Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» HMRC and the use of Debt Collection Agencies
by LionsShare Today at 4:21 pm

» Corona Virus / China
by daveiron Today at 11:22 am

» Brown all CAPS window letter with "Defendant" visible!
by flyingfish Today at 9:33 am

» credit card come back alive, HELP
by flyingfish Today at 9:21 am

» DWP and Lice Colluding
by assassin Today at 1:07 am

» Do you want to know what Google is up to ?
by barnwebb Yesterday at 11:33 pm

» Public peceptions: Change Org.
by Libelresponse Yesterday at 2:45 pm

» Speeding ticket
by flyingfish Yesterday at 12:59 pm

» Frequency to cure...Hulda Clarke
by Lopsum Yesterday at 12:38 pm

» Hello
by assassin Yesterday at 2:24 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Wed Feb 19, 2020 7:45 pm

» Distopian Future Documentarys,
by Society of the Spectacle Wed Feb 19, 2020 6:43 pm

» What kind of Regime legitimises State stealing of Children
by Awoken2 Wed Feb 19, 2020 12:15 pm

» WARNING ,IT HAS STARTED
by LionsShare Tue Feb 18, 2020 5:38 pm

» Two Cabot debts transferred to Resolvecall for recovery
by Hellsbells6721 Tue Feb 18, 2020 5:01 pm

» Humberside Police unlawfully interfered with a man's right to freedom of expression by turning up at his place of work over his allegedly "transphobic" tw
by Kestrel Tue Feb 18, 2020 1:41 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Feb 17, 2020 6:53 pm

» Cabot reply after 3 letters
by Mrblue2015 Mon Feb 17, 2020 5:57 pm

» Lowell : Letter of Claim received
by Mrblue2015 Mon Feb 17, 2020 2:40 pm

» 5G & Smart Meters
by LionsShare Sun Feb 16, 2020 1:46 pm

» Warrant Notification Letter
by LionsShare Sat Feb 15, 2020 6:29 pm

» in response to humberside police post
by Mrblue2015 Sat Feb 15, 2020 11:25 am

» intrum advice please
by Mrblue2015 Sat Feb 15, 2020 10:44 am

» Police cowards
by assassin Sat Feb 15, 2020 3:42 am

» Claim from Insurance Company for Alleged Debt
by catchablackrat Sat Feb 15, 2020 12:39 am

» Marti Arrested
by mongoose Fri Feb 14, 2020 9:11 am

» Template reply from PRA
by wakey wakey Thu Feb 13, 2020 10:57 pm

» Which Route to take?
by RobinBackThHood Wed Feb 12, 2020 4:33 pm

» Police officer accused of speeding to beat traffic cleared of 16 charges.
by assassin Wed Feb 12, 2020 2:39 am

» debt write-off
by onak Tue Feb 11, 2020 10:51 pm

» no default pleaded
by Libelresponse Mon Feb 10, 2020 2:41 pm

» Quarantine Orders coming ?
by Libelresponse Mon Feb 10, 2020 2:36 pm

» Latest from CrimeBodge
by LionsShare Mon Feb 10, 2020 12:35 pm

» Stormy days
by assassin Mon Feb 10, 2020 4:08 am

» Will Annie be correct again ?
by mongoose Sun Feb 09, 2020 10:47 pm

» thinking of vaccinating your children?
by mongoose Sat Feb 08, 2020 6:30 pm

» Hi everyone
by Mrblue2015 Sat Feb 08, 2020 4:19 pm

» buy your debt!
by LionsShare Fri Feb 07, 2020 10:13 pm

» eyes
by Society of the Spectacle Fri Feb 07, 2020 7:34 pm

» False Council "order" pretending to be courts, illegal seizing of live in caravans, Chargeback
by RobinBackThHood Fri Feb 07, 2020 5:52 pm

» 3 letter process download
by RobinBackThHood Fri Feb 07, 2020 5:02 pm

» justinian deception
by LionsShare Fri Feb 07, 2020 2:40 pm

» BBC, The End Is Nigh
by assassin Fri Feb 07, 2020 4:19 am

» Enforcement Officer.
by digitiser91 Fri Feb 07, 2020 12:38 am

» TESCO CREDIT CARD & LOWELLS
by waylander62 Thu Feb 06, 2020 8:24 pm

» Hi All
by Mrblue2015 Thu Feb 06, 2020 10:49 am

» Are we doomed to play along as the strawman?
by Libelresponse Wed Feb 05, 2020 1:10 pm

» Affinity Water Bill
by Arkham1 Wed Feb 05, 2020 10:34 am

» Parking Charge Notice (PCN) Council - best approach
by LionsShare Tue Feb 04, 2020 11:34 am

» 24 Storey Tower on Fire in Kensington - dies
by Society of the Spectacle Mon Feb 03, 2020 6:40 pm

» DEEMED CONTRACT
by warlock Mon Feb 03, 2020 11:03 am

» Diesel Car Truth Emerging
by assassin Mon Feb 03, 2020 2:21 am

» there are only 2 genders? surely?
by assassin Thu Jan 30, 2020 3:18 am

» Police Abusing Powers
by Mrblue2015 Wed Jan 29, 2020 10:36 pm

» Need help !
by flyingfish Mon Jan 27, 2020 12:50 pm

Moon phases


Letter from solicitors

Go down

Letter from solicitors  Empty Letter from solicitors

Post by Mikeyjohn on Mon Jun 10, 2019 3:32 pm

Hoist finance UK holding intentions to issue proceedings in the county court , the said The notice of Assignment has previously been provided to me.
I remembered they sent me the application form that had been signed saying proof of owing the debt.
Please advise me what I should do now

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by waylander62 on Tue Jun 11, 2019 11:57 pm

you must respond to the letter before claim by requesting documents that you are entitled to see including an official CCA request.

also make sure you return the form provided along with your request(s)

waylander62
dedicated
dedicated

Posts : 727
Join date : 2017-10-03

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Wed Jun 12, 2019 9:00 am

(Moving this to the debt section)
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Wed Jun 12, 2019 9:02 am

A NoA issued by a Debt purchaser is meaningless as they can create these...

(The NoA that really counts is one that comes from the original creditor)
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by onak on Wed Jun 12, 2019 11:30 am

This is what im going through at the moment, an NoA sent by a debt purchaser worded as if its the original lender. Its not.

onak
Not so newb
Not so newb

Posts : 35
Join date : 2018-08-19

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Wed Jun 12, 2019 1:38 pm

Exactly...

Therefore meaningless.

Even IF the Debt Purchaser (DP) has a true copy of the agreement, they also need the Ts & Cs. And even then, so what..? Means at some point in the past a loan / CC was taken out. And? Does that mean the debt is still outstanding / not paid off? Course not.

Where is the default notice to confirm the related loan / CC became a debt for whatever sum???

Where are the statements to prove the sums are correct etc?

Where is the Notice of Assignment (issued by the original creditor - who cares if the DP sends you a copy - they can make these up / I’ve experienced this before). Where’s the deed of assignment? Etc.

This is why a Subject Access Request (SAR) will reveal all (ie EVIDENCE).

The DPs need the paper work, end of (they know it).. W/o that, all they have is the hope they’ll scare us (which is all they’re trying to do) into paying some alleged debt. Well they can take a swing for it.
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Mon Jul 15, 2019 8:44 pm

Thanks for the advice about the pre action protocol
This letter they replied back to with

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by daveiron on Mon Jul 15, 2019 9:04 pm

Hi mikeyjohn

You really need to redact the amount showing in the letter. Nobody else will owe that exact amount so therefor they can id you from that.

regards dave
daveiron
daveiron
Admin
Admin

Posts : 2413
Join date : 2017-01-17

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Mon Jul 15, 2019 9:17 pm

Yep you need to remain as anonymous as possible buddy. Personally I would never upload letters no matter how well you mask them.


Last edited by Mrblue on Mon Jul 15, 2019 9:23 pm; edited 1 time in total (Reason for editing : Changed “next” to “never”)
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Mon Jul 15, 2019 9:18 pm

(That aside, so far so good!)
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Mon Jul 15, 2019 9:22 pm

And you can ignore their comments. It’s (yet another) fear tactic in the hope you start doubting the advice you’re getting here. We’ve all had the same or similar response and we’re doing just fine following the process - a process which we are completely entitled to follow and which is based on simple English law principles inc. contract law etc...
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Tue Jul 16, 2019 10:08 am

Not sure how to delete picture of the letter

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by daveiron on Tue Jul 16, 2019 10:50 am

Hi ,
I can delete it if you want me to.
daveiron
daveiron
Admin
Admin

Posts : 2413
Join date : 2017-01-17

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Tue Jul 16, 2019 3:03 pm

Ok thanks

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by daveiron on Tue Jul 16, 2019 3:18 pm

OK ,I have deleted them . If you want to put them up again I would suggest you only show the main body of the text,
no need to show the company name or the name of who sent it .Obviously do not show anything else that has already been mentioned.
It may appear to be over the top but if they monitor a thread they will understand your depth of knowledge & how concerned you may be.
For example if someone posts that they are scared of what may happen,its an incentive for them to put pressure on & get payment .
daveiron
daveiron
Admin
Admin

Posts : 2413
Join date : 2017-01-17

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Tue Jul 16, 2019 8:18 pm

Ok thanks for deleting picture
Thanks for the advice

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Thu Jan 16, 2020 6:31 pm

Hi just received this letter from moorcroft about coming to my home , they had written to on 4 occasion which I've not responded
Not sure what to.do shall I just sent them there estoppel

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by waylander62 on Thu Jan 16, 2020 7:05 pm

scare tactics, they have no power whatsoever you can do a number of things:

send them a notice denying them access NOIRA

wait for someone to turn up and tell them to p*ss off and never return ( probably my preferred option )

or write back and tell them you DO NOT want anyone calling at your home and that you wish to deal with this ONLY in writing.

waylander62
dedicated
dedicated

Posts : 727
Join date : 2017-10-03

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mikeyjohn on Thu Jan 16, 2020 7:09 pm

Ok thanks

Mikeyjohn
Not so newb
Not so newb

Posts : 69
Join date : 2017-05-28

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by waylander62 on Thu Jan 16, 2020 7:13 pm

just read your first post ? whereby Hoist are threatening legal action now they are employing moorcroft to chase you ?

that is a huge U turn on their part.

waylander62
dedicated
dedicated

Posts : 727
Join date : 2017-10-03

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by LionsShare on Thu Jan 16, 2020 7:18 pm

have had dealings with moorecroft myself, dead easy to get rid!
LionsShare
LionsShare
Moderator
Moderator

Posts : 1165
Join date : 2017-04-26
Location : Literally Where Ever I Am

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Thu Jan 16, 2020 10:31 pm

@waylander62 wrote:scare tactics, they have no power whatsoever you can do a number of things:

send them a notice denying them access NOIRA

wait for someone to turn up and tell them to p*ss off and never return ( probably my preferred option )

or write back and tell them you DO NOT want anyone calling at your home and that you wish to deal with this ONLY in writing.

I’d second that!
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Mrblue2015 on Thu Jan 16, 2020 10:33 pm

@LionsShare wrote:have had dealings with moorecroft myself, dead easy to get rid!

And I’d second that too! Their letters are definitely the worst I’ve seen as they REALLY ARE a template that never addresses your points, despite how succinctly you put them. Well they can ignore your points / requests for evidence all they like but they won’t get anywhere...
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 887
Join date : 2017-06-11

Back to top Go down

Letter from solicitors  Empty Re: Letter from solicitors

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum