The GOODF Approach
Would you like to react to this message? Create an account in a few clicks or log in to continue.
Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» DWP
by daveiron Today at 10:31 pm

» THIS IS THE ONE ?
by daveiron Today at 10:07 pm

» Are Lowell getting desperate ?
by memegirl777 Today at 9:33 pm

» DVLA [Hick] Does It Work [Hick] ?
by Miss Kermit Today at 4:15 pm

» know who you are volume ??
by daveiron Tue Mar 26, 2024 9:38 pm

» Ovo bank giro?
by Wynston.adebiyi@gmail.com Mon Mar 25, 2024 1:10 pm

» Hopefully A Success
by daveiron Sun Mar 24, 2024 9:28 pm

» Most Complete Bank Giro Credit
by LionsShare Sun Mar 24, 2024 12:06 pm

» Knowing our Lawful rights
by daveiron Sat Mar 23, 2024 6:05 am

» More Illegal Immigrants
by assassin Thu Mar 21, 2024 5:43 pm

» SAR dispute
by assassin Thu Mar 21, 2024 5:32 pm

» There goes Ireland, his off.
by midnight Thu Mar 21, 2024 1:07 pm

» The infamous DP continus
by urchinatheart Mon Mar 18, 2024 3:01 pm

» Call to the DVLA
by urchinatheart Mon Mar 18, 2024 2:36 pm

» BEWARE OF TSB BANK
by daveiron Sun Mar 17, 2024 6:53 am

» Help / Advice needed on ongoing neighbour harassment
by memegirl777 Sat Mar 16, 2024 5:51 pm

» United Kingdom? Really?
by assassin Sat Mar 16, 2024 4:17 pm

» DWP and HMRC alleged debts
by assassin Wed Mar 13, 2024 7:20 pm

» Serial Posty been awarded £10'000 for a fake bite
by memegirl777 Wed Mar 13, 2024 3:05 pm

» HSBC advice please.
by Trishiapp28 Wed Mar 13, 2024 7:36 am

» He is going to save us again
by flyingfish Sun Mar 10, 2024 12:00 pm

» Government fraud
by midnight Sun Mar 10, 2024 7:01 am

» how to remove a shareholder?
by scrwm Fri Mar 08, 2024 12:06 pm

» I DO NOT CONSENT [62%] - ReformUK got 5% of the electorate. Labour 17%
by badvoc Thu Mar 07, 2024 12:25 pm

» What can ai do about Santander
by Godfastro Thu Mar 07, 2024 11:47 am

» Useful videos Council Tax
by daveiron Tue Mar 05, 2024 10:05 pm

» broadcaster vs me
by scrwm Tue Mar 05, 2024 4:37 pm

» The new GOODF process works
by urchinatheart Tue Mar 05, 2024 10:45 am

» Worth a watch
by LionsShare Tue Mar 05, 2024 9:11 am

» Farmers IsThis What's Needed?
by LionsShare Mon Mar 04, 2024 8:46 pm

» Debt Bomb 11
by Biggiebest Sun Mar 03, 2024 10:05 pm

» accepted dca alleged debt
by Mrblue2015 Sun Mar 03, 2024 5:09 pm

» DVLA
by daveiron Fri Mar 01, 2024 9:20 pm

» Solicitors contacted me via e-mail asking for money.
by Kaddabriol Thu Feb 29, 2024 2:12 pm

» Claiming again
by LionsShare Thu Feb 29, 2024 11:07 am

» Useful Utility Vids
by LionsShare Wed Feb 28, 2024 1:59 pm

» what the bank of england runs the country?
by LionsShare Mon Feb 26, 2024 3:54 pm

» New Member
by daveiron Mon Feb 26, 2024 11:55 am

» Learning New Skills _Pt 2 Buying Tools
by assassin Mon Feb 26, 2024 4:35 am

» Learning New Skills _Pt 2 Buying Tools
by assassin Mon Feb 26, 2024 4:33 am

» Learning new Skills Part 1
by assassin Mon Feb 26, 2024 4:27 am

» General Equity?
by LionsShare Tue Feb 20, 2024 7:03 pm

» Visit by appointment notice
by Moonbabymum Tue Feb 20, 2024 4:37 pm

» Discussion on Info'd Vids
by LionsShare Tue Feb 13, 2024 11:52 am

» debts loans mortgages etc (tear off slips?)
by LionsShare Mon Feb 12, 2024 3:54 pm

» Quick one
by Lopsum Sun Feb 11, 2024 6:03 pm

» debt settlement payoff
by daveiron Sat Feb 10, 2024 10:58 pm

» Council tax and summons for arrest
by LionsShare Fri Feb 09, 2024 2:17 pm

» Council Tax (getting answers)
by LionsShare Fri Feb 09, 2024 12:57 pm

» council tax 1st of april
by daveiron Sun Feb 04, 2024 9:46 pm

» DSAR
by daveiron Sun Feb 04, 2024 9:28 pm

» Warning about a previous post
by Mrblue2015 Sat Feb 03, 2024 5:10 pm

» Please leave a comment on this site
by daveiron Fri Feb 02, 2024 10:01 pm

» Lithiun Battery Dangers
by badvoc Fri Feb 02, 2024 1:52 pm

» its a trap
by LionsShare Thu Feb 01, 2024 9:49 am

Moon phases


Not a recognised Debt

3 posters

Go down

Not a recognised Debt Empty Not a recognised Debt

Post by fender Sun May 12, 2019 2:45 pm

Hello. I am after some advice. 2 years ago I received a letter from debt collectors after me for £5070.67 (Mercedes Car Finance), I have never had a car from Mercedes finance and so did not respond. This week, I have had another letter from a different debt company asking for the same amount but this time regarding to a Current bank account. This bank account with the certain bank was closed some 19 years ago and as far as I am aware no outstanding amounts were owed. Can anyone advise me on this please?
Regards and thanks in advance

fender
Newb
Newb

Posts : 5
Join date : 2019-05-12

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by daveiron Sun May 12, 2019 3:39 pm

To start with I would reply along the lines of , I have no knowledge of this alleged debt ,I require documentation
to support your presumption that I have any lawful obligation to you.

See what they come back with.
daveiron
daveiron
Admin
Admin

Posts : 4899
Join date : 2017-01-17

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by fender Sun May 12, 2019 3:48 pm

Thank you for the reply daveiron. I was wondering about the time, ie,if there is such a debt (I am pretty confident there isnt), would a reply by me take me out of the statute barred time frame? How best to contact them? Via email or letter do you think?
TIA

fender
Newb
Newb

Posts : 5
Join date : 2019-05-12

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by daveiron Sun May 12, 2019 4:29 pm

No do not acknowledge any debt & you are ok regarding SB. Is it possible it relates to a car loan from a different company
as they do change names etc.
You can ignore if you wish ,but if it were me I would want to know what it relates to.

Always communicate only by letter via recorded delivery.
daveiron
daveiron
Admin
Admin

Posts : 4899
Join date : 2017-01-17

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by fender Sun May 12, 2019 5:09 pm

Again, thanks for the reply daveiron. Definately not a car loan, I paid my last car loan off in 2014 in full. I do have a sneaky feeling this was a loan taken in my name without my knowing about it (sneaky ex wife sort of thing, but I cant be sure). My first problem is recorded delivery, I am out of the UK working so will need to find a way. This debt seems to be over 10 years at least and I am certain its not mine. I managed to get a mortgage 2 years ago no problem so I am confident it does not appear on any credit rating I have..

fender
Newb
Newb

Posts : 5
Join date : 2019-05-12

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by daveiron Sun May 12, 2019 5:20 pm

Ok, in that case email, just make sure you keep copies just to be on the safe side. At this stage its best to find out
what this is all about otherwise it will probably just keep reappearing from time to time.
daveiron
daveiron
Admin
Admin

Posts : 4899
Join date : 2017-01-17

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by fender Sun May 12, 2019 8:34 pm

daveiron, the letter received was from Ruthbridge Limited on behalf of Cabot Financial. Cabot have instructed all contact is to be with Ruthbridge and not Cabot. Can you shed any light on this? Are they playing games by any chance? Again thank you
Regards

fender
Newb
Newb

Posts : 5
Join date : 2019-05-12

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by assassin Mon May 13, 2019 1:53 am

I may include the fact that as you have no knowledge of any alleged debt, you require the full information as you suspect an unlawful act may have been committed and you need this to pass onto the authorities in respect of this matter.
assassin
assassin
Admin
Admin

Posts : 3551
Join date : 2017-01-28
Location : Wherever I Lay My Head

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by daveiron Mon May 13, 2019 7:29 am

Ok, I just looked them up they are only debt collectors ,just another parasite in the chain.
Either deal with them or Cabot. Personally I would only deal with Cabot as they are the ones making the
claim you owe them money.
daveiron
daveiron
Admin
Admin

Posts : 4899
Join date : 2017-01-17

Back to top Go down

Not a recognised Debt Empty Re: Not a recognised Debt

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top

- Similar topics

 
Permissions in this forum:
You cannot reply to topics in this forum