The GOODF Approach
Would you like to react to this message? Create an account in a few clicks or log in to continue.
Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» The infamous DP continus
by urchinatheart Yesterday at 3:01 pm

» Call to the DVLA
by urchinatheart Yesterday at 2:36 pm

» BEWARE OF TSB BANK
by daveiron Sun Mar 17, 2024 6:53 am

» SAR dispute
by RaspberryBlu Sat Mar 16, 2024 7:18 pm

» Help / Advice needed on ongoing neighbour harassment
by memegirl777 Sat Mar 16, 2024 5:51 pm

» United Kingdom? Really?
by assassin Sat Mar 16, 2024 4:17 pm

» DWP and HMRC alleged debts
by assassin Wed Mar 13, 2024 7:20 pm

» Serial Posty been awarded £10'000 for a fake bite
by memegirl777 Wed Mar 13, 2024 3:05 pm

» HSBC advice please.
by Trishiapp28 Wed Mar 13, 2024 7:36 am

» He is going to save us again
by flyingfish Sun Mar 10, 2024 12:00 pm

» Government fraud
by midnight Sun Mar 10, 2024 7:01 am

» THIS IS THE ONE ?
by daveiron Sun Mar 10, 2024 3:45 am

» how to remove a shareholder?
by scrwm Fri Mar 08, 2024 12:06 pm

» I DO NOT CONSENT [62%] - ReformUK got 5% of the electorate. Labour 17%
by badvoc Thu Mar 07, 2024 12:25 pm

» What can ai do about Santander
by Godfastro Thu Mar 07, 2024 11:47 am

» Useful videos Council Tax
by daveiron Tue Mar 05, 2024 10:05 pm

» broadcaster vs me
by scrwm Tue Mar 05, 2024 4:37 pm

» The new GOODF process works
by urchinatheart Tue Mar 05, 2024 10:45 am

» Worth a watch
by LionsShare Tue Mar 05, 2024 9:11 am

» Farmers IsThis What's Needed?
by LionsShare Mon Mar 04, 2024 8:46 pm

» Debt Bomb 11
by Biggiebest Sun Mar 03, 2024 10:05 pm

» accepted dca alleged debt
by Mrblue2015 Sun Mar 03, 2024 5:09 pm

» DVLA
by daveiron Fri Mar 01, 2024 9:20 pm

» Solicitors contacted me via e-mail asking for money.
by Kaddabriol Thu Feb 29, 2024 2:12 pm

» Claiming again
by LionsShare Thu Feb 29, 2024 11:07 am

» Useful Utility Vids
by LionsShare Wed Feb 28, 2024 1:59 pm

» what the bank of england runs the country?
by LionsShare Mon Feb 26, 2024 3:54 pm

» know who you are volume ??
by LionsShare Mon Feb 26, 2024 12:19 pm

» New Member
by daveiron Mon Feb 26, 2024 11:55 am

» Learning New Skills _Pt 2 Buying Tools
by assassin Mon Feb 26, 2024 4:35 am

» Learning New Skills _Pt 2 Buying Tools
by assassin Mon Feb 26, 2024 4:33 am

» Learning new Skills Part 1
by assassin Mon Feb 26, 2024 4:27 am

» General Equity?
by LionsShare Tue Feb 20, 2024 7:03 pm

» Visit by appointment notice
by Moonbabymum Tue Feb 20, 2024 4:37 pm

» Discussion on Info'd Vids
by LionsShare Tue Feb 13, 2024 11:52 am

» debts loans mortgages etc (tear off slips?)
by LionsShare Mon Feb 12, 2024 3:54 pm

» Quick one
by Lopsum Sun Feb 11, 2024 6:03 pm

» debt settlement payoff
by daveiron Sat Feb 10, 2024 10:58 pm

» Council tax and summons for arrest
by LionsShare Fri Feb 09, 2024 2:17 pm

» Council Tax (getting answers)
by LionsShare Fri Feb 09, 2024 12:57 pm

» council tax 1st of april
by daveiron Sun Feb 04, 2024 9:46 pm

» DSAR
by daveiron Sun Feb 04, 2024 9:28 pm

» Warning about a previous post
by Mrblue2015 Sat Feb 03, 2024 5:10 pm

» Please leave a comment on this site
by daveiron Fri Feb 02, 2024 10:01 pm

» Lithiun Battery Dangers
by badvoc Fri Feb 02, 2024 1:52 pm

» its a trap
by LionsShare Thu Feb 01, 2024 9:49 am

» Car In Trust
by LionsShare Tue Jan 30, 2024 3:05 pm

» Honest Nottingham Po-lice
by assassin Sat Jan 27, 2024 4:11 am

» Why you rebut a complaint
by assassin Sat Jan 27, 2024 4:05 am

» Village Winter
by assassin Sat Jan 27, 2024 4:03 am

» Sand Batteries
by assassin Tue Jan 23, 2024 5:45 pm

» Hoist Portfolio Holding Limited
by Indebttoo Mon Jan 22, 2024 11:03 pm

» Occupier
by assassin Sun Jan 21, 2024 5:27 pm

» Electric Vehicles
by assassin Sun Jan 21, 2024 4:54 pm

» *** URGENT *** PLEASE HELP
by daveiron Fri Jan 19, 2024 10:02 pm

Moon phases


Is this evidence of liability?

4 posters

Go down

Is this evidence of liability? Empty Is this evidence of liability?

Post by Stevro Wed Aug 16, 2017 4:31 pm

Hi all,

Expect many posts from me in the near future. I started the 3 letter process with several banks in Jan this year.

HSBC have responded (eventually) to proof of debt with:

1. Copy of signed agreement
2. Copy statements to show sum outstanding.

I imagine part 2 is highly debatable, as a bill is no proof of anything, but where do we stand in relation to point 1?

I have had other letters from other banks claiming the signed agreement is proof. How would we counter this in court i.e. how do we negate this?

Thanks


Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by zorro61 Wed Aug 16, 2017 5:08 pm

Hi Stevro,
I did'nt agree to contract with a 3rd party, how can this be legal, The meeting of mind's ! and if the OC has been paid by a indemnity insurance how can the alleged debt be claimed again ? also if the DCA have only paid a small % of the original debt, an trying too reclaim 100 % back !

zorro61
Newb
Newb

Posts : 2
Join date : 2017-08-08

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Stevro Wed Aug 16, 2017 5:40 pm

Makes sense. Thanks.

Although this came from the bank in this case. Does that make a difference as they're not a 3rd party?

zorro61 wrote:Hi Stevro,
             I did'nt agree to contract with a 3rd party, how can this be legal, The meeting of mind's ! and if the OC has been paid by a indemnity insurance how can the alleged debt be claimed again ? also if the DCA have only paid a small % of the original debt, an trying too reclaim 100 % back !

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Waffle Wed Aug 16, 2017 5:42 pm

Hey stevro

Read through this thread carefully.

There is information in here which should help you make more sense of what they are doing.

https://goodf.forumotion.com/t843p25-i-need-your-help#6274

There is quite a bit of info on assignments, what documents you should be asking for when dealing with a DCA. It is my strong opinion that we should be putting them in a position where they are not doing something they are supposed to or doing something they are not supposed to. That's where the ammo comes in.

Go through that thread and if you have any questions come back and ask.

Also are you dealing with OC' s directly because they are the ones pursuing you and are the DCA's that are pursuing you operating as full legal owners or are they collecting on behalf of the OC?

Waffle
dedicated
dedicated

Posts : 786
Join date : 2017-03-27

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Stevro Wed Aug 16, 2017 5:53 pm

I've had a quick scan and it makes more sense now. I'll go through it slowly again but wanted to reply and say thanks and answer your question...

I have alleged debt with approximately 8 banks totaling £54k!! Since sending out three letters in January, there are now two DCAs acting on behalf of two banks and two DCAs who claim to own the alleged debt from another two banks.

Waffle wrote:Hey stevro

Read through this thread carefully.

There is information in here which should help you make more sense of what they are doing.

https://goodf.forumotion.com/t843p25-i-need-your-help#6274

There is quite a bit of info on assignments, what documents you should be asking for when dealing with a DCA. It is my strong opinion that we should be putting them in a position where they are not doing something they are supposed to or doing something they are not supposed to. That's where the ammo comes in.

Go through that thread and if you have any questions come back and ask.

Also are you dealing with OC' s directly because they are the ones pursuing you and are the DCA's that are pursuing you operating as full legal owners or are they collecting on behalf of the OC?

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Waffle Wed Aug 16, 2017 6:17 pm

Another couple of questions, when or how long ago did you receive notice of assignment from the 2 DCA's who are the legal owners? And do the notices contain terms and conditions stating how they may process your personal information? and in the NoA (notice of assignment) do they mention an agreement anywhere?

If you can answer these it will help our ongoing research........


Last edited by Waffle on Wed Aug 16, 2017 11:05 pm; edited 1 time in total

Waffle
dedicated
dedicated

Posts : 786
Join date : 2017-03-27

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Waffle Wed Aug 16, 2017 6:41 pm

Have you got yourself organised, its important to be organised when dealing with multiple parties, make a priority order, who you need to deal with first then move on to the next (you might find once you've delt with a few you have to go back to deal with the first again) keep records of everything, phone calls, letters, post office receipts.

Im sure you already know this Stevro, but it might help others reading the thread.

Waffle
dedicated
dedicated

Posts : 786
Join date : 2017-03-27

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Stevro Thu Aug 17, 2017 9:33 am

Hi Waffle,

1st Credit bought an alleged debt from Virgin. Virgin wrote to inform me of the transfer; 1st Credit wrote to introduce themselves. 1st Credit stated they have become the Data Controller.

HPH bought an alleged debt from Barclaycard and are using Moorcroft as muscle. Virgin wrote to inform me of the transfer; HPH stated they have become the Data Controller.

Debt Managers bought two alleged debts from V12 Finance. V12 wrote to inform me of the transfer; Debt Managers stated they have become the Data Controller.

This have all happened in the two months. I've completed the 3 letter process with most and have a couple to send.




Waffle wrote:Another couple of questions, when or how long ago did you receive notice of assignment from the 2 DCA's who are the legal owners? And do the notices contain terms and conditions stating how they may process your personal information? and in the NoA (notice of assignment) do they mention an agreement anywhere?

If you can answer these it will help our ongoing research........

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Waffle Thu Aug 17, 2017 1:08 pm

Thanks for your feed back Stevro.

In recent letters I received I had a notice of assignment from the OC, along with it came a 'welcome' letter from the alleged new legal owner, the DCA, also an additional notice full page of writing size 10 font, claiming there was an assignment, there is an agreement it spelt a lot of details of how they were going to be processing my data and said they are able to change the terms of the agreement whenever they want.

Along with your welcome letters or notices of assignment did you receive any documents that replicate what have described.

Its quite important because with any assignment they only have a right to the debt. the agreement was terminated on default and of course no agreement has been signed by myself and the DCA. Its like they are tricking one into existence, if they are trying this on with lots of people then there is a big RED FLAG that needs to be rebutted.

Again thanks for your feedback and it would be great if you are able to answer these further queries for everyones benefit going forwards.

Waffle
dedicated
dedicated

Posts : 786
Join date : 2017-03-27

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by assassin Thu Aug 17, 2017 1:52 pm

There is only a contract in force if you agree to it, and you can ask where there is any contract between you and a third party, and ask them to produce it.
You can remove any rights in writing to your personal information and rebut their claims of data control as you have no contract with them, and give them the option of receiving a big bill if they use it.
assassin
assassin
Admin
Admin

Posts : 3547
Join date : 2017-01-28
Location : Wherever I Lay My Head

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Stevro Thu Aug 17, 2017 2:46 pm

Thanks Assassin :-)

Stevro
news worthy
news worthy

Posts : 124
Join date : 2017-08-03

Back to top Go down

Is this evidence of liability? Empty Re: Is this evidence of liability?

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top

- Similar topics

 
Permissions in this forum:
You cannot reply to topics in this forum