Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Lowell Court Claim - Former Tesco CC
by waylander62 Today at 10:11 am

» Hit Our Target
by assassin Today at 2:35 am

» Latest from CrimeBodge
by assassin Today at 1:40 am

» Voters registration
by assassin Today at 1:34 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Yesterday at 7:39 pm

» Debt Collectors
by Tvarred Yesterday at 4:08 pm

» NEW MEMBER
by Mrblue Yesterday at 8:37 am

» Greetings community and admin
by Mrblue Yesterday at 8:36 am

» Aquiess rainmaking using Electromagnetic Frequencies
by Sharpysparky Tue Nov 19, 2019 10:08 pm

» Yet Another Great Example How To Pay
by LionsShare Tue Nov 19, 2019 8:24 pm

» Another For Awoken 2
by Awoken2 Tue Nov 19, 2019 1:15 pm

» Prince Andrew, Epstein, Clinton, Savile And McCann: Sonia Poulton | True Crime Podcast 59
by treeze Tue Nov 19, 2019 12:11 pm

» TESCO CREDIT CARD & LOWELLS
by Ithesoul Tue Nov 19, 2019 9:35 am

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Nov 18, 2019 7:07 pm

» Can they take my car?
by allrightsreserved Mon Nov 18, 2019 2:59 pm

» filling in 3 letters help
by daveiron Mon Nov 18, 2019 12:21 pm

» PRA Group
by daveiron Mon Nov 18, 2019 8:19 am

» webster report
by LionsShare Sun Nov 17, 2019 6:31 pm

» Melanie Shaw: Child Rape Whistleblower In Her Own Words
by LionsShare Sun Nov 17, 2019 3:35 pm

» Am I missing something ?
by LionsShare Sun Nov 17, 2019 2:54 pm

» Threat to pay, possible statute barred
by allrightsreserved Sun Nov 17, 2019 12:18 pm

» Cabots -16 weeks?
by angelao1 Sat Nov 16, 2019 7:11 pm

» Trust Law Issue
by toolapcblack Sat Nov 16, 2019 11:43 am

» I dont think PRA like me anymore
by allrightsreserved Sat Nov 16, 2019 10:55 am

» How Do I Reclaim my Strawman?
by Tom Bombadil Fri Nov 15, 2019 9:39 pm

» Do you want to be just left in peace /
by Mrblue Fri Nov 15, 2019 12:19 pm

» Visualizing the November Energy Update Themes (Animation)
by treeze Thu Nov 14, 2019 7:49 pm

» 3 letter process download
by Mrblue Thu Nov 14, 2019 4:22 pm

» Latest Rich Planet vids Richard Hall
by daveiron Thu Nov 14, 2019 12:49 pm

» address
by mongoose Thu Nov 14, 2019 3:59 am

» Water Water Everywhere and Droughts In Summer
by assassin Thu Nov 14, 2019 2:27 am

» Flush out the sodium fluoride
by sirus0 Thu Nov 14, 2019 12:33 am

» NEW MEMBER
by AlkoTea Wed Nov 13, 2019 8:23 pm

» Court date
by Cookiemonster2 Tue Nov 12, 2019 6:23 pm

» Help required with research.
by Stevro Tue Nov 12, 2019 1:30 pm

» judges and original contracts to court
by Stevro Tue Nov 12, 2019 1:42 am

» Defult notice
by Cookiemonster2 Mon Nov 11, 2019 11:16 pm

» Cabot reply after 3 letters
by Mrblue Mon Nov 11, 2019 1:24 pm

» A4V
by LionsShare Mon Nov 11, 2019 12:15 pm

» Utility Template SAR
by LionsShare Mon Nov 11, 2019 9:36 am

» Bank Insurance Claims for debts
by LionsShare Mon Nov 11, 2019 9:19 am

» Strange sky
by flyingfish Mon Nov 11, 2019 9:02 am

» Robinson way sent me the application form I've filled in
by sirus0 Sun Nov 10, 2019 11:23 pm

» My credit card come back alive
by sirus0 Sun Nov 10, 2019 11:07 pm

» Help required with my recent CCJ
by Stevro Sat Nov 09, 2019 4:03 pm

» Do creditors need to produce your original signed agreement?
by Stevro Sat Nov 09, 2019 4:00 pm

» Cabot Financial - My Next Step
by Stevro Sat Nov 09, 2019 3:58 pm

» Hydraponics
by daveiron Sat Nov 09, 2019 11:42 am

» Brexit & Common Law
by flyingfish Sat Nov 09, 2019 10:31 am

» 24 Storey Tower on Fire in Kensington - dies
by Awoken2 Fri Nov 08, 2019 9:06 pm

» lawful rebellion ?
by mitch Fri Nov 08, 2019 6:08 pm

» Better Comprehension
by LionsShare Thu Nov 07, 2019 7:16 pm

» Off-Grid Basics Land and Planning
by Kestrel Thu Nov 07, 2019 6:10 pm

» Power of lemons
by chong Thu Nov 07, 2019 5:35 am

» Renewable Energy is a Scam?
by jrb Wed Nov 06, 2019 10:12 pm

Moon phases


Energy Funds - schemes that clear your arrears on your behalf & where to find them

Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by dianne1985 on Fri Oct 04, 2019 8:02 pm

Something I have not seen broached on here in pursuit of clearing energy debt, is the use of energy funds and arrears support tariffs. If you decide to go down this route, you do accept a degree of liability for the debt however that is no price to pay if your debt is cleared!

Gas/Electric
Each of The Big Six energy companies have what is called an 'Energy Fund'. Those who are experiencing financial hardship - or generally have a low income/extenuating circumstances i.e. disability or vulnerability (e.g. anxiety) that you can prove with medical records, can apply for help with clearing the arrears on their bills. To find out how to apply to your energy fund, simply Google the companies name  and 'energy fund'. Different companies have different approaches, I have had one supplier award a grant with no conditions and another supplier required 3 months of payments to "prove I could afford to pay for my usage going forward" and then arrears were cleared.

Water

I can only speak from MY experience with my water company but I would hope all water companies can offer the same approach. I had £3000 in water debt. There were two ways my company helped with my arrears debt, the first of which EVERYONE could benefit from even without arrears.

1) Applying for a cap on water usage charges.

If you have a medical issue/vulnerability that requires you to use more water, you will need to supply evidence in an application for your usage bills to be capped. It means that you can use as much water as you need but will never go over a set amount for any 6 month period. I qualified for this by having a member of my household with a documented skin condition i.e. eczema, psoriasis etc. I didn't need to pay for a doctors letter as it was proof enough to obtain and show a Repeat Prescription.

2) Arrears Support

This required an application and once accepted I was given a monthly figure (less than £20) that I had to pay consistently, this figure was taken into account with the above cap too. After 12 months, 50% of my £3000 water arrears was 'cleared'. After 24 months, I had completed the plan and my full £3000 debt was cleared. I continue to pay the same amount for my water as I paid on the plan and sign a letter each year to confirm nothing has changed with regards to the cap mentioned above.

A third option is to take a look at the Turn2Us website and see if you qualify for any help with debts/arrears with any of the grant providers. You may be surprised at what different providers exist - there are some for military/ex-military, teachers and professionals as well as other circumstances so always take a look!

dianne1985
Not so newb
Not so newb

Posts : 31
Join date : 2017-10-02

Back to top Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Re: Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by LionsShare on Tue Oct 08, 2019 2:59 pm

Hi,

this is new to me & have no experience of this. But thanks for the info, please share what you have found out.

LS
LionsShare
LionsShare
Moderator
Moderator

Posts : 975
Join date : 2017-04-26
Location : Literally Where Ever I Am

Back to top Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Re: Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by Lopsum on Tue Oct 08, 2019 5:56 pm

if you can find out how they work to pay off debts , who how why, that would be good.
Lopsum
Lopsum
Admin
Admin

Posts : 1708
Join date : 2017-01-15

https://goodf.forumotion.com

Back to top Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Re: Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by daveiron on Tue Oct 08, 2019 6:42 pm

Here are a couple ,those I have looked up seem to be all about the same.Read carefully to see if they will
be right for you . Make sure at the same time they do not try to land you with a Smart or Pay as you go
meter.

https://www.eonenergyfund.com/
https://www.npowerenergyfund.com/
daveiron
daveiron
Admin
Admin

Posts : 2205
Join date : 2017-01-17

Back to top Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Re: Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by dianne1985 on Wed Oct 09, 2019 2:06 pm

I have no other information about these unfortunately other than to say I have used them successfully before on at least 2 occasions. Although there were 'conditions' regarding making payments consistently to release the funds for arrears, I have not been pressured into going on a meter (of any description) for either type of assistance. What I would say is obviously be vigilant in case this changes. Also, please check that you have a good chance of meeting the eligibility criteria for these before applying so as not to overstretch the teams who have to assess the applications which could cause a delay for those in need or create stricter criteria. That said, once I had applied for these funds I was never pressured into paying the arrears whilst the decision was in process.

All in all I have found these have massively helped towards my overall debt reduction and I was treated fairly throughout their processes Smile

dianne1985
Not so newb
Not so newb

Posts : 31
Join date : 2017-10-02

Back to top Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Re: Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by LionsShare on Wed Oct 09, 2019 3:28 pm

@dianne1985 wrote:I have no other information about these unfortunately other than to say I have used them successfully before on at least 2 occasions. Although there were 'conditions' regarding making payments consistently to release the funds for arrears, I have not been pressured into going on a meter (of any description) for either type of assistance. What I would say is obviously be vigilant in case this changes. Also, please check that you have a good chance of meeting the eligibility criteria for these before applying so as not to overstretch the teams who have to assess the applications which could cause a delay for those in need or create stricter criteria. That said, once I had applied for these funds I was never pressured into paying the arrears whilst the decision was in process.

All in all I have found these have massively helped towards my overall debt reduction and I was treated fairly throughout their processes Smile
thanks for the response.
LionsShare
LionsShare
Moderator
Moderator

Posts : 975
Join date : 2017-04-26
Location : Literally Where Ever I Am

Back to top Go down

Energy Funds - schemes that clear your arrears on your behalf & where to find them Empty Re: Energy Funds - schemes that clear your arrears on your behalf & where to find them

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum