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Moon phases


Statute Barred start time

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Statute Barred start time Empty Statute Barred start time

Post by BPM on Sun Jan 19, 2020 9:26 pm

Hi All, Having read through the posts regarding this topic on here most people refer to the default notice as the start of your 6 year limitation period.

Reading online on stepchange and other technical websites it referes to the start of the limitation period as the last time you made a payment to the debt (or acknowledged it in a signed letter, though Im sure no ones going to do that)

Can anyone with certainty clarify this point for me please? As this represents an extra 6 months for me and Im guessing most people.

Thanks

BPM
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Statute Barred start time Empty Re: Statute Barred start time

Post by assassin on Mon Jan 20, 2020 3:02 am

The default notice is usually the start of the default period because many people ignore it; so in this instance it is correct.

If you make payments then it begins when you made the last payment or acknowledged it in writing and this is because many people unknowingly admit to a debt without knowing it.

Bacically it comes down to the last time you acknowleged the debt and this can be the time of issue of the default notice if you ignore it and dont acknowledge the debt, or the last time you make payments or acknowledge the debt in any other way.
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