Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» New to this place
by assassin Today at 1:19 am

» income expenditure
by projectzoo Yesterday at 11:34 pm

» Latest from CrimeBodge
by Phillpots Yesterday at 8:35 pm

» Equita not very good at bluffing
by ethicsboy Yesterday at 3:13 pm

» Lowell threatening me Again !!
by barnwebb Yesterday at 1:18 am

» Port! A word worth considering
by Phillpots Thu Dec 13, 2018 11:17 pm

» 5G & Smart Meters
by flyingfish Thu Dec 13, 2018 8:09 pm

» Police officer who raped 13-year-old girl jailed for 25 years
by midnight Thu Dec 13, 2018 6:47 pm

» List of the lord lieutenants of the United Kingdom
by Phillpots Thu Dec 13, 2018 4:21 pm

» Dr Michael Mosley
by assassin Thu Dec 13, 2018 2:07 pm

» Are you a mug or a Mancunian?
by Lopsum Thu Dec 13, 2018 1:55 pm

» Some very damning whistleblowing
by Awoken2 Thu Dec 13, 2018 11:04 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Wed Dec 12, 2018 8:02 pm

» What the hell is 'ableism'
by Phillpots Wed Dec 12, 2018 7:42 pm

» stupid thing
by projectzoo Wed Dec 12, 2018 2:41 pm

» Dire Consequences Of Debt
by assassin Wed Dec 12, 2018 2:25 am

» Litter fines set to QUADRUPLE: Rubbish louts now face £150 on the spot penalty https://www.youtube.com/watch?v=olkdZeBWOhc
by Society of the Spectacle Tue Dec 11, 2018 7:17 pm

» Real Begging
by LionsShare Tue Dec 11, 2018 5:05 pm

» Cookies Show and Related Topics.
by Society of the Spectacle Tue Dec 11, 2018 2:44 pm

» More Recycling
by assassin Tue Dec 11, 2018 3:39 am

» Stop The Debt Threat Letters
by Mrblue2017 Mon Dec 10, 2018 11:44 pm

» Brown all CAPS window letter with "Defendant" visible!
by waylander62 Mon Dec 10, 2018 10:21 pm

» Intrum Finance letter advice please.
by Ithesoul Mon Dec 10, 2018 9:32 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Dec 10, 2018 8:02 pm

» Robinson Way
by Killuminati Mon Dec 10, 2018 1:10 pm

» Dam funny
by assassin Mon Dec 10, 2018 2:17 am

» Funny Old World
by Phillpots Sat Dec 08, 2018 5:03 pm

» List of shrievalties
by Phillpots Sat Dec 08, 2018 5:01 pm

» Transcash - the death of
by LionsShare Sat Dec 08, 2018 3:45 pm

» 3 letter process
by Mrblue2017 Thu Dec 06, 2018 4:43 pm

» Warning To Site Members On Benefits
by assassin Thu Dec 06, 2018 2:13 am

» R.N.
by eargoggles Wed Dec 05, 2018 11:48 pm

» ceo of banks
by Mrblue2017 Wed Dec 05, 2018 8:25 pm

» Hiv talk ( lots of immune supporting info in this ) slides and 200 references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:25 pm

» Bladder cancer talk, slides with references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:23 pm

» Lung cancer talk, slides and references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:21 pm

» Prostate/ Prostate cancer talk, slides and references ( must watch ) with quoted research and links
by Theatchet Wed Dec 05, 2018 7:16 pm

» Breast cancer talk, slides and references for the talk, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:13 pm

» Alzheimers and Dementia Talk, with all the slides and references, with quoted research and links
by Theatchet Wed Dec 05, 2018 7:10 pm

» Durham Police Get Back What They Dish Out
by assassin Wed Dec 05, 2018 7:10 pm

» France Yellow Vests Gilet Juanes,
by Society of the Spectacle Wed Dec 05, 2018 3:59 pm

» Difficulty paying default loan
by Mrblue2017 Wed Dec 05, 2018 9:45 am

» An appeal from 'The armchair detective'
by assassin Wed Dec 05, 2018 1:51 am

» HMRC INCOME TAX
by LionsShare Tue Dec 04, 2018 8:24 pm

» remedy for P.C.N/COUNCIL TAX
by Keithatlm Tue Dec 04, 2018 6:03 pm

» Wildfires
by mitch Tue Dec 04, 2018 12:15 pm

» A New Turn
by assassin Mon Dec 03, 2018 1:25 am

Moon phases


PRAC Financial Limited??

Go down

PRAC Financial Limited??

Post by stormy121 on Fri Sep 29, 2017 6:04 pm

Anyone heard of these guys? Got them chasing me for an alleged debt for a payday loan, but i can get two address's for them, however the letter they sent me says to contact them via BW legal who they (PRAC Financial Limited) are telling me they have assigned to collect etc....

stormy121
Not so newb
Not so newb

Posts : 31
Join date : 2017-06-20

Back to top Go down

Re: PRAC Financial Limited??

Post by Kestrel on Fri Sep 29, 2017 8:45 pm

You can search the FCA register:
https://register.fca.org.uk/

Enter names & look at their permissions to find out a bit more about these bottom feeders.

Kestrel
Very helpful
Very helpful

Posts : 267
Join date : 2017-08-27

Back to top Go down

Re: PRAC Financial Limited??

Post by stormy121 on Fri Sep 29, 2017 9:05 pm

Okay, i tried to search found them both but im unsure how to tackle this so....heres the letter!



Last edited by stormy121 on Sat Sep 30, 2017 5:00 pm; edited 2 times in total

stormy121
Not so newb
Not so newb

Posts : 31
Join date : 2017-06-20

Back to top Go down

Re: PRAC Financial Limited??

Post by daveiron on Fri Sep 29, 2017 9:24 pm

avatar
daveiron
Admin
Admin

Posts : 1342
Join date : 2017-01-17

Back to top Go down

Re: PRAC Financial Limited??

Post by discodave4093 on Fri Sep 29, 2017 9:32 pm

Yes I have heard of them. They contacted my wife earlier this year also about a payday loan. I sent the 3 letters and estoppel to both prac and bw legal and haven't heard from them since apart from through a dispute on equifax as this account that apparently dates back to 2013 has all of a sudden been placed on my wife's credit report and defaulted even though it was never there before. Clearly an act of pure spite


Last edited by discodave4093 on Fri Sep 29, 2017 9:35 pm; edited 1 time in total (Reason for editing : Spelling Error)

discodave4093
Not so newb
Not so newb

Posts : 66
Join date : 2017-05-30

Back to top Go down

Re: PRAC Financial Limited??

Post by 1saberwow on Fri Sep 29, 2017 10:25 pm

Hi stormy121. You need to cover BWL101 on the side of your letter as this can also identify who you are as well.

1saberwow
Not so newb
Not so newb

Posts : 86
Join date : 2017-06-03

Back to top Go down

Re: PRAC Financial Limited??

Post by stormy121 on Sat Sep 30, 2017 5:01 pm

OKay, done so just out of curiosity, which address should i actually use? im a little lost with this one as there is two, the one that is on PRAC's website and the one that they are telling me to contact on the letter?

stormy121
Not so newb
Not so newb

Posts : 31
Join date : 2017-06-20

Back to top Go down

Re: PRAC Financial Limited??

Post by discodave4093 on Sat Sep 30, 2017 5:22 pm

I take it the one on the letter is a PO box address? Don't use a PO box, use an actual business address. The one I have for them is

Prac Financial Limited
F10 Longfields Court
Middlewoods Way,
Wharncliffe Business Park
Carlton, Barnsley S71 3GN

discodave4093
Not so newb
Not so newb

Posts : 66
Join date : 2017-05-30

Back to top Go down

Re: PRAC Financial Limited??

Post by stormy121 on Sat Sep 30, 2017 5:25 pm

Nope, the address they are telling me to contact is,

BW Legal Services LTD
Enterprise House
Apex View
Leeds
LS11 9BH

This is "their representatives" as PRAC are saying anyway...?

stormy121
Not so newb
Not so newb

Posts : 31
Join date : 2017-06-20

Back to top Go down

Re: PRAC Financial Limited??

Post by Tiggy on Sat Sep 30, 2017 6:08 pm

BW Legal are Solicitors.

As it's a Payday Loan another angle to look at this is the Irresponsible Lending, if you had bad credit should they have lent you anything in the first place.

Tiggy
Moderator
Moderator

Posts : 640
Join date : 2017-08-11

Back to top Go down

Re: PRAC Financial Limited??

Post by stormy121 on Sat Sep 30, 2017 6:14 pm

Its not mine XD its actually my sisters, she just happens to suffer with dyslexia so...im helping Smile

stormy121
Not so newb
Not so newb

Posts : 31
Join date : 2017-06-20

Back to top Go down

Re: PRAC Financial Limited??

Post by discodave4093 on Sat Sep 30, 2017 11:09 pm

I sent the letters to both prac and bw legal, prac didn't reply at all and all bw legal did was send a laughable looking statement on non letterheaded paper with no name, address account number or anything so needless to say they were told what they could do with it

discodave4093
Not so newb
Not so newb

Posts : 66
Join date : 2017-05-30

Back to top Go down

Re: PRAC Financial Limited??

Post by man on Sun Oct 01, 2017 10:22 am

The letter seems to be saying that there is an agreement between "you" and a creditor entity of a PO Box, but a PO Box is not a contracting venue so there is no agreement in the first place?

man
Not so newb
Not so newb

Posts : 38
Join date : 2017-05-20

Back to top Go down

Re: PRAC Financial Limited??

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum