The community (Debt, health and wellbeing.)
Would you like to react to this message? Create an account in a few clicks or log in to continue.
Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Just sent first letter with © and ™ What is the legal or lawfull implication and should i have done it
by Mrblue2015 Today at 3:59 pm

» Using UCC 1-207 to reserve rights when cautioned?
by daveiron Today at 3:40 pm

» Returning to the uk and dealing with contact tracing/quarantene
by falco Today at 2:32 pm

» Bonkers £500 if ya test positive!!
by daveiron Today at 10:50 am

» Latest from CrimeBodge
by daveiron Today at 9:12 am

» Gladstone solicitors
by LionsShare Yesterday at 6:01 pm

» Jamie standing his ground
by daveiron Yesterday at 2:06 pm

» Super complaint
by B Sollxx Yesterday at 10:06 am

» Know who you are
by daveiron Yesterday at 10:03 am

» flu vavvine
by daveiron Yesterday at 9:14 am

» where is the excess mortality?
by toolapcblack Fri Jan 22, 2021 2:21 pm

» Quantum Grammar: David-Wynn :Miller. The secret is in the language.
by Econhitman89 Fri Jan 22, 2021 1:40 pm

» Water Distiller Recommendations?
by daveiron Fri Jan 22, 2021 8:46 am

» more sources
by LionsShare Thu Jan 21, 2021 5:37 pm

» Global Warming?
by toolapcblack Thu Jan 21, 2021 2:06 pm

» The Great Reset
by Society of the Spectacle Thu Jan 21, 2021 2:03 pm

» The science of mRNA
by toolapcblack Thu Jan 21, 2021 10:48 am

» Have a Laugh
by assassin Thu Jan 21, 2021 3:47 am

» Reality chat , every wednesday at 8pm (ish)
by Lopsum Wed Jan 20, 2021 7:35 pm

» question about the 3 letter process
by Mrblue2015 Wed Jan 20, 2021 6:48 pm

» METAPHYSICS: Explaining Life & Existence via perfect Analogy
by Lopsum Tue Jan 19, 2021 11:18 pm

» Common Law Courts
by daveiron Tue Jan 19, 2021 10:02 pm

» The Daily Mail doesn't know the law on facemasks and disability -ThatguyScottWeb
by Lopsum Tue Jan 19, 2021 6:36 pm

» RobWay/Cohen - advice please?
by Mrblue2015 Tue Jan 19, 2021 4:15 pm

» 3 letters sent & estoppel - Paypal
by living man 01 Tue Jan 19, 2021 10:01 am

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Jan 18, 2021 7:15 pm

» Lowell reporting to Credit Reference Agencies
by waylander62 Mon Jan 18, 2021 11:43 am

» intrum threatening to lift stayed case
by Mrblue2015 Mon Jan 18, 2021 8:52 am

» The contributions link is up again ! Its been a year already!
by Mrblue2015 Sun Jan 17, 2021 10:28 pm

» care home staff refuse jab-evidence of the plandemic from Hugo Talks!
by man Sun Jan 17, 2021 8:51 pm

» Mortimer Clarke
by Cookiemonster2 Sun Jan 17, 2021 5:11 pm

» matt Hancock
by Mrblue2015 Sun Jan 17, 2021 3:29 pm

» HSBC Making a Payment of £50 to me
by Mrblue2015 Sun Jan 17, 2021 8:25 am

» I dont think PRA like me anymore
by Mrblue2015 Sat Jan 16, 2021 6:58 pm

» Help: 3 letter bank overdraft: :Help:
by living man 01 Sat Jan 16, 2021 3:29 pm

» Court order to have claiment file/serve docs to defendant
by waylander62 Thu Jan 14, 2021 5:58 pm

» Lowell : Letter of Claim received
by Mrblue2015 Thu Jan 14, 2021 11:29 am

» Derbyshire Po-lice Covid Corruption
by assassin Thu Jan 14, 2021 2:16 am

» Facebook video about Corrospondance types?
by WiteTaurian Wed Jan 13, 2021 5:48 pm

» Reminder - the world will not be destroyed by those who do evil...
by Mrblue2015 Tue Jan 12, 2021 10:55 am

» Corona Virus / China
by Society of the Spectacle Mon Jan 11, 2021 7:17 pm

» buses and the police /your local revenue force
by assassin Mon Jan 11, 2021 3:19 am

» Liens
by daveiron Sun Jan 10, 2021 6:43 pm

» Advice for friend issued FPN for no mask in shop
by Lopsum Sun Jan 10, 2021 4:38 pm

» Random "covid lockdown patrol" police stops in Lincolnshire
by Mrblue2015 Sun Jan 10, 2021 8:58 am

» Cabot advice
by Mrblue2015 Fri Jan 08, 2021 5:39 pm

» PRA Advice
by waylander62 Fri Jan 08, 2021 11:20 am

» RBS Credit Cards
by daveystoat Thu Jan 07, 2021 3:03 pm

» Cabot Bought Old 'Debt'
by daveystoat Thu Jan 07, 2021 2:51 pm

» BoEVAT council pcn - Traffic Tribunal
by janloot Thu Jan 07, 2021 2:31 pm

» Covid Corruption
by assassin Thu Jan 07, 2021 2:21 am

» Livestreaming now
by Mrblue2015 Wed Jan 06, 2021 8:50 pm

» Make of this what you will
by daveiron Tue Jan 05, 2021 7:40 pm

» Please Watch
by LionsShare Mon Jan 04, 2021 1:29 pm

» Another from Cabot
by waylander62 Mon Jan 04, 2021 12:09 pm

Moon phases


Hoist Portfolio Holding account

Go down

Hoist Portfolio Holding account Empty Hoist Portfolio Holding account

Post by Alex33 on Wed Dec 04, 2019 1:35 pm

Hi All,

I am new to this site..

I have received twice a Letter of Claim form this company in the last 2 years. I sent the forms back but and each time I asked for CCA and other documents but they never sent anything back.  They just send me a standard letter asking me to contact then to sort the debt or they may take legal action.

The debt will be 6 years in Feb2020 and I guess it is statute barred. There is no proof any payments.

Any advice will be appreciated.

Thanks


Last edited by Alex33 on Wed Dec 04, 2019 6:06 pm; edited 1 time in total (Reason for editing : saftey)

Alex33
Newb
Newb

Posts : 3
Join date : 2019-12-04

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by Mrblue2015 on Wed Dec 04, 2019 3:02 pm

Hi and welcome.

Did Hoist purchase the alleged debt from Egg?

And when you say "there is no proof of any payments" can you confirm whether you yourself have ever actually made a payment?
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 1542
Join date : 2017-06-11

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by Mrblue2015 on Wed Dec 04, 2019 3:09 pm

Also, some more general info to consider Smile

There’s plenty of help on hand here. A good and friendly bunch to be found, so you won’t feel alone. But to be safe, etc., I recommend that you only take advice from people with at least two or three stars against their profile (but there are exceptions / it doesn’t mean that someone with one star can’t be trusted) because it’s not been unknown for the odd troll ie Debt Purchaser / Debt Collection Agency / solicitor even to pop up masquerading as a legitimate person in need of help but giving out misleading advice. Having said that, the fantastic admins / moderators on here do a sterling job kicking the trolls out!

ALSO: before you post, NEVER use personal details (including reference numbers) and if (?) you’re here for help in relation to debts, never quote alleged debt amounts (just round up to the nearest £1K) and never any dates of the letters your receive or send. If you ever intend to upload photos of the letters you send or receive (but it’s usually best not to) also be mindful and ensure you mask any such details as well as mask any references or barcodes etc that appear on ANY part of their letters eg down the sides...!) Pretty much anything that helps maintain your anonymity due to those potential trolls roaming our posts.

See also this link from a moderator if you intend to post about debts:

https://goodf.forumotion.com/t3358-please-read-before-posting-important
Mrblue2015
Mrblue2015
Moderator
Moderator

Posts : 1542
Join date : 2017-06-11

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by waylander62 on Wed Dec 04, 2019 3:44 pm

do you have a copy of the original default notice ?

what makes you think feb 2020 is the important date ?

just asking as people make a mistake when it comes to statute barred quite often.

waylander62
dedicated
dedicated

Posts : 881
Join date : 2017-10-03

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by Alex33 on Wed Dec 04, 2019 5:30 pm

Hi,

Thanks for all the info.

The card was from 2003 and I stopped paying 2010 and I never heard from them. Barclays bought it from *** in 2012 and I never knew.
I checked my credit file and the default dropped off years ago.

I have a copy of my credit file showing the balance in 2012 which is same as it is now.

I asked Barclays for account statements last year and they sent me 50 pages of zero balance from 2012 up to now. I asked Barclays for CCA and they sent me T&C's pages without my name or any address or account number etc.

So there is no payment to Barclays for more than 6 years or anyone else. Then it was sold to Hoist 2 years ago. But they keep sending me Letter of Claim each year and I send them back and ask for CCA etc but they just ignore it. It is like loop and no ending!

I know they will send me another Letter of Claim shortly. So is there a letter I can send them to ask them to stop this?
Thanks in advance


Last edited by Alex33 on Wed Dec 04, 2019 6:05 pm; edited 1 time in total (Reason for editing : saftey)

Alex33
Newb
Newb

Posts : 3
Join date : 2019-12-04

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by waylander62 on Wed Dec 04, 2019 6:01 pm

you need to try and get a copy of the default notice if possible

i am sure this is statute barred and the default notice would 100% confirm this

i would also remove egg from all of your posts as i bet hoist will have no idea this was an egg card and will always refer to your agreement as being opened with barclaycard

waylander62
dedicated
dedicated

Posts : 881
Join date : 2017-10-03

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by Alex33 on Wed Dec 04, 2019 6:04 pm

Many thanks

Who do I ask for default notice?

Alex33
Newb
Newb

Posts : 3
Join date : 2019-12-04

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by waylander62 on Wed Dec 04, 2019 9:28 pm

ask barclays directly as you did for the statements

waylander62
dedicated
dedicated

Posts : 881
Join date : 2017-10-03

Back to top Go down

Hoist Portfolio Holding account Empty Re: Hoist Portfolio Holding account

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum