The GOODF Approach
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Moon phases


Settling an alleged Debt

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Settling an alleged Debt Empty Settling an alleged Debt

Post by ande Mon Jan 31, 2022 6:10 am

Good Morning all, I have been paying an agreed sum to my original lender to pay off a credit card but just before Christmas they sold it to a debt collector which is annoying because I didn't miss any payments and was about to pay it off and now these morons are now chasing me, the amount is just over £4000.
How do I negotiate with them? I don't fancy giving them the full amount when the debt cost them a few quid but I do want a full and final settlement.
They have sent me a few begging letters but I have ignored them and have not been in contact them, hope you can advise me and thanks for looking
Andy.

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Settling an alleged Debt Empty Re: Settling an alleged Debt

Post by Mrblue2015 Mon Jan 31, 2022 6:28 am

Good morning,

We don’t negotiate with debt purchasers, we make legitimate demands of them in order to evidence any alleged debt that may be owed.

In the future, should you decide not to negotiate or not to settle any alleged debt without them fully evidencing any alleged debt, then we can help.
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Post by ande Mon Jan 31, 2022 10:48 pm

Hi ,Thanks for the answer and I apologise ,just thought you might be able to steer me in the right direction. keep up the good work Andy

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Settling an alleged Debt Empty Re: Settling an alleged Debt

Post by daveiron Mon Jan 31, 2022 11:10 pm

Make a start here. https://goodf.forumotion.com/t5263-the-new-goodf-approach-please-read-this-first

The fact that you have been paying will not be a problem, Its also to your
advantage that its been sold -on.

You will need to study our approach but we will gladly guide you provided
you put in some effort.
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Settling an alleged Debt Empty Re: Settling an alleged Debt

Post by Mrblue2015 Tue Feb 01, 2022 6:10 am

Agreed with DaveIron
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