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Unfair Treatment OC

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Unfair Treatment OC

Post by Waffle on Sat Aug 12, 2017 5:18 pm

I have been reading some newspaper articles about courts coming down on 'creditors' for unfair treatment of consumers in times of hardship, especially in the first year.

My example..... Fall on times of hardship, do everything your supposed to, keeping in touch with the creditor, setting up a token payment and maintaining the token payment. Updating the 'creditor' of your circumstances regularly.

"creditor' after 1 month, threatens a default if the account is not brought back into spec, same on month 2 and 3, creditor demands full repayment of the debt month 4, creditor persists with this issues a default and shuts down any online access to the account, on month seven 'creditor' assigns the debt absolutely to the DCA.

Does that sound unfair?

My thoughts are that a claim can still be brought against the OC for the unfair treatment, stress and anxiety......

Relief could be on the cards or damages if not in equity?

Be good to hear some thoughts on this as a way forwards for those who have suffered unfair treatment by a 'creditor' and experience if anyone would like to share.....

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Re: Unfair Treatment OC

Post by assassin on Sat Aug 12, 2017 7:30 pm

Look at Human Rights Act as this can potentially be used.
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