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3 LETTER COCK UP

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3 LETTER COCK UP

Post by hoopoe22 on Thu Nov 16, 2017 9:25 am

I recently received a letter from a DC alleging I owed them money relating to a mobile phone account. As the old forum wasn't operating any more I found some template letters posted there by Falijay and sent off the first one. They replied saying that it wasn't a debt under the Bills of Exchange act, they also said they were not acting as agents and that they would attempt to acquire the original phone contract info. So now I started thinking that maybe I'd sent the wrong letter. Anyway This is a month ago and I haven't heard from them again yet. Also I haven't sent the second letter because I can't find their second letter to me and I don't remember the date of it. I felt sure I had put it with all the other correspondence. Any advice?

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Re: 3 LETTER COCK UP

Post by petesomething on Thu Nov 16, 2017 5:46 pm

HI hoopoe22

its true a mobile account is not a loan and does not come under bills of Exchange act, all they need to show in a court would be a Statment that can show you had a mobile contract,
however the DCA will need to show they legally own the debt , have a mobile contract or statments , to show you broke the agreement, in this case its good the DCA brought this debt , and not just acting as a agent.

i would wait and see ,
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Re: 3 LETTER COCK UP

Post by hoopoe22 on Fri Nov 17, 2017 8:45 am

that's great thanks.

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Re: 3 LETTER COCK UP

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