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Moon phases
Kearns Solicitors
2 posters
Page 1 of 1
Kearns Solicitors
I sent a CPR 18 to Kearns solicitors and have sent me loads of docs that Were asked for in the CPR 18. They are asking me to send in a doc admitting the debt to the claimant IDR Finance UK II Ltd. Who is the claimant? Who are they?
The original debt was with Barclaycard then assigned to Link Financial then assigned to IDR Fianace. Whats going on here?
Doc sent to me attached
The original debt was with Barclaycard then assigned to Link Financial then assigned to IDR Fianace. Whats going on here?
Doc sent to me attached
- Attachments
Last edited by lesheif on Mon Sep 11, 2017 12:37 pm; edited 4 times in total (Reason for editing : attached a file)
lesheif- Not so newb
- Posts : 17
Join date : 2017-08-10
Re: Kearns Solicitors
Have they started proceedings, if so the claimant will be named on the Particulars of Claim.
IDR & Link are part of an asset management group called CapitalFudiciary, IDR work under a service agreement with Link.
IDR & Link are part of an asset management group called CapitalFudiciary, IDR work under a service agreement with Link.
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Kearns Solicitors
The claimant is IDR Finance UK ll Limited
lesheif- Not so newb
- Posts : 17
Join date : 2017-08-10
Re: Kearns Solicitors
Well the list of documents they've sent you appears fairly comprehensive.
What you'll need to do is examine the agreement to see if it contains all the prescribed terms.
What you'll need to do is examine the agreement to see if it contains all the prescribed terms.
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Kearns Solicitors
If they have me bang to writes then what? They sent me a form to admit the claim, put a monthly instalment forward and also consent a judgement made against me.
lesheif- Not so newb
- Posts : 17
Join date : 2017-08-10
Re: Kearns Solicitors
Can you post up a copy of the form you've received?
It really is up to you to assess what they've sent you.
There is a way of avoiding a CCJ (if you can't risk getting one) by agreeing to what's known as a Tomlin Order, but you will have to agree a repayment plan and stick to it..
If you're not bothered about getting a CCJ, then you could risk turning up a Court to see if they do, they may, they may not. If they do, by experience I suspect they will get their Order.
It really is up to you to assess what they've sent you.
There is a way of avoiding a CCJ (if you can't risk getting one) by agreeing to what's known as a Tomlin Order, but you will have to agree a repayment plan and stick to it..
If you're not bothered about getting a CCJ, then you could risk turning up a Court to see if they do, they may, they may not. If they do, by experience I suspect they will get their Order.
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Kearns Solicitors
I have just offered £1 a month and the solicitors agreed as long as I sign a Tomlin Order. Whats the catch?
lesheif- Not so newb
- Posts : 17
Join date : 2017-08-10
Re: Kearns Solicitors
The 'catch' if you like is that a Tomlin Order halts (stays) proceedings, if you fail to keep to the order they can request proceedings continue to a full hearing, otherwise it's binding on both parties, so whilst it's in place they can't go for a full CCJ.lesheif wrote:I have just offered £1 a month and the solicitors agreed as long as I sign a Tomlin Order. Whats the catch?
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Kearns Solicitors
So that means for a debt of say £5000 it will take 416 years to pay off. Why would they accept that?
lesheif- Not so newb
- Posts : 17
Join date : 2017-08-10
Re: Kearns Solicitors
In their view something is better than nothing !! They get a few 100,000's paying a £1 a month !!lesheif wrote:So that means for a debt of say £5000 it will take 416 years to pay off. Why would they accept that?
Tiggy- Moderator
- Posts : 640
Join date : 2017-08-11
Re: Kearns Solicitors
They are still out of pocket. Say they pay 10% of 5000 = 500. 1 a month = 41 years that's still a long time to break even especially when you could be in your 40's or 50's and dead before its all paid. Then again I was never good at maths lol
lesheif- Not so newb
- Posts : 17
Join date : 2017-08-10
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