The GOODF Approach
Would you like to react to this message? Create an account in a few clicks or log in to continue.
Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» The infamous DP continus
by urchinatheart Yesterday at 3:01 pm

» Call to the DVLA
by urchinatheart Yesterday at 2:36 pm

» BEWARE OF TSB BANK
by daveiron Sun Mar 17, 2024 6:53 am

» SAR dispute
by RaspberryBlu Sat Mar 16, 2024 7:18 pm

» Help / Advice needed on ongoing neighbour harassment
by memegirl777 Sat Mar 16, 2024 5:51 pm

» United Kingdom? Really?
by assassin Sat Mar 16, 2024 4:17 pm

» DWP and HMRC alleged debts
by assassin Wed Mar 13, 2024 7:20 pm

» Serial Posty been awarded £10'000 for a fake bite
by memegirl777 Wed Mar 13, 2024 3:05 pm

» HSBC advice please.
by Trishiapp28 Wed Mar 13, 2024 7:36 am

» He is going to save us again
by flyingfish Sun Mar 10, 2024 12:00 pm

» Government fraud
by midnight Sun Mar 10, 2024 7:01 am

» THIS IS THE ONE ?
by daveiron Sun Mar 10, 2024 3:45 am

» how to remove a shareholder?
by scrwm Fri Mar 08, 2024 12:06 pm

» I DO NOT CONSENT [62%] - ReformUK got 5% of the electorate. Labour 17%
by badvoc Thu Mar 07, 2024 12:25 pm

» What can ai do about Santander
by Godfastro Thu Mar 07, 2024 11:47 am

» Useful videos Council Tax
by daveiron Tue Mar 05, 2024 10:05 pm

» broadcaster vs me
by scrwm Tue Mar 05, 2024 4:37 pm

» The new GOODF process works
by urchinatheart Tue Mar 05, 2024 10:45 am

» Worth a watch
by LionsShare Tue Mar 05, 2024 9:11 am

» Farmers IsThis What's Needed?
by LionsShare Mon Mar 04, 2024 8:46 pm

» Debt Bomb 11
by Biggiebest Sun Mar 03, 2024 10:05 pm

» accepted dca alleged debt
by Mrblue2015 Sun Mar 03, 2024 5:09 pm

» DVLA
by daveiron Fri Mar 01, 2024 9:20 pm

» Solicitors contacted me via e-mail asking for money.
by Kaddabriol Thu Feb 29, 2024 2:12 pm

» Claiming again
by LionsShare Thu Feb 29, 2024 11:07 am

» Useful Utility Vids
by LionsShare Wed Feb 28, 2024 1:59 pm

» what the bank of england runs the country?
by LionsShare Mon Feb 26, 2024 3:54 pm

» know who you are volume ??
by LionsShare Mon Feb 26, 2024 12:19 pm

» New Member
by daveiron Mon Feb 26, 2024 11:55 am

» Learning New Skills _Pt 2 Buying Tools
by assassin Mon Feb 26, 2024 4:35 am

» Learning New Skills _Pt 2 Buying Tools
by assassin Mon Feb 26, 2024 4:33 am

» Learning new Skills Part 1
by assassin Mon Feb 26, 2024 4:27 am

» General Equity?
by LionsShare Tue Feb 20, 2024 7:03 pm

» Visit by appointment notice
by Moonbabymum Tue Feb 20, 2024 4:37 pm

» Discussion on Info'd Vids
by LionsShare Tue Feb 13, 2024 11:52 am

» debts loans mortgages etc (tear off slips?)
by LionsShare Mon Feb 12, 2024 3:54 pm

» Quick one
by Lopsum Sun Feb 11, 2024 6:03 pm

» debt settlement payoff
by daveiron Sat Feb 10, 2024 10:58 pm

» Council tax and summons for arrest
by LionsShare Fri Feb 09, 2024 2:17 pm

» Council Tax (getting answers)
by LionsShare Fri Feb 09, 2024 12:57 pm

» council tax 1st of april
by daveiron Sun Feb 04, 2024 9:46 pm

» DSAR
by daveiron Sun Feb 04, 2024 9:28 pm

» Warning about a previous post
by Mrblue2015 Sat Feb 03, 2024 5:10 pm

» Please leave a comment on this site
by daveiron Fri Feb 02, 2024 10:01 pm

» Lithiun Battery Dangers
by badvoc Fri Feb 02, 2024 1:52 pm

» its a trap
by LionsShare Thu Feb 01, 2024 9:49 am

» Car In Trust
by LionsShare Tue Jan 30, 2024 3:05 pm

» Honest Nottingham Po-lice
by assassin Sat Jan 27, 2024 4:11 am

» Why you rebut a complaint
by assassin Sat Jan 27, 2024 4:05 am

» Village Winter
by assassin Sat Jan 27, 2024 4:03 am

» Sand Batteries
by assassin Tue Jan 23, 2024 5:45 pm

» Hoist Portfolio Holding Limited
by Indebttoo Mon Jan 22, 2024 11:03 pm

» Occupier
by assassin Sun Jan 21, 2024 5:27 pm

» Electric Vehicles
by assassin Sun Jan 21, 2024 4:54 pm

» *** URGENT *** PLEASE HELP
by daveiron Fri Jan 19, 2024 10:02 pm

Moon phases


Anyone won in court using the 3 letters as a defence?

+2
zorro61
Stevro
6 posters

Go down

Anyone won in court using the 3 letters as a defence? Empty Anyone won in court using the 3 letters as a defence?

Post by Stevro Wed Aug 16, 2017 9:46 am

On the old site there were many success stories. Most seemed to be based on DCAs giving up. I wondered if anyone has won a court battle using the 3 letter process (and principles therein) as their defence?

Thanks

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by zorro61 Wed Aug 16, 2017 10:11 am

Hi Stevro, Ive just sent the first letter to PRA ! and would also like to see more feedback . especially on the court process.. Thank's

zorro61
Newb
Newb

Posts : 2
Join date : 2017-08-08

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Ausk Wed Aug 16, 2017 10:41 am

Good question Stevro,

As i see it, the defense lies in the DC's inability to prove their case because they don't have the documentation required to prove their case, they have to show full and complete accounting, evidence of contract and evidence of default.

If they dont have all three of those documents their case fails becasue they cannot prove they can give good discharge of the debt.

Ausk
Moderator
Moderator

Posts : 491
Join date : 2017-06-03

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Whymeok Wed Aug 16, 2017 12:11 pm

What you mean,, as all lower had hired a agent in court, they never got new offer contract details,I cancel ,only one claim is mobile phone,not sure ausk what your response means

Whymeok
Not so newb
Not so newb

Posts : 63
Join date : 2017-05-27

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Whymeok Wed Aug 16, 2017 12:13 pm

I used before court, action began the 3 letter process on both vodephone and Lowell,,they still push ccj claim on me, could not use letter process in court,

Whymeok
Not so newb
Not so newb

Posts : 63
Join date : 2017-05-27

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Society of the Spectacle Wed Aug 16, 2017 1:56 pm

The 3 letters is not to be taken as a defence as such..
Stop and consider what the 3 letters are asking for.

If you actually was taken to court, and the debt could not be proven ,
would you say that was a win for the 3 letters ?

The thing is you are dealing with companies that hire proffesional lawyers,

They know when they will lose in court,
and so will not go that route.

That is why you will see critics and Trolls' saying ,
"Has anybody won in court with the 3 letters"

It is not really a valid question.

Ask again,
and try to be specific if that hasn't cleared it up for you.
Society of the Spectacle
Society of the Spectacle
Admin
Admin

Posts : 1289
Join date : 2017-01-15
Location : Castor

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Whymeok Wed Aug 16, 2017 2:17 pm

Ok I known of trust law and how yes Thier companies, I'm trying before to get proof of signed contract with debt buying company, so I did the lawful due process in common law,,,, as agent for trust name,

I read carefully what words is in statute law too,,, as disabled woman,I'm believe I'm trapped in state control system, may be why Lowell CEO refused to respond to and before that CEO the man,same 3 letter process,

Whymeok
Not so newb
Not so newb

Posts : 63
Join date : 2017-05-27

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Guest Wed Aug 16, 2017 2:59 pm

Hi Whymeok

You're obviously not a complete noob, but your presentation is a little.... disjointed?

Just a suggestion - if you can put your needs in a pointed narrative, prospective helpers would find it easier to help you and any misunderstandings could be quickly pinpointed. For example:

Point 1) i had a contract for ______ with _____

2) i fell behind with payments....

3) i then received a letter from _____ stating _____

4) i don't understand what 'such and such' means and.....


Etcetera.... do you get me?

Good luck missus

Cheers!

Guest
Guest


Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Whymeok Wed Aug 16, 2017 3:39 pm

Ok my I'll health not help ok , I try your advice,,,,

Whymeok
Not so newb
Not so newb

Posts : 63
Join date : 2017-05-27

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Stevro Wed Aug 16, 2017 4:21 pm

Thanks for the response. So you're saying they know they will lose when facing a '3 letter' person i.e. someone with the sense and ability to fight it, so don't pursue it? They go for the 'easy hanging fruit' i.e. those who acknowledge the debt?


Society of the Spectacle wrote:The 3 letters is not to be taken as a defence as such..
Stop and consider what the 3 letters are asking for.

If you actually was taken to court, and the debt could not be proven ,
would you say that was a win for the 3 letters ?

The thing is you are dealing with companies that hire proffesional lawyers,

They know when they will lose in court,
and so will not go that route.

That is why you will see critics and Trolls' saying ,
"Has anybody won in court with the 3 letters"

It is not really a valid question.

Ask again,
and try to be specific if that hasn't cleared it up for you.

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Stevro Wed Aug 16, 2017 4:23 pm

This is my understanding, but wanted to know if anyone has gone to court and won with this argument?

Ausk wrote:Good question Stevro,

As i see it, the defense lies in the DC's inability to prove their case because they don't have the documentation required to prove their case, they have to show full and complete accounting, evidence of contract and evidence of default.

If they dont have all three of those documents their case fails becasue they cannot prove they can give good discharge of the debt.

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by petesomething Wed Aug 16, 2017 6:55 pm

Yes you can use the 3 letters the bill and the new and the new cover letter.
IN COURT as part of your defence

Their solicitor will say he/she had this credit card and used it,and now will not pay money back Mad

The judge will look at you Shocked

you will say the solicitors is misleading you Neutral

i am happy to pay if these debt collectors can proof they legally own the debt,

you will have the 3 letters in court , as proof you tried to resolve this matter before court action

then their solicitor then got to prove the DCA legally own the debt,  Crying or Very sad

90% of people lose in court  because simply they dont turn up for court and lose by default


so they will take you to court even though they may lose if you do attended court that day its maths
petesomething
petesomething
Very helpful
Very helpful

Posts : 412
Join date : 2017-02-24
Location : NORTHAMPTON

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Stevro Thu Aug 17, 2017 6:20 am

This was what I suspected but very well put.

I'm hoping it won't get that far but I'll be there if it comes to it :-)

petesomething wrote:Yes you can use the 3 letters the bill and the new and the new cover letter.
IN COURT as part of your defence

Their solicitor will say he/she had this credit card and used it,and now will not pay money back Mad

The judge will look at you Shocked

you will say the solicitors is misleading you Neutral

i am happy to pay if these debt collectors can proof they legally own the debt,

you will have the 3 letters in court , as proof you tried to resolve this matter before court action

then their solicitor then got to prove the DCA legally own the debt,  Crying or Very sad

90% of people lose in court  because simply they dont turn up for court and lose by default


so they will take you to court even though they may lose if you do attended court that day its maths

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Anyone won in court using the 3 letters as a defence? Empty Re: Anyone won in court using the 3 letters as a defence?

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top

- Similar topics

 
Permissions in this forum:
You cannot reply to topics in this forum