letters. you name it it has it. Also, this case is between RBS and myself whereas i have seen other cases whereby it is the DC who brings it

this has led me to think think that my chances are not great

i obviously down want a CCJ and everything and a tomlin order was mentioned where we come to an agreement if that is what is a decent outcome

how do i go about preparing for the date and if the a tomlin order if it comes to that

many thanks as always

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Post by westcountryhelp on Mon Oct 01, 2018 7:44 pm

Hello all.

Long time and all that.

Anyway, this case went to court and I lost.

I had a feeling that this would be the case as the debt i had was from within the last few years and the case i put forward, they submitted evidence to the contrary in every case.

It wasn't a good day.

As a result i got issued with a charging order as i couldn't find the money which they were asking for.

The charging order obviously is against the value of my house, but given the debt i had was an unsecured debt, I was wondering how they can try an issue a charging order against my property.

Also, how are they able to do this against a property which i share with my wife as its in both our names. I am looking to challenge this however i can, and any advice i receive would be most welcome.

Many thanks as always.

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Post by waylander62 on Mon Oct 01, 2018 8:54 pm

to be honest there is little you can do about it now they have a county court judgement against you.

if house is in both names and the debt in yours only then they should not be able to get a full charging order, only a restriction which means they cannot force a sale. ( you need to check this out properly )

it is best to try and pay this as soon as you can to be honest.

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Post by louandian on Sun Nov 04, 2018 7:05 pm

think this man needs are help Please at least read his post

http://goodf.forumotion.com/t3109-the-only-why-to-make-cabot-understand

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