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Moon phases


Credit card agreement misfiled and they can't find it!

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Credit card agreement misfiled and they can't find it!

Post by Prometheus on Sun Dec 17, 2017 3:37 pm

Hi

Would appreciate your help

This is from Natwest - they cannot find the credit card agreement

How does this affect me now?

What should I do next?

Thank you for your help as always

Much appreciated

Prometheus
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IMG_1280.jpg You don't have permission to download attachments.(1.3 Mb) Downloaded 15 times

Prometheus
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Re: Credit card agreement misfiled and they can't find it!

Post by daveiron on Sun Dec 17, 2017 4:11 pm

Great, they are telling they do not have the agreement & cannot enforce what they do not have.
Continue the letters until the end.

daveiron
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Re: Credit card agreement misfiled and they can't find it!

Post by Prometheus on Sun Dec 17, 2017 8:06 pm

Thank you Daveiron
already all done with letters
have a great week

Prometheus
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Re: Credit card agreement misfiled and they can't find it!

Post by daveystoat on Thu Mar 22, 2018 10:11 am

I had the same one last year. "We regret to advise we can't find it". They only regret it because they will lose out.
They contradict themselves by saying it is not void - they cannot enforce something that doesn't exist. Were they to try to take it to court, they wouldn't have any case as they have no evidence. The last line about "We may take such action as legally permitted" is laughable - they can't do anything.

daveystoat
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Re: Credit card agreement misfiled and they can't find it!

Post by Prometheus on Thu Mar 22, 2018 11:36 am

Brilliant !!!!

Prometheus
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Re: Credit card agreement misfiled and they can't find it!

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