Re: Mortimer Clarke

by Cookiemonster2 Mon Jan 04, 2021 11:00 pm

shall I put not photocopys in letter too?

by **Mrblue2015** Tue Jan 05, 2021 4:21 am

No. I have slightly reworded my instruction 3 as follows:

3. Photocopy all of the above i.e. the completed Reply Form, your enclosed letters a) and b) AND the postal order. These copies are for YOU to keep. Now send an A4 envelope containing the completed Reply Form, your letters and the postal order via Royal Mail Signed For delivery (better still, using their tracked service) ensuring the envelope gets to the solicitor BEFORE the 14 day deadline. I recommend you send off your envelope with one week to go at the very latest (don't risk leaving it too late!)

by **Mrblue2015** Tue Jan 05, 2021 8:50 am

daveiron wrote:Do not answer any of those questions,
if you look closely everyone refers to the debt I personally never complete anything contained within a box inc government forms. anything within a box is counted as a separate document.

I just wanted to quote the above again from DaveIron. He was spot on here, hence why the decision to tick Box I which makes NO reference to the word debt...

by **daveiron** Tue Jan 05, 2021 10:03 am

I would just like to add here,and this does not just apply to this thread.
There was no mention of receiving a letter of claim in the original post.
Would members in future please provide all relevant information.
I have seen over and over again Mr Blue attempting to get answers which
should have been supplied in the first instance .Its very much like pulling teeth.
It not only wastes time it can result in the wrong advice being given.

This is not aimed at the original poster but to anyone needing help.

by **Mrblue2015** Tue Jan 05, 2021 10:16 am

TOTALLY AGREE DaveIron.

A note to ALL please! Smile

by Cookiemonster2 Tue Jan 05, 2021 9:56 pm

Thankyou MrBlue, sent SAR today, will send reply form with letters tomorrow, you been a real help here Very Happy

by **Mrblue2015** Wed Jan 06, 2021 7:06 am

You’re welcome cookiemonster2, as has DaveIron and Waylander62 I’m sure you’ll agree.

by Cookiemonster2 Fri Jan 08, 2021 3:05 pm

yes DaveIron and Waylander62 been brilliant. everything in post now just waitingf for responce. Thankyou all Very Happy

by waylander62 Fri Jan 08, 2021 3:18 pm

respond as soon as you receive anything keep on top of the situation

and help us to do the same

by **Mrblue2015** Fri Jan 08, 2021 5:36 pm

Spot on Waylander62, the more people can help us (and quickly) the better our chances of helping you!

by Cookiemonster2 Sun Jan 17, 2021 5:01 pm

ok its past seven days for CCA, no CCA

by **Mrblue2015** Sun Jan 17, 2021 5:05 pm

Not at all surprised... Let’s see if / when the produce any docs or fob you off

by Cookiemonster2 Sun Jan 17, 2021 5:11 pm

yep

by Cookiemonster2 Wed Mar 03, 2021 9:56 pm

OK got SAR weeks ago, today only received Mortimer Clarke Letter with CCA, the date on the letter was sent is apparently was sent 3weeks (I call BS cough). Tell me what you need to know to go from here

by waylander62 Wed Mar 03, 2021 10:22 pm

you should have told us when you received the SAR !! not weeks after !! we mentioned this before Rolling Eyes

helps prepare for what might be to come

so you received a letter from mortimer clarke with cca ? care to enlighten us with the contents ?

sorry for the sarcasm but frustration springs to mind

by Cookiemonster2 Wed Mar 03, 2021 10:34 pm

Mortimer Clarke gave CCA (without my details), defult notice, notice of assignment, signed statement on behalf of client.
They state they cant send me Deeds of Assignment

by waylander62 Wed Mar 03, 2021 11:23 pm

so they have sent you

i) a copy of an agreement ? any terms and conditions ?
ii) a copy of the default notice ?
iii) a copy of the notice of assignment ?
iv) signed statement on behalf of their client ? not sure what this means

by **Mrblue2015** Thu Mar 04, 2021 1:47 am

waylander62 wrote:you should have told us when you received the SAR !! not weeks after !! we mentioned this before

Agreed with Waylander62. And the following message is not just directed at you it applies to anyone who might seek out help:

We keep banging on about the need for people to help us to help them.

If they don’t, they should not be surprised if we can’t help or it’s too late. Contrary to any potentially popular belief, we are not sitting around twiddling our thumbs. We all lead busy lives and it’s one thing for us to find time to help people, but quite another to be expected to drop everything (due to the short notice) and help people.

Thank you.

by Cookiemonster2 Thu Mar 04, 2021 9:18 am

yes they sent me those 4 Items wayland (They look different from the ones in SAR and CCA does not have my details).
Defo they backed dated that letter by 3weeks.
The SAR doesn't appear to have default notice; been looking over and over it. Will look again after work.

by waylander62 Thu Mar 04, 2021 9:49 am

this is why we ask that you let us know to be prepared for what they might send

compare the agreement and terms and conditions contained in the SAR with what mortimer have sent

look for a default notice in the SAR ( if there isn't one then we could have dealt with this weeks ago )

with the greatest respect you have only answered part of my last post i asked about assignment, terms and conditions and what this signed statement is also

by **Mrblue2015** Thu Mar 04, 2021 1:15 pm

I would be amazed if the SAR including a default notice. I have never received. a default notice in any of my SARs and despite explicitly asking for one or asking why, after receiving a SAR, the default notice was missing.

However, I always kept the original default notices if ever received Wink

by Cookiemonster2 Thu Mar 04, 2021 9:33 pm

Ok Thankyou very much Waylander,

i) I going to read through both copies of CCA and scan the pages for a default notice again this evening in the SAR. (the CCA is like over a month late , we did give them 7days in request also they refuse to send Deeds of Assignment)

ii) yes an alleged defult notice

iii) they sent copy of notice of assignment

iv) The signed Statement is Cabot claiming my postal order was to pay £1.00 off the alleged debt (isnt the £1.00 to charge for request only?)

Also I did send them letter 1 and 2 just before they sent the per-protocal letter, do I send them letter 3 as they refuse to send deeds?

by Cookiemonster2 Thu Mar 04, 2021 9:46 pm

I just notice this, in the letter they given me 14 days, as they blatantly backed dated letter (I received letter yesterday evening). that means the deadline passed before receiving the letter.

The word Pr*cks come to mind for their behavior.

by waylander62 Fri Mar 05, 2021 9:35 am

iv) The signed Statement is Cabot claiming my postal order was to pay £1.00 off the alleged debt (isnt the £1.00 to charge for request only?)

you MUST reply to this immediately pointing out that the £1 was the statutory fee required for a copy of the agreement and was NOT to be used for making any payment towards the alleged debt !!

did your CCA not make it clear to them that this was the case ?

so no default in the SAR but cabot have provided one ?? what is the date on the default notice ?

by **Mrblue2015** Fri Mar 05, 2021 9:43 am

In my response to a letter of claim instructions post (Jan 04, 2021 7:06 pm) where it took a very long time for me to compose very clear instructions for you, I did state:

enclose a postal order for £1 with letter a) and on that postal order, ensure you write: payment for Consumer Credit Agreement request only

Did you adhere to every detail in that post let alone this point in italics?

by Sponsored content