Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Ceylon on debts, courts & corruption
by ceylon Yesterday at 8:58 pm

» Lowell threatening me Again !!
by warwick65 Yesterday at 8:49 pm

» Proof DCA Buy and Sell Your Debt
by warwick65 Yesterday at 6:40 pm

» Hoist Portfolio Holding Limited
by warwick65 Yesterday at 6:38 pm

» Behind A4V and settling utility bills
by LionsShare Yesterday at 6:35 pm

» Littering 'accusation'
by Theatchet Yesterday at 2:27 pm

» Vets Stealing Cats By Fraud
by andybreck Yesterday at 12:34 pm

» living on holiday park and council tax
by Kestrel Yesterday at 11:24 am

» Is there anything to see here if not should we move along?
by ceylon Yesterday at 10:59 am

» Not sure which letter to send !
by Tiggy Yesterday at 10:05 am

» Debt ban from travelling abroad?
by 1saberwow Yesterday at 12:34 am

» Do I rant a lot?
by freeland Sat Jan 20, 2018 9:02 pm

» DOOMWATCH Wednesdays with Alex G every 3rd Wednesday of the month
by freeland Sat Jan 20, 2018 8:52 pm

» Setting Up New Financial Identity
by pipsaholic Sat Jan 20, 2018 6:25 pm

» Vegas False Flag
by Awoken2 Sat Jan 20, 2018 3:12 pm

» Let's Have Some Tunes thread.
by Awoken2 Sat Jan 20, 2018 12:09 pm

» Predictive programming and the music industry.
by Awoken2 Sat Jan 20, 2018 11:42 am

» Is there anything going on?
by ceylon Sat Jan 20, 2018 10:35 am

» A Reminder for everyone.
by daveiron Sat Jan 20, 2018 8:30 am

» The Honest Po-lice
by assassin Sat Jan 20, 2018 2:28 am

» Fighting the Banks in Other Countries,
by Society of the Spectacle Fri Jan 19, 2018 8:34 pm

» Want to save money? WATCH THIS
by Tom Bombadil Fri Jan 19, 2018 7:00 pm

» Are you a slave? Yes but a free range slave.
by ceylon Fri Jan 19, 2018 4:44 pm

» i hope this is correct
by Lopsum Fri Jan 19, 2018 4:29 pm

» Been sent a fake default notice
by Tiggy Fri Jan 19, 2018 3:21 pm

» UK Column
by ceylon Fri Jan 19, 2018 2:49 pm

» ...Is this the BIG ONE or is there more to come?
by ceylon Fri Jan 19, 2018 1:09 pm

» Silence Is Golden
by Ausk Fri Jan 19, 2018 8:16 am

» Planning ahead for 25k debt
by warwick65 Fri Jan 19, 2018 7:08 am

» Claim from court finally arrived. Quick Q
by Stevro Thu Jan 18, 2018 10:17 pm

» Qanon taking down the elites
by Tradesman Thu Jan 18, 2018 10:05 pm

» Giro Slip For Council Tax???
by LionsShare Thu Jan 18, 2018 7:56 pm

» Main stream covers council apology
by ceylon Thu Jan 18, 2018 7:49 pm

» Do Nottingham criminal cartel have any comment on todays apology by the county council?
by ceylon Thu Jan 18, 2018 5:39 pm

» Acting agent or debt purchaser?
by Indebttoo Thu Jan 18, 2018 2:54 pm

» Crime Farming
by daveiron Thu Jan 18, 2018 2:29 pm

» Nottingham County Council apologies ┬áNottingham criminal cartel remain in denial but there time is almost up :)
by Society of the Spectacle Thu Jan 18, 2018 2:16 pm


CCA Clarification

View previous topic View next topic Go down

CCA Clarification

Post by Rescue2017 on Sat Jul 22, 2017 1:54 pm

Hi Everybody

I just wanted clarification on something, I used the 3 letters on a DCA (Who Bought an alleged debt) this was about 2 1/2 years ago asking for the usual documentation in the letters, this week I received back some of the information but not all, I did not receive the default notice and although they sent a copy of the cca it was not dated and did not have any signatures on it, it did have my name and address on it but nothing more.

My question is as they took so long to produce the CCA that is not the original and that I thought that they only had 12+ 2 days to produce it can they now not enforce the debt?

Any help would be appreciated.

Regards

Rescue2017
Not so newb
Not so newb

Posts : 3
Join date : 2017-07-15

Back to top Go down

Re: CCA Clarification

Post by 1215kent on Sat Jul 22, 2017 2:08 pm

if they bought the debt,i would just thank them. he he he
a debt bought, is a debt paid
if the documents are not signed and printed no one is willing to put their neck on the line.
they must produce documents if asked, proof of claim !
craig

1215kent
Not so newb
Not so newb

Posts : 18
Join date : 2017-07-14

Back to top Go down

Re: CCA Clarification

Post by Rescue2017 on Tue Sep 19, 2017 1:58 pm

Hi

I have now Received a letter from 1st Credit today

"county Court Proceedings are being Considered"

Should I reply with the Pre Action Letter to them or wait for their legal team to send it then reply.

Also they have not sent the default notice just an unsigned CCA some statements and notice of assignment.

For Reference it is an ledged Credit Card Debt

Rescue2017
Not so newb
Not so newb

Posts : 3
Join date : 2017-07-15

Back to top Go down

Re: CCA Clarification

Post by Tiggy on Tue Sep 19, 2017 4:01 pm

@Rescue2017 wrote:Hi

I have now Received a letter from 1st Credit today

"county Court Proceedings are being Considered"

Should I reply with the Pre Action Letter to them or wait for their legal team to send it then reply.

Also they have not sent the default notice just an unsigned CCA some statements and notice of assignment.

For Reference it is an ledged Credit Card Debt
IT sounds as though they've sent you a reconstituted copy of the agreement, which is allowed. However, it must be a true copy of what you agreed to at the time and it must contain all the prescribed terms. So you need to go through it with a fine tooth comb and be prepared to challenge any discrepancy.

If they haven't sent the default notice then you may need to research why one is needed to commence proceedings - Sections 87 - 89 of the CCA I think it is.

Yes, send the Pre Action Conduct letter but add in that you will require the Court order full disclosure of the amount they allegedly paid for the debt, as you believe they are attempting to unjustly / unlawfully enrich themselves at your expense.

Also, be prepared for them to ignore anything you send as it's likely they have already commenced proceedings, so don't be surprised if you receive Court papers.

Tiggy
Moderator
Moderator

Posts : 459
Join date : 2017-08-11

Back to top Go down

Re: CCA Clarification

Post by petesomething on Tue Sep 19, 2017 7:59 pm

HI  Resue2017

what was the debt for.
how old is the debt
Look on your credit file , see if you have a default on there, if not get a copy.
A bank cant sell your alleged debt, with without sending a default notice
if they tell a judge in court they sent a default notice the judge will believe them .
and also the default notice will have to be a true copy .name address account number , also must give you 14 days to respond
also if you cant read the agreement then its not a true copy
yes send the pre action conduct letter , but you may find that they may not respond,




keep us all informed
avatar
petesomething
Admin
Admin

Posts : 394
Join date : 2017-02-24
Location : NORTHAMPTON

Back to top Go down

Re: CCA Clarification

Post by Rescue2017 on Tue Sep 19, 2017 10:16 pm

Hi Petesomething

alleged CC Debt, Default on file but not received default notice from 1st Credit or a copy

Rescue2017
Not so newb
Not so newb

Posts : 3
Join date : 2017-07-15

Back to top Go down

Re: CCA Clarification

Post by Sponsored content


Sponsored content


Back to top Go down

View previous topic View next topic Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum