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Moon phases


DCA's implementing agreements, Template and Guide

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DCA's implementing agreements, Template and Guide Empty DCA's implementing agreements, Template and Guide

Post by Waffle Tue Sep 05, 2017 9:53 am

There have been a number of members receiving letters/noticies from DCA's that contain terms and conditions in the format of a new agreement directed between the DCA and the alleged debtor.

Some cases the DCA's are claiming that there is an agreement between themselves and the alleged debtor, they explain that they want to transfer your personal data outside of europe, this is most likely involving securitisation processes and is a big no no. There are very strict regulations when it comes to personal data especially if a party wants to transfer it outside of europe.,

Unless there is a document signed by both parties there is no agreement. What I believe they are doing is using notices to create an agreement and if it goes unrebutted it stands.

This comes under many case laws and the doctrine of privity of contract:

The doctrine of privity in the common law of contract provides that a contract cannot confer rights or impose obligations arising under it on any person or agent except the parties to it.

https://en.wikipedia.org/wiki/Privity_of_contract


Protocol:

1. Photocopy the agreement they are implying
2. On the original copy write terminated across it in big red and sign in blue
3. Photocopy the terminated copy and keep as a record
4. Send the original terminated copy back to them with an accompaniment letter



Letter example:

Your Name and address should be top centre. Your name should be styled, SURNAME, First Name Second Name.

There name and address should be all capitals, left hand side.


Write NOTICE underline it and have it centre page


Dear Sir/Madame

Thank you for your letter dated XXXXX

I have not signed any agreement that instruments (your name) and (their name). I do not authorise you to process my personal data in the manner described and require you to immediately stop processing my personal data under the Data Protection Act 1998. Under the Law of Property Act 1925, s136, an absolute assignment confers a right to a thing in action it does not confer a right to automatically become a party to an agreement. Under the Doctrine of Privity of Contract a contract cannot confer rights or impose obligations arising under it on any person or agent except the parties to it. I am herby terminating any agreement implied or otherwise that (their name) is construing between (your name) and it.


Kind Regards

Sign Blue ink

SURNAME, First Name Second Name




Send the letter special delivery if possible, if not recorded. You must send this letter accompanying the terminated agreement they tried to trick you into, it should be sent within at least 28 days.


Last edited by Waffle on Tue Sep 05, 2017 6:46 pm; edited 1 time in total

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Post by LionsShare Tue Sep 05, 2017 10:31 am

Thanks waffle much appreciated!
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Post by assassin Wed Sep 06, 2017 2:44 am

Better within 14 days Waffle.
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Post by Awake Thu Sep 07, 2017 7:20 am

Thank you waffle - you are a legend !! I am enjoying the hudston podcasts -!! Learning slowly but surely - just sent letters to two enforcement agents for two friends

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Post by discodave4093 Mon Sep 18, 2017 3:33 am

I've just done as advised above with Cabot. It should be interesting to see what cr*p they write back with


Last edited by assassin on Tue Sep 19, 2017 1:53 am; edited 1 time in total (Reason for editing : Language)

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Post by Waffle Mon Sep 18, 2017 5:51 pm

Keep us updated discodave :•)

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Post by bluepuma Mon Mar 19, 2018 4:13 pm

I have a copy of this which I'm happy to post as reference if needed..

I did not open this 'agreement' from Cabot until 3 months later and I have sent the first letter to Cabot today. Would it harm at all for me to do the above also or has it been too long and my silence has agreed to it?

Many thanks for any advice

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