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Moon phases
Anyone won in court using the 3 letters as a defence?
+2
zorro61
Stevro
6 posters
Page 1 of 1
Anyone won in court using the 3 letters as a defence?
On the old site there were many success stories. Most seemed to be based on DCAs giving up. I wondered if anyone has won a court battle using the 3 letter process (and principles therein) as their defence?
Thanks
Thanks
Stevro- news worthy
- Posts : 124
Join date : 2017-08-03
Re: Anyone won in court using the 3 letters as a defence?
Hi Stevro, Ive just sent the first letter to PRA ! and would also like to see more feedback . especially on the court process.. Thank's
zorro61- Newb
- Posts : 2
Join date : 2017-08-08
Re: Anyone won in court using the 3 letters as a defence?
Good question Stevro,
As i see it, the defense lies in the DC's inability to prove their case because they don't have the documentation required to prove their case, they have to show full and complete accounting, evidence of contract and evidence of default.
If they dont have all three of those documents their case fails becasue they cannot prove they can give good discharge of the debt.
As i see it, the defense lies in the DC's inability to prove their case because they don't have the documentation required to prove their case, they have to show full and complete accounting, evidence of contract and evidence of default.
If they dont have all three of those documents their case fails becasue they cannot prove they can give good discharge of the debt.
Ausk- Moderator
- Posts : 491
Join date : 2017-06-03
Re: Anyone won in court using the 3 letters as a defence?
What you mean,, as all lower had hired a agent in court, they never got new offer contract details,I cancel ,only one claim is mobile phone,not sure ausk what your response means
Whymeok- Not so newb
- Posts : 63
Join date : 2017-05-27
Re: Anyone won in court using the 3 letters as a defence?
I used before court, action began the 3 letter process on both vodephone and Lowell,,they still push ccj claim on me, could not use letter process in court,
Whymeok- Not so newb
- Posts : 63
Join date : 2017-05-27
Re: Anyone won in court using the 3 letters as a defence?
The 3 letters is not to be taken as a defence as such..
Stop and consider what the 3 letters are asking for.
If you actually was taken to court, and the debt could not be proven ,
would you say that was a win for the 3 letters ?
The thing is you are dealing with companies that hire proffesional lawyers,
They know when they will lose in court,
and so will not go that route.
That is why you will see critics and Trolls' saying ,
"Has anybody won in court with the 3 letters"
It is not really a valid question.
Ask again,
and try to be specific if that hasn't cleared it up for you.
Stop and consider what the 3 letters are asking for.
If you actually was taken to court, and the debt could not be proven ,
would you say that was a win for the 3 letters ?
The thing is you are dealing with companies that hire proffesional lawyers,
They know when they will lose in court,
and so will not go that route.
That is why you will see critics and Trolls' saying ,
"Has anybody won in court with the 3 letters"
It is not really a valid question.
Ask again,
and try to be specific if that hasn't cleared it up for you.
Society of the Spectacle- Admin
- Posts : 1289
Join date : 2017-01-15
Location : Castor
Re: Anyone won in court using the 3 letters as a defence?
Ok I known of trust law and how yes Thier companies, I'm trying before to get proof of signed contract with debt buying company, so I did the lawful due process in common law,,,, as agent for trust name,
I read carefully what words is in statute law too,,, as disabled woman,I'm believe I'm trapped in state control system, may be why Lowell CEO refused to respond to and before that CEO the man,same 3 letter process,
I read carefully what words is in statute law too,,, as disabled woman,I'm believe I'm trapped in state control system, may be why Lowell CEO refused to respond to and before that CEO the man,same 3 letter process,
Whymeok- Not so newb
- Posts : 63
Join date : 2017-05-27
Re: Anyone won in court using the 3 letters as a defence?
Hi Whymeok
You're obviously not a complete noob, but your presentation is a little.... disjointed?
Just a suggestion - if you can put your needs in a pointed narrative, prospective helpers would find it easier to help you and any misunderstandings could be quickly pinpointed. For example:
Point 1) i had a contract for ______ with _____
2) i fell behind with payments....
3) i then received a letter from _____ stating _____
4) i don't understand what 'such and such' means and.....
Etcetera.... do you get me?
Good luck missus
Cheers!
You're obviously not a complete noob, but your presentation is a little.... disjointed?
Just a suggestion - if you can put your needs in a pointed narrative, prospective helpers would find it easier to help you and any misunderstandings could be quickly pinpointed. For example:
Point 1) i had a contract for ______ with _____
2) i fell behind with payments....
3) i then received a letter from _____ stating _____
4) i don't understand what 'such and such' means and.....
Etcetera.... do you get me?
Good luck missus
Cheers!
Guest- Guest
Re: Anyone won in court using the 3 letters as a defence?
Ok my I'll health not help ok , I try your advice,,,,
Whymeok- Not so newb
- Posts : 63
Join date : 2017-05-27
Re: Anyone won in court using the 3 letters as a defence?
Thanks for the response. So you're saying they know they will lose when facing a '3 letter' person i.e. someone with the sense and ability to fight it, so don't pursue it? They go for the 'easy hanging fruit' i.e. those who acknowledge the debt?
Society of the Spectacle wrote:The 3 letters is not to be taken as a defence as such..
Stop and consider what the 3 letters are asking for.
If you actually was taken to court, and the debt could not be proven ,
would you say that was a win for the 3 letters ?
The thing is you are dealing with companies that hire proffesional lawyers,
They know when they will lose in court,
and so will not go that route.
That is why you will see critics and Trolls' saying ,
"Has anybody won in court with the 3 letters"
It is not really a valid question.
Ask again,
and try to be specific if that hasn't cleared it up for you.
Stevro- news worthy
- Posts : 124
Join date : 2017-08-03
Re: Anyone won in court using the 3 letters as a defence?
This is my understanding, but wanted to know if anyone has gone to court and won with this argument?
Ausk wrote:Good question Stevro,
As i see it, the defense lies in the DC's inability to prove their case because they don't have the documentation required to prove their case, they have to show full and complete accounting, evidence of contract and evidence of default.
If they dont have all three of those documents their case fails becasue they cannot prove they can give good discharge of the debt.
Stevro- news worthy
- Posts : 124
Join date : 2017-08-03
Re: Anyone won in court using the 3 letters as a defence?
Yes you can use the 3 letters the bill and the new and the new cover letter.
IN COURT as part of your defence
Their solicitor will say he/she had this credit card and used it,and now will not pay money back
The judge will look at you
you will say the solicitors is misleading you
i am happy to pay if these debt collectors can proof they legally own the debt,
you will have the 3 letters in court , as proof you tried to resolve this matter before court action
then their solicitor then got to prove the DCA legally own the debt,
90% of people lose in court because simply they dont turn up for court and lose by default
so they will take you to court even though they may lose if you do attended court that day its maths
IN COURT as part of your defence
Their solicitor will say he/she had this credit card and used it,and now will not pay money back
The judge will look at you
you will say the solicitors is misleading you
i am happy to pay if these debt collectors can proof they legally own the debt,
you will have the 3 letters in court , as proof you tried to resolve this matter before court action
then their solicitor then got to prove the DCA legally own the debt,
90% of people lose in court because simply they dont turn up for court and lose by default
so they will take you to court even though they may lose if you do attended court that day its maths
petesomething- Very helpful
- Posts : 412
Join date : 2017-02-24
Location : NORTHAMPTON
Re: Anyone won in court using the 3 letters as a defence?
This was what I suspected but very well put.
I'm hoping it won't get that far but I'll be there if it comes to it :-)
I'm hoping it won't get that far but I'll be there if it comes to it :-)
petesomething wrote:Yes you can use the 3 letters the bill and the new and the new cover letter.
IN COURT as part of your defence
Their solicitor will say he/she had this credit card and used it,and now will not pay money back
The judge will look at you
you will say the solicitors is misleading you
i am happy to pay if these debt collectors can proof they legally own the debt,
you will have the 3 letters in court , as proof you tried to resolve this matter before court action
then their solicitor then got to prove the DCA legally own the debt,
90% of people lose in court because simply they dont turn up for court and lose by default
so they will take you to court even though they may lose if you do attended court that day its maths
Stevro- news worthy
- Posts : 124
Join date : 2017-08-03
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