Waterbill

by Cookiemonster2 Thu Aug 22, 2019 1:58 pm

Hi I we got a letter from a debt collector on behalf of the water company. do we just do the three letter process to them???

by **Mrblue2015** Thu Aug 22, 2019 2:33 pm

Hi and welcome! One of us will help you shortly. In the meantime, I have moved your thread to 'Utilities' Smile

by **Mrblue2015** Thu Aug 22, 2019 2:37 pm

What is the name of the debt collector? Or presumably it is, in fact, a debt purchaser?

Does the letter state they bought the alleged debt from the water company? Or are managing it on behalf of the water company?

OR (other way round) Did you get a letter from the water company saying they had sold the alleged debt or that <name of debt company> is managing the account on behalf of the water company?

by Cookiemonster2 Thu Aug 22, 2019 5:08 pm

its from CARS (credit account recovery solutions), and letter says "we have been authorised and duly appointed to finalise recovery the outstanding account by our client"

by **Mrblue2015** Thu Aug 22, 2019 5:34 pm

OK so not debt purchasers but debt collection agents. However, the three letter system in the link below applies to alleged debts that originated as a loan, credit card etc.

Hopefully one of the other members / moderators will be able to supply a more suitable template in relation to a utilities bill, apologies

by **Mrblue2015** Thu Aug 22, 2019 5:36 pm

Also, depending on how much you owe the water company, it might make more sense to come to some sort of settlement (with the water company NOT the DCA). Is the water bill definitely yours are we talking about a mistake e.g. a previous resident etc?

by Cookiemonster2 Thu Aug 22, 2019 6:00 pm

It is ours £400, mum been hiding it, I would rather settle with the water company themselves

by **LionsShare** Thu Aug 22, 2019 6:22 pm

Hi & welcome Cookiemonster2.

Sorry to hear of your situation. Firstly judging by your narrative you are at some point where those dca(s) are coming after you. Do not worry too much I have had this myself, but this was after paying by endorsement, information can be found in this thread if you wish to read it.

https://goodf.forumotion.com/t3622-down-memory-lane

it is quite lengthy but what you reqiure is in there some where. My first point of note is that you can if you wish you can come to some sort of arrangement with water Co & pay that way OR if you are prepared to put up with hasstle you can pay by endorsement, the beauty of that is, it is paid by your signiture NOT out of your bank account & in that it is FREE! YES £0 out of your account.

If after deciding the path of pay by endorsement is not for you then you will have to come to an arrangement to pay, others here will be able to help with that.

If you have questions please ask.

Where it states "start of the holly grail" in the link above start watching those you tube videos from there.

Regards

LS

by **LionsShare** Thu Aug 22, 2019 6:26 pm

these may also help.

https://goodf.forumotion.com/t3607-sar

https://goodf.forumotion.com/t3578-utility-template-sar

https://goodf.forumotion.com/t370-subject-acess-request

by **Mrblue2015** Thu Aug 22, 2019 6:28 pm

Thanks for stepping in LS!

by **LionsShare** Thu Aug 22, 2019 6:30 pm

No problem, trying to come up with something quick please hang on

by **LionsShare** Thu Aug 22, 2019 6:38 pm

Cookiemonster2. this is if you wish to make an arangment to pay yourself.

c/o My House,
Anywhere Road
[AA11 1AA].

21/08/2019.

Accounts dept,
RIPoff Company,
Get Shafted Street,
London

Account Number: XXXXX

Dear Sir/Madam

After receiving your bill dated ??/??/?? I would like to come to some sort of arrangement to pay this outstanding debt, what are my options you have open to finalise & set this off?

Regards

XXXXX

this is too over simplyfied for your situation so please feel free to modify to suit you, please feel free to ask questions.

LS

by **LionsShare** Thu Aug 22, 2019 6:44 pm

Have been doing this now for 2 -3 years, have been threatened with court & all sorts, nothing has happened, still waiting...... & waiting.... & waiting.... etc.

by Cookiemonster2 Thu Aug 22, 2019 10:16 pm

cheers I read into the info given to me Smile

by Cookiemonster2 Fri Aug 23, 2019 1:24 pm

cheers I was thinking of away to buy time as this £400 came out of the blue and want they it over the weekend.

by **Mrblue2015** Fri Aug 23, 2019 1:35 pm

Cookiemonster2 wrote:...and want they it over the weekend.

Don't worry about the BS dates these scumbags seem to pluck out of thin air...

by **daveiron** Fri Aug 23, 2019 4:18 pm

Dont let these parasites dictate to you, they have no standing there is nothing they can do. In any event
if you are going to pay it ,pay the water co. direct. These scum no doubt get a fee for all they collect.
So no collection no fee.The sooner these parasites are out of business the better.
As LS said offer a payment plan,you will find they will accept a reasonable offer.

by **LionsShare** Fri Aug 23, 2019 5:24 pm

If you offer a payment plan ONLY offer what you can realistically afford, even if its £10, £20, or £30 a month it does not matter.

As DI stated, do not let these scum dictate to you. Have had a threat-o-gram in the last week, pay up or else, I have my narrative (sh*t) to throw back.

all the best.

LS

by **Mrblue2015** Fri Aug 23, 2019 7:13 pm

Both DI and LS bloody spot on as usual.

You (cookiemonster2) have nothing to worry about. So forget about it and enjoy the bank holiday. Then come Tuesday, get onto the water company next week and effectively say (as LS says) "this is what you're going to get per month and that's it" haha. No way can they come after you once you're paying something. Simple!

by **LionsShare** Fri Aug 23, 2019 8:11 pm

thanks for the endorsement Mr.Blue, me personally would pay by endorsement as for the reasons listed.

IT's FREEEEEEEE!

by Cookiemonster2 Mon Aug 26, 2019 4:01 pm

ok cheers guys, I get the water company direct Smile

by **assassin** Tue Nov 05, 2019 1:48 am

Let me throw a little fuel on the fire here.

You need to know exactly what the warrant is for because their common tactic is deceipt using words, let me explain, is it because you owe an alleged debt for gas, or is it because you already have a repayment plan and you are not honouring it which is breach of contract?

by Sponsored content

Waterbill

Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill

Re: Waterbill