Re: 3 Letter method not worked.Now County Court Claim.Overdales.

by **daveiron** Fri Aug 04, 2023 5:10 pm

How much of the notices have they addressed, Have they claimed you have
made a complaint or dispute ,which you have not rebutted?

by waylander62 Fri Aug 04, 2023 5:25 pm

yes it does sound like scare tactics for the moment,

please dont get confused or mixed up about the notice of assignment and the deed of assignment two completely different documents.

notice gives you just that, notice of an assignment. The deed would provide proof of any assignment and its legality. I am only looking at the notice(s) at this time and asking about notices only.

from what you have said, they are claiming you have had notice from both Lowell and the OC which is what i am trying to find out for sure.

good on the DSAR, will be interesting what comes back from that.

by Raymondo1959 Tue Aug 22, 2023 2:32 pm

Hello again.I have received an email response to my DSAR ,not from the OC but from the catalogue company!?
Although i stated in the DSAR that sufficient information has been provided for them to identify my records(as advised),they state tht they require my date of birth to access their records.Do you think it is a reasonable request?If so i will email them back with the information.Secondly i have had a letter from Engage Services(marston holdings)saying that i have three days to contact overdales solicitors to arrange payment or they will visit me to discuss payment.Am i obligated to communicate with this company?Is there a legal notice i can give them to prevent visits and or a notice to desist in contacting me possibly?
I give links to the communications received below.Click on the slow download button as before.
Thankyou for any advice you may have.
https://ufile.io/j5vqxcai
https://ufile.io/iu8v58rm
Regards

by **daveiron** Tue Aug 22, 2023 3:12 pm

If they have previously been communicating with you at your address
over this matter, they cannot now demand additional info from you.

We have a WOIRA here;
https://goodf.forumotion.com/t264-removal-of-implied-right-of-access

Its similar to one i have next to my door,although i dont include a fee schedule

I also have a small on that says 'Private by appointment only'

by Raymondo1959 Tue Aug 22, 2023 8:38 pm

Thanks for replies.Am a bit apprehensive of putting a big notice on front door.Live in a terraced street and neighbours would see.May put a ' Private by appointment only ' notice up.So as OC and the other company have been communicating with me by post and email ,should I now write to say that they have enough information to expedite the SAR ? Or should I wait and see if they refuse to provide answers to the SAR within a month?

by memegirl777 Tue Aug 22, 2023 9:09 pm

Just do a withdraw of implied rights of access notice ..
I live in a culdesac of 4 ..
And ran a buisness from home with clients visiting ..
I explained to those who asked and was pretty proud of the notice ..
I just stated it was for trespass not for debt ..
Got quite a bit of respect to be honest ..
I still have them ready to pop back up as and when .

by Raymondo1959 Wed Aug 23, 2023 2:41 pm

Ok thankyou.This however would not prevent 'Engage Services' from visiting my house?
Also I have a 16 year old son and I am concerned that he may open the door to them whilst I am not at home.I had hoped there would be a notice I could send to 'Engage Services' which would stop them intimidating me.Regards

by memegirl777 Wed Aug 23, 2023 4:05 pm

You can also send a copy of the same , keep a copy of it with details written on the back of to whom it was sent (or a copy of covering letter ) along with where and when sent and keep it in your file ,

by **daveiron** Wed Aug 23, 2023 5:19 pm

Additionally i have found this works as well;
https://goodf.forumotion.com/t5505-solicitors-debt-collectors

Also as your son is a minor ,they are not allowed to engage with him.
Just let know ,if anyone should call when you are not around he must
inform them them he is a minor.

Just post them a WOIRA ,job done.

by Raymondo1959 Fri Sep 01, 2023 4:18 pm

Hello again.Folowing my DSAR to OC and their response asking for my DOB.iI have as Daveiron suggested replied that they have sufficient information as they have contacted me both by email and letter on a number of occasions and have enough details to process my DSAR .
I know have had the following response---
" Following your reply to our email requesting your DOB and your response that there is no requirement for you to provide further identification or verification to ourselves.We have been unsuccessful in our attempt in contacting you to obtain your DOB which is needed to enable us to verify any accounts located.Therefore we have closed this case until such time as the information is received.Please resubmit your request along with the information we require and ensure you quote the reference at top of letter.
Please note,if we do not receive this information we will not be able to progress your request."

by flyingfish Fri Sep 01, 2023 5:00 pm

Would the OC (catalogue co?) have asked for your DOB when the account was opened? I think a lot of banks and credit companies would. If they did then providing it now isn't giving them anything they don't have already, in fact that's how they're suppose to confirm ID - by comparing with information they already hold.

If they don't already know your DOB, what are they going to verify it against?

by **daveiron** Fri Sep 01, 2023 5:25 pm

I'm getting a little confused here.
1. Whoever is refusing to comply with your DSAR , have they contacted you
claiming there is a debt ?
2. If yes, then by their actions they must have breached GDPR according
to their logic.

by Raymondo1959 Sat Sep 02, 2023 1:52 pm

The dsar was sent to whom I presumed was the OC direct finance.The reply came back from catalogue company so I am dealing with subsidiaries of same company I now presume.Latest response was from catalogue company.Ues my dob was provided on account application.

by Raymondo1959 Sat Sep 02, 2023 1:55 pm

The dsar was sent to whom I presumed was the OC direct finance.The reply came back from catalogue company so I am dealing with subsidiaries of same company I now presume.Latest response was from catalogue company.Ues my dob was provided on account application. I guess I will have to provide dob and re start the dsar

by **Mrblue2015** Thu Sep 07, 2023 7:50 am

With respect buddy, if you’re presuming or assuming, you have no chance of winning (the context being the OC in your last message). You need to be not 99%, but 100% clear on the facts, and also keep all letters etc, received and sent. Otherwise you may as well call it a day now I’m afraid. I’m just being honest.

I followed the GOODF process to the letter, for FIVE different accounts, totalling approx £20K. And succeeded as a result…

by **daveiron** Thu Sep 07, 2023 10:28 am

I am afraid this is what happened with the old 3 letter method.

What appears to have happened here is you have sent the notices,
they have responded with some BS and instead of sticking to the notices
and all of the instructions that Mr Blue spent a lot of time putting together
you have showed them that you have just copy/pasted and dont comprehend
what you are doing,and are just easy prey.
This is the tactic they try with everyone to distract you away from the contents
of the notices. Like Mr Blue i have also used them with 100% success.
Conditional Acceptance can be used for many things & again i have had 100%
success.

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