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Car finance complications

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Car finance complications Empty Car finance complications

Post by Econhitman89 on Sun Dec 01, 2019 8:02 pm

I'm currently sending out the letters to Santander consumer finance in reference to my car loan. They sent back a letter saying they will investigate.

They have since got hold of the dealership from where I purchased the car through to ask whether they knew anything about the complaint (which it's not,it's simply a request for information).

The only caveat here is that I sub-contract with said car dealership (keep it in the family hey!) so on the loan application I was listed as employed by said dealership. Probably the reason Santander called them.

They (car dealership) did not know at all what I was doing, but have since expressed their concern due to the fact I work for them but am questioning the validity of the contract for the loan. I assured the manager that it is simply a request for information and has nothing to do with the middle party (the dealership) in this agreement. And that it is only between me and santander.

They said to the dealership they will refer to FCA and have flagged said dealership for whatever reason. They have no idea what to do as they can not present the info requested.

Is it a good idea to continue sending out the letters and try to discharge the loan for my car, which is only worth around £1600 outstanding. Or am I in a bit of a legal quagmire here because I am on paper said to be employed by them?

To add, as a side note also, a few other loan companies are getting back to me to make a claim with the financial ombudsman in regard to my notice and good faith demand. I am ignoring and still sending the letters to the related correspondence. Should I also send off the letters to the ombudsmen or ignore?

p.s. This car I do not even use, it doesn't even run, and has already cost me an arm and a leg as I have just had it serviced and MOT'd. Then it decides to die on me ha! £450 to get it back up and running. So you can kinda get a feel for my mindset, paying for something that doesn't even work. No chance I'm paying this off.

Any help will be greatly appreciated.

Econhitman89
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Posts : 8
Join date : 2019-11-03

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